Compare Laredo, MO Car Insurance Rates (2021)

Car insurance in Laredo, MO averages $266 a month. Laredo, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Laredo car insurance rates, compare quotes from the top car insurance companies in Laredo, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Laredo, MO after a DUI are $3,705/year
  • The cheapest car insurance company in Laredo is Nationwide
  • The cheapest car insurance company in Laredo for teen drivers is Nationwide

If you need to buy Laredo, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Laredo, MO is right here.

You’ll find Laredo car insurance rates, the cheapest Laredo, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Laredo, Missouri car insurance rates to Independence car insurance rates, Springfield car insurance rates, and St. Joseph car insurance rates.

Ready to find affordable Laredo, MO car insurance today? Enter your ZIP code for fast, free Laredo car insurance quotes.

Cheapest Laredo, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Laredo, MO car insurance rates? Every Laredo, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Laredo, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,766 $2,681 $2,482 $2,562 $7,583 $8,206 $2,661 $2,753
American Family $1,942 $1,942 $1,729 $1,729 $5,296 $6,883 $1,942 $2,272
Farmers $2,475 $2,472 $2,222 $2,339 $9,664 $10,002 $2,821 $2,973
GEICO $1,874 $2,089 $1,453 $1,830 $5,703 $6,060 $1,737 $1,762
Liberty Mutual $2,669 $2,898 $2,199 $2,466 $8,641 $9,596 $2,822 $3,024
Nationwide $1,383 $1,424 $1,227 $1,314 $3,409 $4,420 $1,570 $1,712
Progressive $2,202 $2,082 $1,800 $1,847 $6,726 $7,591 $2,698 $2,777
State Farm $1,559 $1,559 $1,371 $1,371 $4,177 $5,302 $1,744 $1,975
USAA $1,523 $1,516 $1,356 $1,392 $4,422 $5,416 $1,911 $2,134

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Minimum Car Insurance in Laredo, MO

Every driver must carry the minimum car insurance in Laredo, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Laredo, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Laredo, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Laredo, MO. Compare credit history car insurance rates in Laredo from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Laredo, Missouri

Insurance Company Poor Fair Good
Allstate $5,465 $3,514 $2,906
American Family $3,873 $2,728 $2,299
Farmers $5,011 $4,151 $3,951
GEICO $3,884 $2,531 $2,025
Liberty Mutual $6,172 $3,743 $2,953
Nationwide $2,437 $1,995 $1,741
Progressive $4,023 $3,316 $3,057
State Farm $3,166 $2,159 $1,822
USAA $4,127 $1,897 $1,352

Cheapest Laredo, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Laredo, MO to rates for a clean record with top companies.

Annual Laredo, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,406 $3,835 $4,758 $3,848
American Family $2,217 $3,222 $3,898 $2,530
Farmers $3,825 $4,671 $4,575 $4,414
GEICO $2,224 $2,842 $3,785 $2,402
Liberty Mutual $3,134 $4,457 $4,620 $4,946
Nationwide $1,650 $2,073 $2,716 $1,791
Progressive $3,046 $3,964 $3,340 $3,512
State Farm $2,211 $2,553 $2,382 $2,382
USAA $1,998 $2,393 $3,276 $2,169

Cheapest Laredo, MO Car Insurance for Teen Drivers

Teen car insurance in Laredo, MO can be expensive. Take a look at rates from the top car insurance companies in Laredo for teenagers.

Annual Car Insurance Rates for Teen Drivers in Laredo, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,583 $8,206
American Family $5,296 $6,883
Farmers $9,664 $10,002
GEICO $5,703 $6,060
Liberty Mutual $8,641 $9,596
Nationwide $3,409 $4,420
Progressive $6,726 $7,591
State Farm $4,177 $5,302
USAA $4,422 $5,416

Cheapest Laredo, MO Car Insurance for Seniors

Take a look at Laredo, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Laredo, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,482 $2,562
American Family $1,729 $1,729
Farmers $2,222 $2,339
GEICO $1,453 $1,830
Liberty Mutual $2,199 $2,466
Nationwide $1,227 $1,314
Progressive $1,800 $1,847
State Farm $1,371 $1,371
USAA $1,356 $1,392

Cheapest Laredo, MO Car Insurance Rates After a DUI

A DUI in Laredo, MO increases car insurance rates. Compare Laredo, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Laredo, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,758
American Family $3,898
Farmers $4,575
GEICO $3,785
Liberty Mutual $4,620
Nationwide $2,716
Progressive $3,340
State Farm $2,382
USAA $3,276

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Cheapest Laredo, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Laredo, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Laredo, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,962 $3,962
American Family $2,938 $2,996
Farmers $4,371 $4,371
GEICO $2,758 $2,868
Liberty Mutual $4,289 $4,289
Nationwide $2,058 $2,058
Progressive $3,465 $3,465
State Farm $2,325 $2,440
USAA $2,369 $2,548

The Best Cheap Car Insurance Companies in Laredo, MO

Take a look at a side-by-side comparison of the top car insurance companies in Laredo, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Laredo, Missouri

Insurance Company Average Annual Rates
Allstate $3,962
American Family $2,967
Farmers $4,371
GEICO $2,813
Liberty Mutual $4,289
Nationwide $2,058
Progressive $3,465
State Farm $2,382
USAA $2,459

Category Winners: Cheapest Car Insurance in Laredo, Missouri

Find the cheapest car insurance companies in Laredo, MO for each category right here.

Best Annual Car Insurance Rates by Company in Laredo, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Laredo, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Laredo car insurance rates. Find the cheapest Laredo, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Laredo, Missouri

Insurance Company Low Medium High
Allstate $3,825 $3,954 $4,107
American Family $2,878 $3,061 $2,962
Farmers $4,133 $4,335 $4,645
GEICO $2,652 $2,830 $2,958
Liberty Mutual $4,070 $4,309 $4,490
Nationwide $1,948 $2,074 $2,151
Progressive $3,157 $3,472 $3,768
State Farm $2,259 $2,388 $2,500
USAA $2,371 $2,452 $2,554

What affects car insurance rates in Laredo, Missouri?

What factors can have an impact on Laredo, MO car insurance? There are several reasons why Laredo car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Laredo, Missouri.

Commute Time in Laredo

The more time you spend in your car the higher the risk of an accident. The average commute length in Laredo, MO is 25.4 minutes according to City-Data.

Compare Car Insurance Quotes in Laredo, MO

Ready to find affordable Laredo, Missouri car insurance today? Enter your ZIP code for fast, free Laredo, MO car insurance quotes.

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