Compare Lapoint, UT Car Insurance Rates (2021)

Car insurance in Lapoint, UT averages $291 a month. Lapoint, Utah car insurance requirements are 25/65/15, but you might need full coverage insurance if your car is financed. To find cheap Lapoint car insurance rates, compare quotes from the top car insurance companies in Lapoint, UT.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Lapoint, UT after a DUI are $3,972/year
  • The cheapest car insurance company in Lapoint is USAA
  • Average car insurance rates in Lapoint, UT are $3,488/year

If you need to buy Lapoint, Utah car insurance, the options can be confusing. Everything you need to know about car insurance in Lapoint, UT is right here.

You’ll find Lapoint car insurance rates, the cheapest Lapoint, UT car insurance companies, and information on Utah car insurance laws. You can also compare Lapoint, Utah car insurance rates to Orem car insurance rates, Layton car insurance rates, and Ogden car insurance rates.

Ready to find affordable Lapoint, UT car insurance today? Enter your ZIP code for fast, free Lapoint car insurance quotes.

Cheapest Lapoint, UT Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lapoint, UT car insurance rates? Every Lapoint, Utah car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lapoint, Utah

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,394 $2,227 $2,157 $2,157 $7,323 $8,190 $2,565 $2,575
American Family $1,979 $1,979 $1,815 $1,815 $7,096 $9,328 $1,979 $2,345
Farmers $1,946 $1,924 $1,723 $1,831 $8,070 $8,310 $2,198 $2,274
GEICO $1,896 $2,112 $2,068 $2,389 $5,626 $6,011 $1,647 $1,664
Liberty Mutual $2,419 $2,605 $2,009 $2,236 $9,183 $10,193 $2,555 $2,720
Nationwide $1,821 $1,848 $1,626 $1,718 $4,844 $6,181 $2,093 $2,248
Progressive $1,977 $1,850 $1,614 $1,718 $7,880 $8,766 $2,295 $2,415
State Farm $2,902 $2,902 $2,624 $2,624 $8,767 $10,914 $3,288 $3,777
USAA $1,361 $1,338 $1,220 $1,221 $4,736 $5,538 $1,656 $1,809

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Minimum Car Insurance in Lapoint, UT

Every driver must carry the minimum car insurance in Lapoint, UT. Take a look at the Utah car insurance requirements.

Minimum Required Car Insurance Coverage in Lapoint, Utah

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$65,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Lapoint, UT Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lapoint, UT. Compare credit history car insurance rates in Lapoint from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lapoint, Utah

Insurance Company Poor Fair Good
Allstate $4,957 $3,312 $2,827
American Family $4,451 $3,337 $2,838
Farmers $4,048 $3,361 $3,194
GEICO $4,460 $2,470 $1,850
Liberty Mutual $6,058 $3,722 $2,940
Nationwide $3,475 $2,611 $2,307
Progressive $4,047 $3,447 $3,199
State Farm $7,691 $3,870 $2,614
USAA $3,387 $2,156 $1,538

Cheapest Lapoint, UT Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lapoint, UT to rates for a clean record with top companies.

Annual Lapoint, Utah Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,124 $3,756 $4,392 $3,522
American Family $2,928 $3,646 $4,307 $3,286
Farmers $3,009 $3,910 $3,795 $3,425
GEICO $2,131 $3,301 $3,801 $2,473
Liberty Mutual $3,327 $4,548 $4,907 $4,177
Nationwide $2,218 $2,989 $3,506 $2,476
Progressive $3,022 $4,539 $3,156 $3,541
State Farm $4,304 $5,146 $4,725 $4,725
USAA $1,857 $2,345 $3,158 $2,080

Cheapest Lapoint, UT Car Insurance for Teen Drivers

Teen car insurance in Lapoint, UT can be expensive. Take a look at rates from the top car insurance companies in Lapoint for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lapoint, Utah

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,323 $8,190
American Family $7,096 $9,328
Farmers $8,070 $8,310
GEICO $5,626 $6,011
Liberty Mutual $9,183 $10,193
Nationwide $4,844 $6,181
Progressive $7,880 $8,766
State Farm $8,767 $10,914
USAA $4,736 $5,538

Cheapest Lapoint, UT Car Insurance for Seniors

Take a look at Lapoint, UT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lapoint, Utah

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,157 $2,157
American Family $1,815 $1,815
Farmers $1,723 $1,831
GEICO $2,068 $2,389
Liberty Mutual $2,009 $2,236
Nationwide $1,626 $1,718
Progressive $1,614 $1,718
State Farm $2,624 $2,624
USAA $1,220 $1,221

Cheapest Lapoint, UT Car Insurance Rates After a DUI

A DUI in Lapoint, UT increases car insurance rates. Compare Lapoint, Utah DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lapoint, Utah

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,392
American Family $4,307
Farmers $3,795
GEICO $3,801
Liberty Mutual $4,907
Nationwide $3,506
Progressive $3,156
State Farm $4,725
USAA $3,158

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Cheapest Lapoint, UT Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lapoint, UT by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lapoint, Utah

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,698 $3,698
American Family $3,539 $3,544
Farmers $3,535 $3,535
GEICO $2,875 $2,978
Liberty Mutual $4,170 $4,311
Nationwide $2,797 $2,797
Progressive $3,564 $3,564
State Farm $4,608 $4,842
USAA $2,334 $2,386

The Best Cheap Car Insurance Companies in Lapoint, UT

Take a look at a side-by-side comparison of the top car insurance companies in Lapoint, UT to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lapoint, Utah

Insurance Company Average Annual Rates
Allstate $3,698
American Family $3,542
Farmers $3,535
GEICO $2,927
Liberty Mutual $4,240
Nationwide $2,797
Progressive $3,564
State Farm $4,725
USAA $2,360

Category Winners: Cheapest Car Insurance in Lapoint, Utah

Find the cheapest car insurance companies in Lapoint, UT for each category right here.

Best Annual Car Insurance Rates by Company in Lapoint, Utah

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Lapoint, UT Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lapoint car insurance rates. Find the cheapest Lapoint, UT car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lapoint, Utah

Insurance Company Low Medium High
Allstate $3,558 $3,692 $3,846
American Family $3,455 $3,588 $3,582
Farmers $3,245 $3,487 $3,872
GEICO $2,730 $2,914 $3,135
Liberty Mutual $4,041 $4,223 $4,456
Nationwide $3,081 $2,657 $2,654
Progressive $3,323 $3,477 $3,893
State Farm $4,456 $4,737 $4,982
USAA $2,260 $2,361 $2,459

Compare Car Insurance Quotes in Lapoint, UT

Ready to find affordable Lapoint, Utah car insurance today? Enter your ZIP code for fast, free Lapoint, UT car insurance quotes.

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