Compare Lastrup, MN Car Insurance Rates (2021)

Car insurance in Lastrup, MN averages $403 a month. Lastrup, Minnesota car insurance requirements are 30/60/10, but you might need full coverage insurance if your car is financed. To find cheap Lastrup car insurance rates, compare quotes from the top car insurance companies in Lastrup, MN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Lastrup, MN are $4,833/year
  • Average car insurance rates in Lastrup, MN after a DUI are $6,548/year
  • The cheapest car insurance company in Lastrup for teen drivers is State Farm

If you need to buy Lastrup, Minnesota car insurance, the options can be confusing. Everything you need to know about car insurance in Lastrup, MN is right here.

You’ll find Lastrup car insurance rates, the cheapest Lastrup, MN car insurance companies, and information on Minnesota car insurance laws. You can also compare Lastrup, Minnesota car insurance rates to Maple Grove car insurance rates, Woodbury car insurance rates, and St. Paul car insurance rates.

Ready to find affordable Lastrup, MN car insurance today? Enter your ZIP code for fast, free Lastrup car insurance quotes.

Cheapest Lastrup, MN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lastrup, MN car insurance rates? Every Lastrup, Minnesota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lastrup, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,929 $2,929 $2,811 $2,811 $6,622 $9,599 $3,565 $3,743
American Family $2,357 $2,357 $2,134 $2,134 $6,405 $9,311 $2,357 $2,664
Farmers $2,277 $2,271 $2,194 $2,309 $6,404 $6,426 $2,969 $2,916
GEICO $3,083 $3,062 $2,956 $2,873 $6,249 $7,971 $2,893 $2,971
Liberty Mutual $10,731 $10,731 $10,624 $10,624 $21,303 $32,066 $10,731 $15,017
Nationwide $1,974 $1,986 $1,754 $1,865 $4,946 $6,023 $2,306 $2,399
State Farm $1,657 $1,657 $1,461 $1,461 $3,459 $4,281 $1,922 $1,588
USAA $1,847 $1,822 $1,687 $1,679 $4,887 $5,320 $2,398 $2,538

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Minimum Car Insurance in Lastrup, MN

Every driver must carry the minimum car insurance in Lastrup, MN. Take a look at the Minnesota car insurance requirements.

Minimum Required Car Insurance Coverage in Lastrup, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Lastrup, MN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lastrup, MN. Compare credit history car insurance rates in Lastrup from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lastrup, Minnesota

Insurance Company Poor Fair Good
Allstate $6,438 $3,472 $3,218
American Family $5,071 $3,366 $2,707
Farmers $4,341 $3,138 $2,932
GEICO $4,813 $3,931 $3,277
Liberty Mutual $21,236 $13,727 $10,722
Nationwide $3,461 $2,786 $2,474
State Farm $3,188 $1,948 $1,421
USAA $4,324 $2,134 $1,859

Cheapest Lastrup, MN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lastrup, MN to rates for a clean record with top companies.

Annual Lastrup, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,230 $4,610 $5,479 $4,185
American Family $2,503 $4,466 $5,053 $2,838
Farmers $2,966 $3,747 $3,795 $3,374
GEICO $2,641 $4,226 $6,333 $2,829
Liberty Mutual $11,292 $15,382 $22,059 $12,181
Nationwide $2,298 $3,064 $3,533 $2,732
State Farm $2,021 $2,350 $2,186 $2,186
USAA $2,062 $2,626 $3,945 $2,456

Cheapest Lastrup, MN Car Insurance for Teen Drivers

Teen car insurance in Lastrup, MN can be expensive. Take a look at rates from the top car insurance companies in Lastrup for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lastrup, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,622 $9,599
American Family $6,405 $9,311
Farmers $6,404 $6,426
GEICO $6,249 $7,971
Liberty Mutual $21,303 $32,066
Nationwide $4,946 $6,023
State Farm $3,459 $4,281
USAA $4,887 $5,320

Cheapest Lastrup, MN Car Insurance for Seniors

Take a look at Lastrup, MN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lastrup, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,811 $2,811
American Family $2,134 $2,134
Farmers $2,194 $2,309
GEICO $2,956 $2,873
Liberty Mutual $10,624 $10,624
Nationwide $1,754 $1,865
State Farm $1,461 $1,461
USAA $1,687 $1,679

Cheapest Lastrup, MN Car Insurance Rates After a DUI

A DUI in Lastrup, MN increases car insurance rates. Compare Lastrup, Minnesota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lastrup, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,479
American Family $5,053
Farmers $3,795
GEICO $6,333
Liberty Mutual $22,059
Nationwide $3,533
State Farm $2,186
USAA $3,945

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Cheapest Lastrup, MN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lastrup, MN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lastrup, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,376 $4,376
American Family $3,671 $3,759
Farmers $3,471 $3,471
GEICO $3,955 $4,059
Liberty Mutual $14,776 $15,681
Nationwide $2,907 $2,907
State Farm $2,128 $2,243
USAA $2,736 $2,809

The Best Cheap Car Insurance Companies in Lastrup, MN

Take a look at a side-by-side comparison of the top car insurance companies in Lastrup, MN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lastrup, Minnesota

Insurance Company Average Annual Rates
Allstate $4,376
American Family $3,715
Farmers $3,471
GEICO $4,007
Liberty Mutual $15,229
Nationwide $2,907
State Farm $2,186
USAA $2,772

Category Winners: Cheapest Car Insurance in Lastrup, Minnesota

Find the cheapest car insurance companies in Lastrup, MN for each category right here.

Best Annual Car Insurance Rates by Company in Lastrup, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Lastrup, MN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lastrup car insurance rates. Find the cheapest Lastrup, MN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lastrup, Minnesota

Insurance Company Low Medium High
Allstate $4,321 $4,371 $4,436
American Family $3,712 $3,819 $3,614
Farmers $3,352 $3,483 $3,578
GEICO $3,909 $4,005 $4,107
Liberty Mutual $14,906 $15,239 $15,541
Nationwide $2,761 $2,925 $3,034
State Farm $2,112 $2,192 $2,253
USAA $2,691 $2,770 $2,856

What affects car insurance rates in Lastrup, Minnesota?

What factors can have an impact on Lastrup, MN car insurance? There are several reasons why Lastrup car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Lastrup, Minnesota.

Commute Time in Lastrup

The more time you spend in your car the higher the risk of an accident. The average commute length in Lastrup, MN is 41.7 minutes according to City-Data.

Compare Car Insurance Quotes in Lastrup, MN

Ready to find affordable Lastrup, Minnesota car insurance today? Enter your ZIP code for fast, free Lastrup, MN car insurance quotes.

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