Compare Laotto, IN Car Insurance Rates (2021)

Car insurance in Laotto, IN averages $270 a month. Laotto, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Laotto car insurance rates, compare quotes from the top car insurance companies in Laotto, IN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Laotto for teen drivers is USAA
  • The cheapest car insurance company in Laotto is USAA
  • Average car insurance rates in Laotto, IN after a DUI are $3,834/year

If you need to buy Laotto, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Laotto, IN is right here.

You’ll find Laotto car insurance rates, the cheapest Laotto, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Laotto, Indiana car insurance rates to Indianapolis car insurance rates, Fort Wayne car insurance rates, and Bloomington car insurance rates.

Ready to find affordable Laotto, IN car insurance today? Enter your ZIP code for fast, free Laotto car insurance quotes.

Cheapest Laotto, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Laotto, IN car insurance rates? Every Laotto, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Laotto, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,484 $2,545 $2,180 $2,385 $7,659 $9,653 $2,524 $2,746
American Family $2,195 $2,195 $1,970 $1,970 $5,962 $8,663 $2,195 $2,713
Farmers $1,485 $1,464 $1,270 $1,428 $8,010 $8,531 $1,958 $2,117
GEICO $1,461 $1,452 $1,360 $1,403 $4,269 $3,981 $1,670 $1,481
Liberty Mutual $3,820 $3,820 $3,505 $3,505 $8,444 $12,786 $3,820 $5,262
Nationwide $1,615 $1,653 $1,415 $1,512 $4,705 $6,112 $1,894 $2,071
Progressive $1,480 $1,402 $1,341 $1,349 $8,661 $9,754 $1,854 $1,897
State Farm $1,401 $1,401 $1,241 $1,241 $4,134 $5,310 $1,546 $1,718
Travelers $1,323 $1,346 $1,245 $1,245 $8,546 $13,660 $1,402 $1,606
USAA $1,066 $1,052 $991 $1,001 $2,940 $3,290 $1,444 $1,549

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Minimum Car Insurance in Laotto, IN

Every driver must carry the minimum car insurance in Laotto, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Laotto, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Laotto, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Laotto, IN. Compare credit history car insurance rates in Laotto from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Laotto, Indiana

Insurance Company Poor Fair Good
Allstate $4,986 $3,711 $3,369
American Family $4,759 $3,096 $2,593
Farmers $3,832 $3,123 $2,894
GEICO $2,567 $2,135 $1,702
Liberty Mutual $7,484 $4,871 $4,505
Nationwide $2,986 $2,523 $2,357
Progressive $3,826 $3,385 $3,191
State Farm $3,277 $1,955 $1,516
Travelers $4,223 $3,583 $3,583
USAA $2,243 $1,484 $1,273

Cheapest Laotto, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Laotto, IN to rates for a clean record with top companies.

Annual Laotto, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,206 $4,715 $4,349 $3,818
American Family $2,399 $3,832 $4,841 $2,858
Farmers $2,937 $3,423 $3,529 $3,243
GEICO $1,407 $2,204 $2,974 $1,954
Liberty Mutual $4,435 $5,191 $7,987 $4,868
Nationwide $2,256 $2,906 $2,787 $2,540
Progressive $2,605 $4,543 $3,105 $3,616
State Farm $2,198 $2,402 $2,198 $2,198
Travelers $3,225 $3,983 $4,516 $3,462
USAA $1,260 $1,792 $2,053 $1,561

Cheapest Laotto, IN Car Insurance for Teen Drivers

Teen car insurance in Laotto, IN can be expensive. Take a look at rates from the top car insurance companies in Laotto for teenagers.

Annual Car Insurance Rates for Teen Drivers in Laotto, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,659 $9,653
American Family $5,962 $8,663
Farmers $8,010 $8,531
GEICO $4,269 $3,981
Liberty Mutual $8,444 $12,786
Nationwide $4,705 $6,112
Progressive $8,661 $9,754
State Farm $4,134 $5,310
Travelers $8,546 $13,660
USAA $2,940 $3,290

Cheapest Laotto, IN Car Insurance for Seniors

Take a look at Laotto, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Laotto, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,180 $2,385
American Family $1,970 $1,970
Farmers $1,270 $1,428
GEICO $1,360 $1,403
Liberty Mutual $3,505 $3,505
Nationwide $1,415 $1,512
Progressive $1,341 $1,349
State Farm $1,241 $1,241
Travelers $1,245 $1,245
USAA $991 $1,001

Cheapest Laotto, IN Car Insurance Rates After a DUI

A DUI in Laotto, IN increases car insurance rates. Compare Laotto, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Laotto, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,349
American Family $4,841
Farmers $3,529
GEICO $2,974
Liberty Mutual $7,987
Nationwide $2,787
Progressive $3,105
State Farm $2,198
Travelers $4,516
USAA $2,053

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Cheapest Laotto, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Laotto, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Laotto, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,022 $4,022
American Family $3,441 $3,525
Farmers $3,283 $3,283
GEICO $2,096 $2,173
Liberty Mutual $5,469 $5,771
Nationwide $2,622 $2,622
Progressive $3,467 $3,467
State Farm $2,185 $2,313
Travelers $3,796 $3,796
USAA $1,644 $1,689

The Best Cheap Car Insurance Companies in Laotto, IN

Take a look at a side-by-side comparison of the top car insurance companies in Laotto, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Laotto, Indiana

Insurance Company Average Annual Rates
Allstate $4,022
American Family $3,483
Farmers $3,283
GEICO $2,135
Liberty Mutual $5,620
Nationwide $2,622
Progressive $3,467
State Farm $2,249
Travelers $3,796
USAA $1,667

Category Winners: Cheapest Car Insurance in Laotto, Indiana

Find the cheapest car insurance companies in Laotto, IN for each category right here.

Best Annual Car Insurance Rates by Company in Laotto, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Laotto, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Laotto car insurance rates. Find the cheapest Laotto, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Laotto, Indiana

Insurance Company Low Medium High
Allstate $3,835 $4,008 $4,223
American Family $3,456 $3,598 $3,394
Farmers $3,162 $3,275 $3,412
GEICO $2,007 $2,129 $2,268
Liberty Mutual $5,445 $5,607 $5,809
Nationwide $2,676 $2,600 $2,589
Progressive $3,281 $3,415 $3,705
State Farm $2,148 $2,248 $2,351
Travelers $3,684 $3,833 $3,872
USAA $1,603 $1,662 $1,735

Compare Car Insurance Quotes in Laotto, IN

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Average Monthly Car Insurance Rates by State