Compare Lauderdale, MS Car Insurance Rates (2021)

Car insurance in Lauderdale, MS averages $286 a month. Lauderdale, Mississippi car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Lauderdale car insurance rates, compare quotes from the top car insurance companies in Lauderdale, MS.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Lauderdale for teen drivers is USAA
  • Average car insurance rates in Lauderdale, MS after a DUI are $4,112/year
  • The cheapest car insurance company in Lauderdale is USAA

If you need to buy Lauderdale, Mississippi car insurance, the options can be confusing. Everything you need to know about car insurance in Lauderdale, MS is right here.

You’ll find Lauderdale car insurance rates, the cheapest Lauderdale, MS car insurance companies, and information on Mississippi car insurance laws. You can also compare Lauderdale, Mississippi car insurance rates to Jackson car insurance rates, Southaven car insurance rates, and Meridian car insurance rates.

Ready to find affordable Lauderdale, MS car insurance today? Enter your ZIP code for fast, free Lauderdale car insurance quotes.

Cheapest Lauderdale, MS Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lauderdale, MS car insurance rates? Every Lauderdale, Mississippi car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lauderdale, Mississippi

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,647 $2,532 $2,370 $2,423 $10,385 $11,082 $2,999 $3,074
GEICO $2,711 $2,567 $2,469 $2,294 $6,650 $6,293 $4,461 $2,193
Liberty Mutual $2,403 $2,599 $1,934 $2,166 $8,737 $9,705 $2,551 $2,681
Nationwide $1,958 $2,009 $1,761 $1,861 $3,945 $5,001 $2,223 $2,401
Progressive $2,457 $2,304 $2,023 $1,968 $9,078 $10,165 $2,534 $2,653
State Farm $1,809 $1,809 $1,624 $1,624 $5,324 $6,686 $2,019 $2,308
Travelers $1,489 $1,515 $1,420 $1,422 $6,627 $10,470 $1,564 $1,802
USAA $1,313 $1,296 $1,230 $1,238 $3,300 $3,908 $1,589 $1,743

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Minimum Car Insurance in Lauderdale, MS

Every driver must carry the minimum car insurance in Lauderdale, MS. Take a look at the Mississippi car insurance requirements.

Minimum Required Car Insurance Coverage in Lauderdale, Mississippi

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Lauderdale, MS Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lauderdale, MS. Compare credit history car insurance rates in Lauderdale from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lauderdale, Mississippi

Insurance Company Poor Fair Good
Allstate $5,432 $4,806 $3,829
GEICO $5,586 $3,164 $2,364
Liberty Mutual $5,866 $3,598 $2,827
Nationwide $3,101 $2,528 $2,306
Progressive $4,695 $4,013 $3,734
State Farm $4,183 $2,535 $1,983
Travelers $3,731 $3,046 $3,089
USAA $2,662 $1,740 $1,454

Cheapest Lauderdale, MS Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lauderdale, MS to rates for a clean record with top companies.

Annual Lauderdale, Mississippi Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,964 $4,661 $5,649 $4,483
GEICO $2,298 $3,495 $5,328 $3,698
Liberty Mutual $2,904 $4,646 $4,754 $4,085
Nationwide $2,122 $2,695 $3,418 $2,344
Progressive $3,548 $4,776 $4,099 $4,168
State Farm $2,628 $3,233 $2,870 $2,870
Travelers $2,876 $3,010 $4,132 $3,137
USAA $1,523 $1,949 $2,643 $1,693

Cheapest Lauderdale, MS Car Insurance for Teen Drivers

Teen car insurance in Lauderdale, MS can be expensive. Take a look at rates from the top car insurance companies in Lauderdale for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lauderdale, Mississippi

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,385 $11,082
GEICO $6,650 $6,293
Liberty Mutual $8,737 $9,705
Nationwide $3,945 $5,001
Progressive $9,078 $10,165
State Farm $5,324 $6,686
Travelers $6,627 $10,470
USAA $3,300 $3,908

Cheapest Lauderdale, MS Car Insurance for Seniors

Take a look at Lauderdale, MS senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lauderdale, Mississippi

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,370 $2,423
GEICO $2,469 $2,294
Liberty Mutual $1,934 $2,166
Nationwide $1,761 $1,861
Progressive $2,023 $1,968
State Farm $1,624 $1,624
Travelers $1,420 $1,422
USAA $1,230 $1,238

Cheapest Lauderdale, MS Car Insurance Rates After a DUI

A DUI in Lauderdale, MS increases car insurance rates. Compare Lauderdale, Mississippi DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lauderdale, Mississippi

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,649
GEICO $5,328
Liberty Mutual $4,754
Nationwide $3,418
Progressive $4,099
State Farm $2,870
Travelers $4,132
USAA $2,643

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Cheapest Lauderdale, MS Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lauderdale, MS by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lauderdale, Mississippi

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,689 $4,689
GEICO $3,694 $3,715
Liberty Mutual $4,097 $4,097
Nationwide $2,645 $2,645
Progressive $4,148 $4,148
State Farm $2,831 $2,970
Travelers $3,289 $3,289
USAA $1,893 $2,011

The Best Cheap Car Insurance Companies in Lauderdale, MS

Take a look at a side-by-side comparison of the top car insurance companies in Lauderdale, MS to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lauderdale, Mississippi

Insurance Company Average Annual Rates
Allstate $4,689
GEICO $3,705
Liberty Mutual $4,097
Nationwide $2,645
Progressive $4,148
State Farm $2,901
Travelers $3,289
USAA $1,952

Category Winners: Cheapest Car Insurance in Lauderdale, Mississippi

Find the cheapest car insurance companies in Lauderdale, MS for each category right here.

Best Annual Car Insurance Rates by Company in Lauderdale, Mississippi

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Lauderdale, MS Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lauderdale car insurance rates. Find the cheapest Lauderdale, MS car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lauderdale, Mississippi

Insurance Company Low Medium High
Allstate $4,462 $4,682 $4,923
GEICO $3,508 $3,729 $3,877
Liberty Mutual $3,849 $4,079 $4,363
Nationwide $2,504 $2,637 $2,794
Progressive $3,731 $4,203 $4,509
State Farm $2,733 $2,889 $3,080
Travelers $3,119 $3,308 $3,439
USAA $1,824 $1,941 $2,091

Compare Car Insurance Quotes in Lauderdale, MS

Ready to find affordable Lauderdale, Mississippi car insurance today? Enter your ZIP code for fast, free Lauderdale, MS car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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