Compare Lapel, IN Car Insurance Rates (2021)

Car insurance in Lapel, IN averages $271 a month. Lapel, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Lapel car insurance rates, compare quotes from the top car insurance companies in Lapel, IN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Lapel for teen drivers is USAA
  • Average car insurance rates in Lapel, IN are $3,248/year
  • Average car insurance rates in Lapel, IN after a DUI are $3,859/year

If you need to buy Lapel, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Lapel, IN is right here.

You’ll find Lapel car insurance rates, the cheapest Lapel, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Lapel, Indiana car insurance rates to Gary car insurance rates, Fishers car insurance rates, and Bloomington car insurance rates.

Ready to find affordable Lapel, IN car insurance today? Enter your ZIP code for fast, free Lapel car insurance quotes.

Cheapest Lapel, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lapel, IN car insurance rates? Every Lapel, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lapel, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,443 $2,499 $2,151 $2,354 $7,644 $9,658 $2,467 $2,684
American Family $2,227 $2,227 $2,008 $2,008 $6,237 $8,999 $2,227 $2,733
Farmers $1,518 $1,500 $1,295 $1,458 $8,260 $8,834 $2,013 $2,173
GEICO $1,525 $1,525 $1,440 $1,501 $4,579 $4,243 $1,752 $1,533
Liberty Mutual $3,986 $3,986 $3,662 $3,662 $8,754 $13,230 $3,986 $5,473
Nationwide $1,672 $1,706 $1,466 $1,562 $4,968 $6,433 $1,971 $2,153
Progressive $1,551 $1,461 $1,412 $1,419 $9,305 $10,444 $1,944 $1,976
State Farm $1,501 $1,501 $1,344 $1,344 $4,630 $5,928 $1,665 $1,852
Travelers $1,038 $1,055 $976 $975 $6,423 $10,148 $1,100 $1,265
USAA $1,043 $1,024 $974 $977 $2,952 $3,288 $1,407 $1,498

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Minimum Car Insurance in Lapel, IN

Every driver must carry the minimum car insurance in Lapel, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Lapel, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Lapel, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lapel, IN. Compare credit history car insurance rates in Lapel from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lapel, Indiana

Insurance Company Poor Fair Good
Allstate $4,935 $3,682 $3,345
American Family $4,908 $3,181 $2,661
Farmers $3,939 $3,221 $2,985
GEICO $2,721 $2,262 $1,803
Liberty Mutual $7,780 $5,064 $4,683
Nationwide $3,121 $2,635 $2,469
Progressive $4,055 $3,606 $3,406
State Farm $3,601 $2,147 $1,664
Travelers $3,195 $2,712 $2,710
USAA $2,214 $1,465 $1,257

Cheapest Lapel, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lapel, IN to rates for a clean record with top companies.

Annual Lapel, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,174 $4,680 $4,314 $3,782
American Family $2,469 $3,938 $4,985 $2,942
Farmers $3,022 $3,533 $3,635 $3,336
GEICO $1,472 $2,337 $3,203 $2,037
Liberty Mutual $4,572 $5,380 $8,386 $5,033
Nationwide $2,360 $3,037 $2,913 $2,655
Progressive $2,763 $4,864 $3,294 $3,835
State Farm $2,411 $2,650 $2,411 $2,411
Travelers $2,444 $3,014 $3,412 $2,620
USAA $1,240 $1,770 $2,033 $1,538

Cheapest Lapel, IN Car Insurance for Teen Drivers

Teen car insurance in Lapel, IN can be expensive. Take a look at rates from the top car insurance companies in Lapel for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lapel, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,644 $9,658
American Family $6,237 $8,999
Farmers $8,260 $8,834
GEICO $4,579 $4,243
Liberty Mutual $8,754 $13,230
Nationwide $4,968 $6,433
Progressive $9,305 $10,444
State Farm $4,630 $5,928
Travelers $6,423 $10,148
USAA $2,952 $3,288

Cheapest Lapel, IN Car Insurance for Seniors

Take a look at Lapel, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lapel, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,151 $2,354
American Family $2,008 $2,008
Farmers $1,295 $1,458
GEICO $1,440 $1,501
Liberty Mutual $3,662 $3,662
Nationwide $1,466 $1,562
Progressive $1,412 $1,419
State Farm $1,344 $1,344
Travelers $976 $975
USAA $974 $977

Cheapest Lapel, IN Car Insurance Rates After a DUI

A DUI in Lapel, IN increases car insurance rates. Compare Lapel, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lapel, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,314
American Family $4,985
Farmers $3,635
GEICO $3,203
Liberty Mutual $8,386
Nationwide $2,913
Progressive $3,294
State Farm $2,411
Travelers $3,412
USAA $2,033

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Cheapest Lapel, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lapel, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lapel, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,987 $3,987
American Family $3,540 $3,627
Farmers $3,381 $3,381
GEICO $2,225 $2,299
Liberty Mutual $5,687 $5,998
Nationwide $2,742 $2,742
Progressive $3,689 $3,689
State Farm $2,400 $2,541
Travelers $2,872 $2,872
USAA $1,624 $1,667

The Best Cheap Car Insurance Companies in Lapel, IN

Take a look at a side-by-side comparison of the top car insurance companies in Lapel, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lapel, Indiana

Insurance Company Average Annual Rates
Allstate $3,987
American Family $3,583
Farmers $3,381
GEICO $2,262
Liberty Mutual $5,842
Nationwide $2,741
Progressive $3,689
State Farm $2,471
Travelers $2,872
USAA $1,645

Category Winners: Cheapest Car Insurance in Lapel, Indiana

Find the cheapest car insurance companies in Lapel, IN for each category right here.

Best Annual Car Insurance Rates by Company in Lapel, Indiana

Category Insurance Company
Teenagers USAA
Seniors Travelers
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Lapel, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lapel car insurance rates. Find the cheapest Lapel, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lapel, Indiana

Insurance Company Low Medium High
Allstate $3,794 $3,972 $4,196
American Family $3,541 $3,702 $3,507
Farmers $3,270 $3,377 $3,497
GEICO $2,120 $2,256 $2,411
Liberty Mutual $5,656 $5,828 $6,043
Nationwide $2,775 $2,722 $2,728
Progressive $3,483 $3,631 $3,953
State Farm $2,348 $2,470 $2,594
Travelers $2,820 $2,899 $2,899
USAA $1,586 $1,641 $1,709

What affects car insurance rates in Lapel, Indiana?

What factors can have an impact on Lapel, IN car insurance? There are several reasons why Lapel car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Lapel, Indiana.

Commute Time in Lapel

The more time you spend in your car the higher the risk of an accident. The average commute length in Lapel, IN is 26.5 minutes according to City-Data.

Compare Car Insurance Quotes in Lapel, IN

Ready to find affordable Lapel, Indiana car insurance today? Enter your ZIP code for fast, free Lapel, IN car insurance quotes.

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Average Monthly Car Insurance Rates by State