Compare Laughlin, NV Car Insurance Rates (2021)

Car insurance in Laughlin, NV averages $381 a month. Laughlin, Nevada car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Laughlin car insurance rates, compare quotes from the top car insurance companies in Laughlin, NV.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Laughlin is Progressive
  • The cheapest car insurance company in Laughlin for teen drivers is USAA
  • Average car insurance rates in Laughlin, NV after a DUI are $5,529/year

If you need to buy Laughlin, Nevada car insurance, the options can be confusing. Everything you need to know about car insurance in Laughlin, NV is right here.

You’ll find Laughlin car insurance rates, the cheapest Laughlin, NV car insurance companies, and information on Nevada car insurance laws. You can also compare Laughlin, Nevada car insurance rates to Henderson car insurance rates, Boulder City car insurance rates, and Elko car insurance rates.

Ready to find affordable Laughlin, NV car insurance today? Enter your ZIP code for fast, free Laughlin car insurance quotes.

Cheapest Laughlin, NV Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Laughlin, NV car insurance rates? Every Laughlin, Nevada car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Laughlin, Nevada

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,789 $3,744 $3,541 $3,736 $12,556 $15,108 $4,020 $4,205
American Family $3,079 $3,079 $2,739 $2,739 $10,556 $13,828 $3,079 $3,547
Farmers $2,687 $2,755 $2,444 $2,744 $8,919 $9,473 $3,583 $3,650
GEICO $2,638 $2,552 $2,699 $2,758 $6,476 $5,884 $2,604 $2,205
Liberty Mutual $2,761 $2,984 $2,692 $3,032 $12,255 $13,661 $3,119 $3,281
Nationwide $2,242 $2,292 $2,047 $2,168 $5,444 $6,544 $2,657 $2,831
Progressive $1,652 $1,431 $1,447 $1,442 $7,020 $7,616 $1,916 $1,780
State Farm $2,937 $2,937 $2,664 $2,664 $9,109 $11,642 $3,290 $3,679
Travelers $2,479 $2,514 $2,366 $2,364 $13,228 $21,535 $2,745 $3,045
USAA $2,058 $2,019 $1,985 $1,966 $5,405 $6,079 $2,594 $2,750

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Minimum Car Insurance in Laughlin, NV

Every driver must carry the minimum car insurance in Laughlin, NV. Take a look at the Nevada car insurance requirements.

Minimum Required Car Insurance Coverage in Laughlin, Nevada

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Laughlin, NV Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Laughlin, NV. Compare credit history car insurance rates in Laughlin from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Laughlin, Nevada

Insurance Company Poor Fair Good
Allstate $8,298 $5,804 $4,910
American Family $6,593 $5,046 $4,353
Farmers $5,304 $4,271 $4,021
GEICO $4,192 $3,477 $2,762
Liberty Mutual $7,877 $4,792 $3,750
Nationwide $3,875 $3,192 $2,768
Progressive $3,335 $2,986 $2,793
State Farm $8,875 $3,495 $2,226
Travelers $6,877 $6,162 $5,816
USAA $4,425 $2,689 $2,207

Cheapest Laughlin, NV Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Laughlin, NV to rates for a clean record with top companies.

Annual Laughlin, Nevada Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,370 $6,338 $7,579 $6,063
American Family $4,281 $5,938 $6,398 $4,706
Farmers $3,776 $4,825 $4,986 $4,541
GEICO $2,400 $3,882 $4,675 $2,951
Liberty Mutual $4,006 $6,385 $6,428 $5,073
Nationwide $2,638 $3,382 $4,212 $2,881
Progressive $2,544 $3,467 $3,189 $2,952
State Farm $4,420 $5,311 $4,865 $4,865
Travelers $4,496 $6,705 $8,529 $5,409
USAA $2,359 $2,977 $4,428 $2,664

Cheapest Laughlin, NV Car Insurance for Teen Drivers

Teen car insurance in Laughlin, NV can be expensive. Take a look at rates from the top car insurance companies in Laughlin for teenagers.

Annual Car Insurance Rates for Teen Drivers in Laughlin, Nevada

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,556 $15,108
American Family $10,556 $13,828
Farmers $8,919 $9,473
GEICO $6,476 $5,884
Liberty Mutual $12,255 $13,661
Nationwide $5,444 $6,544
Progressive $7,020 $7,616
State Farm $9,109 $11,642
Travelers $13,228 $21,535
USAA $5,405 $6,079

Cheapest Laughlin, NV Car Insurance for Seniors

Take a look at Laughlin, NV senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Laughlin, Nevada

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,541 $3,736
American Family $2,739 $2,739
Farmers $2,444 $2,744
GEICO $2,699 $2,758
Liberty Mutual $2,692 $3,032
Nationwide $2,047 $2,168
Progressive $1,447 $1,442
State Farm $2,664 $2,664
Travelers $2,366 $2,364
USAA $1,985 $1,966

Cheapest Laughlin, NV Car Insurance Rates After a DUI

A DUI in Laughlin, NV increases car insurance rates. Compare Laughlin, Nevada DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Laughlin, Nevada

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,579
American Family $6,398
Farmers $4,986
GEICO $4,675
Liberty Mutual $6,428
Nationwide $4,212
Progressive $3,189
State Farm $4,865
Travelers $8,529
USAA $4,428

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Cheapest Laughlin, NV Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Laughlin, NV by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Laughlin, Nevada

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,337 $6,337
American Family $5,256 $5,406
Farmers $4,532 $4,532
GEICO $3,415 $3,539
Liberty Mutual $5,473 $5,473
Nationwide $3,278 $3,278
Progressive $3,038 $3,038
State Farm $4,721 $5,010
Travelers $6,285 $6,285
USAA $3,066 $3,148

The Best Cheap Car Insurance Companies in Laughlin, NV

Take a look at a side-by-side comparison of the top car insurance companies in Laughlin, NV to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Laughlin, Nevada

Insurance Company Average Annual Rates
Allstate $6,337
American Family $5,331
Farmers $4,532
GEICO $3,477
Liberty Mutual $5,473
Nationwide $3,278
Progressive $3,038
State Farm $4,865
Travelers $6,285
USAA $3,107

Category Winners: Cheapest Car Insurance in Laughlin, Nevada

Find the cheapest car insurance companies in Laughlin, NV for each category right here.

Best Annual Car Insurance Rates by Company in Laughlin, Nevada

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Laughlin, NV Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Laughlin car insurance rates. Find the cheapest Laughlin, NV car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Laughlin, Nevada

Insurance Company Low Medium High
Allstate $5,305 $6,462 $7,246
American Family $5,056 $5,655 $5,281
Farmers $4,114 $4,482 $4,999
GEICO $3,070 $3,386 $3,975
Liberty Mutual $5,006 $5,409 $6,004
Nationwide $3,197 $3,274 $3,363
Progressive $2,670 $2,930 $3,515
State Farm $4,431 $4,847 $5,319
Travelers $5,653 $6,307 $6,894
USAA $2,729 $3,072 $3,520

What affects car insurance rates in Laughlin, Nevada?

What factors can have an impact on Laughlin, NV car insurance? There are several reasons why Laughlin car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Laughlin, Nevada.

Commute Time in Laughlin

The more time you spend in your car the higher the risk of an accident. The average commute length in Laughlin, NV is 14.5 minutes according to City-Data.

Compare Car Insurance Quotes in Laughlin, NV

Ready to find affordable Laughlin, Nevada car insurance today? Enter your ZIP code for fast, free Laughlin, NV car insurance quotes.

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