Compare Larkspur, CO Car Insurance Rates (2021)

Car insurance in Larkspur, CO averages $340 a month. Larkspur, Colorado car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Larkspur car insurance rates, compare quotes from the top car insurance companies in Larkspur, CO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Larkspur, CO after a DUI are $4,836/year
  • The cheapest car insurance company in Larkspur for teen drivers is USAA
  • Average car insurance rates in Larkspur, CO are $4,083/year

If you need to buy Larkspur, Colorado car insurance, the options can be confusing. Everything you need to know about car insurance in Larkspur, CO is right here.

You’ll find Larkspur car insurance rates, the cheapest Larkspur, CO car insurance companies, and information on Colorado car insurance laws. You can also compare Larkspur, Colorado car insurance rates to Pueblo car insurance rates, Fort Collins car insurance rates, and Centennial car insurance rates.

Ready to find affordable Larkspur, CO car insurance today? Enter your ZIP code for fast, free Larkspur car insurance quotes.

Cheapest Larkspur, CO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Larkspur, CO car insurance rates? Every Larkspur, Colorado car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Larkspur, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,226 $3,016 $2,912 $2,941 $11,329 $11,923 $3,543 $3,553
American Family $2,591 $2,591 $2,337 $2,337 $6,270 $8,425 $2,591 $3,168
Farmers $3,030 $3,001 $2,741 $2,959 $11,684 $11,781 $3,338 $3,373
GEICO $2,326 $2,522 $2,412 $2,701 $7,112 $7,545 $2,136 $2,192
Liberty Mutual $1,994 $1,932 $1,708 $1,881 $6,078 $6,607 $2,007 $2,005
Nationwide $2,669 $2,714 $2,388 $2,520 $6,856 $8,756 $3,082 $3,326
Progressive $2,706 $2,526 $2,358 $2,348 $9,394 $10,513 $3,055 $2,969
State Farm $2,429 $2,429 $2,188 $2,188 $7,055 $8,945 $2,722 $3,220
USAA $2,227 $2,216 $2,133 $2,129 $5,662 $6,472 $2,862 $3,102

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Minimum Car Insurance in Larkspur, CO

Every driver must carry the minimum car insurance in Larkspur, CO. Take a look at the Colorado car insurance requirements.

Minimum Required Car Insurance Coverage in Larkspur, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Larkspur, CO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Larkspur, CO. Compare credit history car insurance rates in Larkspur from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Larkspur, Colorado

Insurance Company Poor Fair Good
Allstate $6,761 $5,218 $3,938
American Family $4,915 $3,506 $2,945
Farmers $6,074 $4,944 $4,697
GEICO $4,356 $3,618 $2,881
Liberty Mutual $4,325 $2,650 $2,105
Nationwide $4,880 $3,870 $3,367
Progressive $5,097 $4,354 $4,000
State Farm $5,416 $3,476 $2,799
USAA $4,944 $2,833 $2,274

Cheapest Larkspur, CO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Larkspur, CO to rates for a clean record with top companies.

Annual Larkspur, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,517 $5,205 $6,375 $5,124
American Family $2,805 $3,971 $5,199 $3,179
Farmers $4,419 $5,690 $5,614 $5,231
GEICO $2,575 $3,971 $4,532 $3,395
Liberty Mutual $2,654 $3,109 $3,215 $3,128
Nationwide $3,107 $4,245 $5,384 $3,419
Progressive $3,875 $5,446 $4,092 $4,521
State Farm $3,582 $4,213 $3,897 $3,897
USAA $2,444 $2,990 $5,212 $2,755

Cheapest Larkspur, CO Car Insurance for Teen Drivers

Teen car insurance in Larkspur, CO can be expensive. Take a look at rates from the top car insurance companies in Larkspur for teenagers.

Annual Car Insurance Rates for Teen Drivers in Larkspur, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,329 $11,923
American Family $6,270 $8,425
Farmers $11,684 $11,781
GEICO $7,112 $7,545
Liberty Mutual $6,078 $6,607
Nationwide $6,856 $8,756
Progressive $9,394 $10,513
State Farm $7,055 $8,945
USAA $5,662 $6,472

Cheapest Larkspur, CO Car Insurance for Seniors

Take a look at Larkspur, CO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Larkspur, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,912 $2,941
American Family $2,337 $2,337
Farmers $2,741 $2,959
GEICO $2,412 $2,701
Liberty Mutual $1,708 $1,881
Nationwide $2,388 $2,520
Progressive $2,358 $2,348
State Farm $2,188 $2,188
USAA $2,133 $2,129

Cheapest Larkspur, CO Car Insurance Rates After a DUI

A DUI in Larkspur, CO increases car insurance rates. Compare Larkspur, Colorado DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Larkspur, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,375
American Family $5,199
Farmers $5,614
GEICO $4,532
Liberty Mutual $3,215
Nationwide $5,384
Progressive $4,092
State Farm $3,897
USAA $5,212

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Cheapest Larkspur, CO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Larkspur, CO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Larkspur, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,305 $5,305
American Family $3,707 $3,870
Farmers $5,238 $5,238
GEICO $3,536 $3,701
Liberty Mutual $3,027 $3,027
Nationwide $4,039 $4,039
Progressive $4,484 $4,484
State Farm $3,799 $3,995
USAA $3,255 $3,445

The Best Cheap Car Insurance Companies in Larkspur, CO

Take a look at a side-by-side comparison of the top car insurance companies in Larkspur, CO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Larkspur, Colorado

Insurance Company Average Annual Rates
Allstate $5,305
American Family $3,789
Farmers $5,238
GEICO $3,618
Liberty Mutual $3,027
Nationwide $4,039
Progressive $4,484
State Farm $3,897
USAA $3,350

Category Winners: Cheapest Car Insurance in Larkspur, Colorado

Find the cheapest car insurance companies in Larkspur, CO for each category right here.

Best Annual Car Insurance Rates by Company in Larkspur, Colorado

Category Insurance Company
Teenagers USAA
Seniors Liberty Mutual
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Cheapest Larkspur, CO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Larkspur car insurance rates. Find the cheapest Larkspur, CO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Larkspur, Colorado

Insurance Company Low Medium High
Allstate $5,008 $5,287 $5,621
American Family $3,580 $3,867 $3,919
Farmers $4,586 $5,163 $5,967
GEICO $3,297 $3,557 $4,001
Liberty Mutual $2,834 $3,013 $3,233
Nationwide $4,033 $4,043 $4,041
Progressive $4,137 $4,497 $4,816
State Farm $3,626 $3,902 $4,164
USAA $3,189 $3,351 $3,511

What affects car insurance rates in Larkspur, Colorado?

What factors can have an impact on Larkspur, CO car insurance? There are several reasons why Larkspur car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Larkspur, Colorado.

Commute Time in Larkspur

The more time you spend in your car the higher the risk of an accident. The average commute length in Larkspur, CO is 26.8 minutes according to City-Data.

Compare Car Insurance Quotes in Larkspur, CO

Ready to find affordable Larkspur, Colorado car insurance today? Enter your ZIP code for fast, free Larkspur, CO car insurance quotes.

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