Compare Laporte, CO Car Insurance Rates (2021)

Car insurance in Laporte, CO averages $277 a month. Laporte, Colorado car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Laporte car insurance rates, compare quotes from the top car insurance companies in Laporte, CO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Laporte, CO after a DUI are $3,965/year
  • The cheapest car insurance company in Laporte is Liberty Mutual
  • The cheapest car insurance company in Laporte for teen drivers is Liberty Mutual

If you need to buy Laporte, Colorado car insurance, the options can be confusing. Everything you need to know about car insurance in Laporte, CO is right here.

You’ll find Laporte car insurance rates, the cheapest Laporte, CO car insurance companies, and information on Colorado car insurance laws. You can also compare Laporte, Colorado car insurance rates to Lakewood car insurance rates, Pueblo car insurance rates, and Centennial car insurance rates.

Ready to find affordable Laporte, CO car insurance today? Enter your ZIP code for fast, free Laporte car insurance quotes.

Cheapest Laporte, CO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Laporte, CO car insurance rates? Every Laporte, Colorado car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Laporte, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,577 $2,412 $2,340 $2,362 $8,906 $9,379 $2,808 $2,813
American Family $2,360 $2,360 $2,133 $2,133 $5,699 $7,669 $2,360 $2,883
Farmers $2,572 $2,546 $2,332 $2,514 $9,655 $9,707 $2,826 $2,854
GEICO $1,867 $2,038 $1,970 $2,232 $5,819 $6,160 $1,710 $1,742
Liberty Mutual $1,490 $1,428 $1,276 $1,404 $4,610 $5,024 $1,503 $1,507
Nationwide $2,263 $2,300 $2,028 $2,139 $5,724 $7,310 $2,605 $2,810
Progressive $2,174 $2,034 $1,911 $1,902 $7,456 $8,316 $2,443 $2,372
State Farm $1,787 $1,787 $1,617 $1,617 $5,276 $6,665 $2,006 $2,380
USAA $1,901 $1,894 $1,820 $1,818 $4,763 $5,440 $2,432 $2,635

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Minimum Car Insurance in Laporte, CO

Every driver must carry the minimum car insurance in Laporte, CO. Take a look at the Colorado car insurance requirements.

Minimum Required Car Insurance Coverage in Laporte, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Laporte, CO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Laporte, CO. Compare credit history car insurance rates in Laporte from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Laporte, Colorado

Insurance Company Poor Fair Good
Allstate $5,342 $4,129 $3,127
American Family $4,466 $3,197 $2,686
Farmers $5,080 $4,126 $3,921
GEICO $3,536 $2,942 $2,348
Liberty Mutual $3,241 $2,003 $1,597
Nationwide $4,099 $3,254 $2,838
Progressive $4,060 $3,474 $3,194
State Farm $4,016 $2,580 $2,079
USAA $4,183 $2,400 $1,929

Cheapest Laporte, CO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Laporte, CO to rates for a clean record with top companies.

Annual Laporte, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,582 $4,118 $5,040 $4,058
American Family $2,551 $3,629 $4,727 $2,891
Farmers $3,695 $4,750 $4,686 $4,372
GEICO $2,080 $3,230 $3,741 $2,719
Liberty Mutual $2,007 $2,342 $2,418 $2,354
Nationwide $2,618 $3,570 $4,523 $2,879
Progressive $3,097 $4,340 $3,266 $3,601
State Farm $2,651 $3,133 $2,892 $2,892
USAA $2,080 $2,534 $4,398 $2,339

Cheapest Laporte, CO Car Insurance for Teen Drivers

Teen car insurance in Laporte, CO can be expensive. Take a look at rates from the top car insurance companies in Laporte for teenagers.

Annual Car Insurance Rates for Teen Drivers in Laporte, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,906 $9,379
American Family $5,699 $7,669
Farmers $9,655 $9,707
GEICO $5,819 $6,160
Liberty Mutual $4,610 $5,024
Nationwide $5,724 $7,310
Progressive $7,456 $8,316
State Farm $5,276 $6,665
USAA $4,763 $5,440

Cheapest Laporte, CO Car Insurance for Seniors

Take a look at Laporte, CO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Laporte, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,340 $2,362
American Family $2,133 $2,133
Farmers $2,332 $2,514
GEICO $1,970 $2,232
Liberty Mutual $1,276 $1,404
Nationwide $2,028 $2,139
Progressive $1,911 $1,902
State Farm $1,617 $1,617
USAA $1,820 $1,818

Cheapest Laporte, CO Car Insurance Rates After a DUI

A DUI in Laporte, CO increases car insurance rates. Compare Laporte, Colorado DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Laporte, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,040
American Family $4,727
Farmers $4,686
GEICO $3,741
Liberty Mutual $2,418
Nationwide $4,523
Progressive $3,266
State Farm $2,892
USAA $4,398

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Cheapest Laporte, CO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Laporte, CO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Laporte, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,200 $4,200
American Family $3,375 $3,524
Farmers $4,376 $4,376
GEICO $2,879 $3,005
Liberty Mutual $2,280 $2,280
Nationwide $3,397 $3,397
Progressive $3,576 $3,576
State Farm $2,820 $2,964
USAA $2,758 $2,917

The Best Cheap Car Insurance Companies in Laporte, CO

Take a look at a side-by-side comparison of the top car insurance companies in Laporte, CO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Laporte, Colorado

Insurance Company Average Annual Rates
Allstate $4,200
American Family $3,449
Farmers $4,376
GEICO $2,942
Liberty Mutual $2,280
Nationwide $3,397
Progressive $3,576
State Farm $2,892
USAA $2,838

Category Winners: Cheapest Car Insurance in Laporte, Colorado

Find the cheapest car insurance companies in Laporte, CO for each category right here.

Best Annual Car Insurance Rates by Company in Laporte, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Cheapest Laporte, CO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Laporte car insurance rates. Find the cheapest Laporte, CO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Laporte, Colorado

Insurance Company Low Medium High
Allstate $3,957 $4,184 $4,458
American Family $3,256 $3,522 $3,571
Farmers $3,858 $4,317 $4,952
GEICO $2,650 $2,888 $3,290
Liberty Mutual $2,136 $2,271 $2,434
Nationwide $3,381 $3,402 $3,409
Progressive $3,285 $3,588 $3,855
State Farm $2,687 $2,895 $3,094
USAA $2,702 $2,837 $2,974

What affects car insurance rates in Laporte, Colorado?

What factors can have an impact on Laporte, CO car insurance? There are several reasons why Laporte car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Laporte, Colorado.

Commute Time in Laporte

The more time you spend in your car the higher the risk of an accident. The average commute length in Laporte, CO is 23.3 minutes according to City-Data.

Compare Car Insurance Quotes in Laporte, CO

Ready to find affordable Laporte, Colorado car insurance today? Enter your ZIP code for fast, free Laporte, CO car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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