Compare Latham, KS Car Insurance Rates (2021)

Car insurance in Latham, KS averages $282 a month. Latham, Kansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Latham car insurance rates, compare quotes from the top car insurance companies in Latham, KS.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Latham is American Family
  • Average car insurance rates in Latham, KS after a DUI are $4,071/year
  • The cheapest car insurance company in Latham for teen drivers is American Family

If you need to buy Latham, Kansas car insurance, the options can be confusing. Everything you need to know about car insurance in Latham, KS is right here.

You’ll find Latham car insurance rates, the cheapest Latham, KS car insurance companies, and information on Kansas car insurance laws. You can also compare Latham, Kansas car insurance rates to Shawnee car insurance rates, Overland Park car insurance rates, and Lawrence car insurance rates.

Ready to find affordable Latham, KS car insurance today? Enter your ZIP code for fast, free Latham car insurance quotes.

Cheapest Latham, KS Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Latham, KS car insurance rates? Every Latham, Kansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Latham, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,688 $2,594 $2,425 $2,491 $7,755 $8,735 $2,729 $2,809
American Family $1,787 $1,787 $1,615 $1,615 $3,550 $4,288 $1,787 $2,016
Farmers $2,813 $2,794 $2,515 $2,625 $7,480 $7,741 $3,151 $3,307
GEICO $2,420 $2,366 $2,443 $2,273 $4,439 $5,960 $2,802 $2,038
Liberty Mutual $2,284 $2,465 $2,186 $2,438 $10,718 $11,962 $2,487 $2,688
Nationwide $1,783 $1,831 $1,591 $1,710 $3,809 $4,645 $2,094 $2,223
Progressive $2,237 $2,124 $1,803 $1,884 $8,306 $9,362 $2,634 $2,820
State Farm $1,757 $1,757 $1,544 $1,544 $4,747 $6,047 $1,976 $2,232
Travelers $2,042 $2,078 $1,989 $2,015 $8,233 $12,830 $2,090 $2,464
USAA $1,451 $1,474 $1,333 $1,341 $5,068 $5,304 $1,923 $2,002

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Minimum Car Insurance in Latham, KS

Every driver must carry the minimum car insurance in Latham, KS. Take a look at the Kansas car insurance requirements.

Minimum Required Car Insurance Coverage in Latham, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Latham, KS Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Latham, KS. Compare credit history car insurance rates in Latham from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Latham, Kansas

Insurance Company Poor Fair Good
Allstate $4,981 $3,802 $3,302
American Family $3,014 $2,127 $1,777
Farmers $4,776 $3,798 $3,586
GEICO $4,806 $2,542 $1,930
Liberty Mutual $4,653 $4,653 $4,653
Nationwide $2,721 $2,413 $2,248
Progressive $4,463 $3,755 $3,470
State Farm $3,932 $2,350 $1,820
Travelers $4,876 $3,967 $3,810
USAA $3,387 $2,234 $1,841

Cheapest Latham, KS Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Latham, KS to rates for a clean record with top companies.

Annual Latham, Kansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,445 $4,032 $4,736 $3,901
American Family $2,268 $2,418 $2,268 $2,268
Farmers $3,425 $4,393 $4,283 $4,111
GEICO $1,946 $3,187 $4,922 $2,316
Liberty Mutual $3,495 $5,287 $5,188 $4,643
Nationwide $1,861 $2,135 $3,725 $2,122
Progressive $3,595 $4,217 $3,760 $4,012
State Farm $2,501 $2,900 $2,700 $2,700
Travelers $3,076 $4,009 $5,525 $4,259
USAA $1,813 $2,453 $3,606 $2,078

Cheapest Latham, KS Car Insurance for Teen Drivers

Teen car insurance in Latham, KS can be expensive. Take a look at rates from the top car insurance companies in Latham for teenagers.

Annual Car Insurance Rates for Teen Drivers in Latham, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,755 $8,735
American Family $3,550 $4,288
Farmers $7,480 $7,741
GEICO $4,439 $5,960
Liberty Mutual $10,718 $11,962
Nationwide $3,809 $4,645
Progressive $8,306 $9,362
State Farm $4,747 $6,047
Travelers $8,233 $12,830
USAA $5,068 $5,304

Cheapest Latham, KS Car Insurance for Seniors

Take a look at Latham, KS senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Latham, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,425 $2,491
American Family $1,615 $1,615
Farmers $2,515 $2,625
GEICO $2,443 $2,273
Liberty Mutual $2,186 $2,438
Nationwide $1,591 $1,710
Progressive $1,803 $1,884
State Farm $1,544 $1,544
Travelers $1,989 $2,015
USAA $1,333 $1,341

Cheapest Latham, KS Car Insurance Rates After a DUI

A DUI in Latham, KS increases car insurance rates. Compare Latham, Kansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Latham, Kansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,736
American Family $2,268
Farmers $4,283
GEICO $4,922
Liberty Mutual $5,188
Nationwide $3,725
Progressive $3,760
State Farm $2,700
Travelers $5,525
USAA $3,606

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Cheapest Latham, KS Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Latham, KS by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Latham, Kansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,028 $4,028
American Family $2,277 $2,335
Farmers $4,053 $4,053
GEICO $3,027 $3,159
Liberty Mutual $4,653 $4,653
Nationwide $2,461 $2,461
Progressive $3,896 $3,896
State Farm $2,632 $2,768
Travelers $4,218 $4,218
USAA $2,415 $2,559

The Best Cheap Car Insurance Companies in Latham, KS

Take a look at a side-by-side comparison of the top car insurance companies in Latham, KS to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Latham, Kansas

Insurance Company Average Annual Rates
Allstate $4,028
American Family $2,306
Farmers $4,053
GEICO $3,093
Liberty Mutual $4,653
Nationwide $2,461
Progressive $3,896
State Farm $2,700
Travelers $4,218
USAA $2,487

Category Winners: Cheapest Car Insurance in Latham, Kansas

Find the cheapest car insurance companies in Latham, KS for each category right here.

Best Annual Car Insurance Rates by Company in Latham, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Latham, KS Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Latham car insurance rates. Find the cheapest Latham, KS car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Latham, Kansas

Insurance Company Low Medium High
Allstate $3,896 $4,019 $4,170
American Family $2,318 $2,422 $2,177
Farmers $3,892 $4,033 $4,235
GEICO $3,003 $3,089 $3,186
Liberty Mutual $4,550 $4,643 $4,767
Nationwide $2,585 $2,435 $2,362
Progressive $3,664 $3,864 $4,160
State Farm $2,597 $2,708 $2,796
Travelers $4,004 $4,224 $4,425
USAA $2,393 $2,480 $2,589

What affects car insurance rates in Latham, Kansas?

What factors can have an impact on Latham, KS car insurance? There are several reasons why Latham car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Latham, Kansas.

Commute Time in Latham

The more time you spend in your car the higher the risk of an accident. The average commute length in Latham, KS is 31.2 minutes according to City-Data.

Compare Car Insurance Quotes in Latham, KS

Ready to find affordable Latham, Kansas car insurance today? Enter your ZIP code for fast, free Latham, KS car insurance quotes.

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