Compare Lane, KS Car Insurance Rates (2021)

Car insurance in Lane, KS averages $276 a month. Lane, Kansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Lane car insurance rates, compare quotes from the top car insurance companies in Lane, KS.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Lane is American Family
  • The cheapest car insurance company in Lane for teen drivers is American Family
  • Average car insurance rates in Lane, KS after a DUI are $3,966/year

If you need to buy Lane, Kansas car insurance, the options can be confusing. Everything you need to know about car insurance in Lane, KS is right here.

You’ll find Lane car insurance rates, the cheapest Lane, KS car insurance companies, and information on Kansas car insurance laws. You can also compare Lane, Kansas car insurance rates to Kansas City car insurance rates, Salina car insurance rates, and Overland Park car insurance rates.

Ready to find affordable Lane, KS car insurance today? Enter your ZIP code for fast, free Lane car insurance quotes.

Cheapest Lane, KS Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lane, KS car insurance rates? Every Lane, Kansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lane, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,921 $2,846 $2,594 $2,670 $7,834 $8,726 $3,015 $3,133
American Family $1,591 $1,591 $1,437 $1,437 $3,089 $3,707 $1,591 $1,789
Farmers $2,432 $2,410 $2,172 $2,270 $6,611 $6,833 $2,747 $2,893
GEICO $2,420 $2,366 $2,443 $2,273 $4,439 $5,960 $2,802 $2,038
Liberty Mutual $2,400 $2,594 $2,276 $2,539 $10,892 $12,164 $2,635 $2,855
Nationwide $1,699 $1,747 $1,516 $1,629 $3,608 $4,415 $1,992 $2,118
Progressive $2,349 $2,238 $1,893 $1,976 $8,736 $9,862 $2,785 $2,994
State Farm $1,777 $1,777 $1,548 $1,548 $4,605 $5,888 $1,994 $2,245
Travelers $1,983 $2,018 $1,936 $1,959 $8,048 $12,563 $2,032 $2,394
USAA $1,280 $1,292 $1,184 $1,180 $4,598 $4,783 $1,699 $1,754

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Minimum Car Insurance in Lane, KS

Every driver must carry the minimum car insurance in Lane, KS. Take a look at the Kansas car insurance requirements.

Minimum Required Car Insurance Coverage in Lane, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Lane, KS Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lane, KS. Compare credit history car insurance rates in Lane from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lane, Kansas

Insurance Company Poor Fair Good
Allstate $5,236 $3,963 $3,453
American Family $2,649 $1,874 $1,564
Farmers $4,181 $3,324 $3,134
GEICO $4,806 $2,542 $1,930
Liberty Mutual $4,794 $4,794 $4,794
Nationwide $2,588 $2,295 $2,139
Progressive $4,702 $3,955 $3,655
State Farm $3,892 $2,326 $1,801
Travelers $4,754 $3,874 $3,722
USAA $3,019 $1,997 $1,648

Cheapest Lane, KS Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lane, KS to rates for a clean record with top companies.

Annual Lane, Kansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,650 $4,252 $4,882 $4,085
American Family $1,992 $2,142 $1,992 $1,992
Farmers $2,985 $3,845 $3,747 $3,608
GEICO $1,946 $3,187 $4,922 $2,316
Liberty Mutual $3,624 $5,432 $5,337 $4,785
Nationwide $1,772 $2,032 $3,540 $2,019
Progressive $3,794 $4,429 $3,962 $4,230
State Farm $2,488 $2,857 $2,673 $2,673
Travelers $2,999 $3,915 $5,395 $4,157
USAA $1,619 $2,199 $3,209 $1,858

Cheapest Lane, KS Car Insurance for Teen Drivers

Teen car insurance in Lane, KS can be expensive. Take a look at rates from the top car insurance companies in Lane for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lane, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,834 $8,726
American Family $3,089 $3,707
Farmers $6,611 $6,833
GEICO $4,439 $5,960
Liberty Mutual $10,892 $12,164
Nationwide $3,608 $4,415
Progressive $8,736 $9,862
State Farm $4,605 $5,888
Travelers $8,048 $12,563
USAA $4,598 $4,783

Cheapest Lane, KS Car Insurance for Seniors

Take a look at Lane, KS senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lane, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,594 $2,670
American Family $1,437 $1,437
Farmers $2,172 $2,270
GEICO $2,443 $2,273
Liberty Mutual $2,276 $2,539
Nationwide $1,516 $1,629
Progressive $1,893 $1,976
State Farm $1,548 $1,548
Travelers $1,936 $1,959
USAA $1,184 $1,180

Cheapest Lane, KS Car Insurance Rates After a DUI

A DUI in Lane, KS increases car insurance rates. Compare Lane, Kansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lane, Kansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,882
American Family $1,992
Farmers $3,747
GEICO $4,922
Liberty Mutual $5,337
Nationwide $3,540
Progressive $3,962
State Farm $2,673
Travelers $5,395
USAA $3,209

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Cheapest Lane, KS Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lane, KS by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lane, Kansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,217 $4,217
American Family $2,003 $2,055
Farmers $3,546 $3,546
GEICO $3,027 $3,159
Liberty Mutual $4,794 $4,794
Nationwide $2,341 $2,341
Progressive $4,104 $4,104
State Farm $2,606 $2,739
Travelers $4,117 $4,117
USAA $2,159 $2,283

The Best Cheap Car Insurance Companies in Lane, KS

Take a look at a side-by-side comparison of the top car insurance companies in Lane, KS to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lane, Kansas

Insurance Company Average Annual Rates
Allstate $4,217
American Family $2,029
Farmers $3,546
GEICO $3,093
Liberty Mutual $4,794
Nationwide $2,341
Progressive $4,104
State Farm $2,673
Travelers $4,117
USAA $2,221

Category Winners: Cheapest Car Insurance in Lane, Kansas

Find the cheapest car insurance companies in Lane, KS for each category right here.

Best Annual Car Insurance Rates by Company in Lane, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Lane, KS Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lane car insurance rates. Find the cheapest Lane, KS car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lane, Kansas

Insurance Company Low Medium High
Allstate $4,092 $4,208 $4,352
American Family $2,048 $2,132 $1,908
Farmers $3,407 $3,528 $3,703
GEICO $3,003 $3,089 $3,186
Liberty Mutual $4,689 $4,784 $4,910
Nationwide $2,458 $2,315 $2,248
Progressive $3,893 $4,073 $4,346
State Farm $2,581 $2,680 $2,757
Travelers $3,907 $4,124 $4,319
USAA $2,142 $2,216 $2,307

What affects car insurance rates in Lane, Kansas?

What factors can have an impact on Lane, KS car insurance? There are several reasons why Lane car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Lane, Kansas.

Commute Time in Lane

The more time you spend in your car the higher the risk of an accident. The average commute length in Lane, KS is 33.3 minutes according to City-Data.

Compare Car Insurance Quotes in Lane, KS

Ready to find affordable Lane, Kansas car insurance today? Enter your ZIP code for fast, free Lane, KS car insurance quotes.

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