Compare Lansing, OH Car Insurance Rates (2021)

Car insurance in Lansing, OH averages $229 a month. Lansing, Ohio car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Lansing car insurance rates, compare quotes from the top car insurance companies in Lansing, OH.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Lansing is USAA
  • The cheapest car insurance company in Lansing for teen drivers is USAA
  • Average car insurance rates in Lansing, OH after a DUI are $3,186/year

If you need to buy Lansing, Ohio car insurance, the options can be confusing. Everything you need to know about car insurance in Lansing, OH is right here.

You’ll find Lansing car insurance rates, the cheapest Lansing, OH car insurance companies, and information on Ohio car insurance laws. You can also compare Lansing, Ohio car insurance rates to Columbus car insurance rates, Toledo car insurance rates, and Lorain car insurance rates.

Ready to find affordable Lansing, OH car insurance today? Enter your ZIP code for fast, free Lansing car insurance quotes.

Cheapest Lansing, OH Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lansing, OH car insurance rates? Every Lansing, Ohio car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lansing, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,213 $2,214 $1,978 $2,119 $6,016 $6,890 $2,351 $2,529
American Family $931 $968 $844 $849 $2,767 $3,010 $1,148 $1,210
Farmers $1,657 $1,649 $1,462 $1,540 $7,154 $7,403 $1,860 $1,950
GEICO $1,395 $1,350 $1,291 $1,290 $3,693 $3,443 $1,553 $1,326
Liberty Mutual $1,962 $2,144 $1,513 $1,836 $9,823 $11,112 $2,103 $2,306
Nationwide $2,108 $2,122 $1,900 $1,918 $5,290 $6,843 $2,263 $2,640
Progressive $1,802 $1,697 $1,497 $1,548 $8,076 $9,097 $2,162 $2,238
State Farm $1,499 $1,499 $1,332 $1,332 $4,530 $5,698 $1,737 $1,991
Travelers $1,426 $1,448 $1,413 $1,406 $6,086 $9,594 $1,484 $1,702
USAA $869 $877 $818 $824 $2,588 $2,893 $1,161 $1,261

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Minimum Car Insurance in Lansing, OH

Every driver must carry the minimum car insurance in Lansing, OH. Take a look at the Ohio car insurance requirements.

Minimum Required Car Insurance Coverage in Lansing, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Lansing, OH Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lansing, OH. Compare credit history car insurance rates in Lansing from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lansing, Ohio

Insurance Company Poor Fair Good
Allstate $4,234 $3,067 $2,567
American Family $1,943 $1,329 $1,126
Farmers $3,502 $2,946 $2,805
GEICO $2,300 $1,917 $1,535
Liberty Mutual $5,891 $3,591 $2,818
Nationwide $3,783 $3,049 $2,575
Progressive $3,944 $3,411 $3,189
State Farm $3,495 $2,160 $1,702
Travelers $3,435 $2,987 $2,788
USAA $1,839 $1,295 $1,101

Cheapest Lansing, OH Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lansing, OH to rates for a clean record with top companies.

Annual Lansing, Ohio Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,781 $3,345 $3,898 $3,131
American Family $1,405 $1,486 $1,486 $1,486
Farmers $2,541 $3,271 $3,190 $3,335
GEICO $1,311 $1,879 $2,688 $1,792
Liberty Mutual $3,456 $4,406 $4,520 $4,018
Nationwide $2,508 $3,197 $4,062 $2,776
Progressive $3,029 $4,124 $3,225 $3,681
State Farm $2,243 $2,661 $2,452 $2,452
Travelers $2,263 $2,946 $4,441 $2,630
USAA $1,090 $1,452 $1,897 $1,207

Cheapest Lansing, OH Car Insurance for Teen Drivers

Teen car insurance in Lansing, OH can be expensive. Take a look at rates from the top car insurance companies in Lansing for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lansing, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,016 $6,890
American Family $2,767 $3,010
Farmers $7,154 $7,403
GEICO $3,693 $3,443
Liberty Mutual $9,823 $11,112
Nationwide $5,290 $6,843
Progressive $8,076 $9,097
State Farm $4,530 $5,698
Travelers $6,086 $9,594
USAA $2,588 $2,893

Cheapest Lansing, OH Car Insurance for Seniors

Take a look at Lansing, OH senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lansing, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,978 $2,119
American Family $844 $849
Farmers $1,462 $1,540
GEICO $1,291 $1,290
Liberty Mutual $1,513 $1,836
Nationwide $1,900 $1,918
Progressive $1,497 $1,548
State Farm $1,332 $1,332
Travelers $1,413 $1,406
USAA $818 $824

Cheapest Lansing, OH Car Insurance Rates After a DUI

A DUI in Lansing, OH increases car insurance rates. Compare Lansing, Ohio DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lansing, Ohio

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,898
American Family $1,486
Farmers $3,190
GEICO $2,688
Liberty Mutual $4,520
Nationwide $4,062
Progressive $3,225
State Farm $2,452
Travelers $4,441
USAA $1,897

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Cheapest Lansing, OH Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lansing, OH by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lansing, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,289 $3,289
American Family $1,448 $1,484
Farmers $3,084 $3,084
GEICO $1,882 $1,952
Liberty Mutual $4,100 $4,100
Nationwide $3,136 $3,136
Progressive $3,515 $3,515
State Farm $2,393 $2,512
Travelers $3,070 $3,070
USAA $1,357 $1,466

The Best Cheap Car Insurance Companies in Lansing, OH

Take a look at a side-by-side comparison of the top car insurance companies in Lansing, OH to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lansing, Ohio

Insurance Company Average Annual Rates
Allstate $3,289
American Family $1,466
Farmers $3,084
GEICO $1,917
Liberty Mutual $4,100
Nationwide $3,136
Progressive $3,515
State Farm $2,452
Travelers $3,070
USAA $1,411

Category Winners: Cheapest Car Insurance in Lansing, Ohio

Find the cheapest car insurance companies in Lansing, OH for each category right here.

Best Annual Car Insurance Rates by Company in Lansing, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Lansing, OH Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lansing car insurance rates. Find the cheapest Lansing, OH car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lansing, Ohio

Insurance Company Low Medium High
Allstate $3,200 $3,284 $3,383
American Family $1,446 $1,477 $1,475
Farmers $2,937 $3,041 $3,274
GEICO $1,865 $1,910 $1,978
Liberty Mutual $3,960 $4,117 $4,223
Nationwide $3,466 $3,040 $2,901
Progressive $3,389 $3,488 $3,667
State Farm $2,346 $2,459 $2,552
Travelers $2,991 $3,110 $3,109
USAA $1,358 $1,410 $1,466

What affects car insurance rates in Lansing, Ohio?

What factors can have an impact on Lansing, OH car insurance? There are several reasons why Lansing car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Lansing, Ohio.

Commute Time in Lansing

The more time you spend in your car the higher the risk of an accident. The average commute length in Lansing, OH is 22.9 minutes according to City-Data.

Traffic in Lansing

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Lansing, OH traffic data from INRIX ranks Lansing as the 978th-most congested in the world.

Compare Car Insurance Quotes in Lansing, OH

Ready to find affordable Lansing, Ohio car insurance today? Enter your ZIP code for fast, free Lansing, OH car insurance quotes.

Free Car Insurance Comparison

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