Compare Lathrop, CA Car Insurance Rates (2021)

Car insurance in Lathrop, CA averages $302 a month. Lathrop, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Lathrop car insurance rates, compare quotes from the top car insurance companies in Lathrop, CA.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Lathrop is Progressive
  • Average car insurance rates in Lathrop, CA are $3,620/year
  • Average car insurance rates in Lathrop, CA after a DUI are $5,105/year

If you need to buy Lathrop, California car insurance, the options can be confusing. Everything you need to know about car insurance in Lathrop, CA is right here.

You’ll find Lathrop car insurance rates, the cheapest Lathrop, CA car insurance companies, and information on California car insurance laws. You can also compare Lathrop, California car insurance rates to Sacramento car insurance rates, San Jose car insurance rates, and San Francisco car insurance rates.

Ready to find affordable Lathrop, CA car insurance today? Enter your ZIP code for fast, free Lathrop car insurance quotes.

Cheapest Lathrop, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lathrop, CA car insurance rates? Every Lathrop, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lathrop, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,869 $2,877 $2,086 $2,112 $7,900 $9,950 $3,685 $4,068
Farmers $2,698 $2,698 $2,431 $2,431 $8,582 $14,063 $3,194 $3,555
GEICO $1,750 $1,752 $1,648 $1,648 $5,271 $5,370 $2,506 $2,572
Liberty Mutual $2,197 $2,080 $2,040 $1,976 $4,769 $5,074 $2,478 $2,501
Nationwide $3,181 $3,038 $2,784 $2,626 $8,055 $8,902 $3,794 $3,749
Progressive $1,602 $1,646 $1,374 $1,622 $4,262 $5,118 $2,313 $2,482
State Farm $3,642 $3,642 $3,253 $3,253 $6,688 $8,281 $4,034 $4,161
Travelers $2,377 $2,303 $2,100 $2,078 $4,873 $5,581 $3,084 $3,022
USAA $1,875 $1,778 $1,827 $1,837 $4,265 $4,293 $2,594 $2,454

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Lathrop, CA

Every driver must carry the minimum car insurance in Lathrop, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Lathrop, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Lathrop, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lathrop, CA to rates for a clean record with top companies.

Annual Lathrop, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,674 $4,508 $7,080 $3,512
Farmers $3,664 $4,990 $6,217 $4,955
GEICO $1,973 $3,022 $3,817 $2,447
Liberty Mutual $2,507 $3,360 $3,033 $2,657
Nationwide $3,151 $4,040 $6,833 $4,040
Progressive $1,670 $2,841 $3,292 $2,406
State Farm $3,295 $3,930 $7,427 $3,824
Travelers $2,129 $3,448 $4,013 $3,119
USAA $1,738 $2,586 $4,234 $1,904

Cheapest Lathrop, CA Car Insurance for Teen Drivers

Teen car insurance in Lathrop, CA can be expensive. Take a look at rates from the top car insurance companies in Lathrop for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lathrop, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,900 $9,950
Farmers $8,582 $14,063
GEICO $5,271 $5,370
Liberty Mutual $4,769 $5,074
Nationwide $8,055 $8,902
Progressive $4,262 $5,118
State Farm $6,688 $8,281
Travelers $4,873 $5,581
USAA $4,265 $4,293

Cheapest Lathrop, CA Car Insurance for Seniors

Take a look at Lathrop, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lathrop, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,086 $2,112
Farmers $2,431 $2,431
GEICO $1,648 $1,648
Liberty Mutual $2,040 $1,976
Nationwide $2,784 $2,626
Progressive $1,374 $1,622
State Farm $3,253 $3,253
Travelers $2,100 $2,078
USAA $1,827 $1,837

Cheapest Lathrop, CA Car Insurance Rates After a DUI

A DUI in Lathrop, CA increases car insurance rates. Compare Lathrop, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lathrop, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,080
Farmers $6,217
GEICO $3,817
Liberty Mutual $3,033
Nationwide $6,833
Progressive $3,292
State Farm $7,427
Travelers $4,013
USAA $4,234

Cheapest Lathrop, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lathrop, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lathrop, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,005 $4,882
Farmers $4,497 $5,416
GEICO $2,557 $3,072
Liberty Mutual $2,652 $3,127
Nationwide $3,990 $5,042
Progressive $2,317 $2,788
State Farm $4,453 $4,785
Travelers $2,859 $3,495
USAA $2,411 $2,820

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

The Best Cheap Car Insurance Companies in Lathrop, CA

Take a look at a side-by-side comparison of the top car insurance companies in Lathrop, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lathrop, California

Insurance Company Average Annual Rates
Allstate $4,443
Farmers $4,956
GEICO $2,815
Liberty Mutual $2,889
Nationwide $4,516
Progressive $2,552
State Farm $4,619
Travelers $3,177
USAA $2,615

Category Winners: Cheapest Car Insurance in Lathrop, California

Find the cheapest car insurance companies in Lathrop, CA for each category right here.

Best Annual Car Insurance Rates by Company in Lathrop, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Lathrop, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lathrop car insurance rates. Find the cheapest Lathrop, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lathrop, California

Insurance Company Low Medium High
Allstate $4,208 $4,481 $4,641
Farmers $4,616 $4,993 $5,260
GEICO $2,553 $2,845 $3,046
Liberty Mutual $2,694 $2,913 $3,061
Nationwide $4,051 $4,596 $4,901
Progressive $2,262 $2,633 $2,761
State Farm $4,208 $4,691 $4,958
Travelers $2,785 $3,260 $3,486
USAA $2,377 $2,665 $2,804

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

What affects car insurance rates in Lathrop, California?

What factors can have an impact on Lathrop, CA car insurance? There are several reasons why Lathrop car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Lathrop, California.

Commute Time in Lathrop

The more time you spend in your car the higher the risk of an accident. The average commute length in Lathrop, CA is 44.1 minutes according to City-Data.

Compare Car Insurance Quotes in Lathrop, CA

Ready to find affordable Lathrop, California car insurance today? Enter your ZIP code for fast, free Lathrop, CA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption