Compare Laurel, DE Car Insurance Rates (2021)

Car insurance in Laurel, DE averages $442 a month. Laurel, Delaware car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Laurel car insurance rates, compare quotes from the top car insurance companies in Laurel, DE.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Laurel, DE after a DUI are $7,028/year
  • The cheapest car insurance company in Laurel for teen drivers is USAA
  • Average car insurance rates in Laurel, DE are $5,309/year

If you need to buy Laurel, Delaware car insurance, the options can be confusing. Everything you need to know about car insurance in Laurel, DE is right here.

You’ll find Laurel car insurance rates, the cheapest Laurel, DE car insurance companies, and information on Delaware car insurance laws. You can also compare Laurel, Delaware car insurance rates to Newark car insurance rates, Seaford car insurance rates, and Wilmington car insurance rates.

Ready to find affordable Laurel, DE car insurance today? Enter your ZIP code for fast, free Laurel car insurance quotes.

Cheapest Laurel, DE Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Laurel, DE car insurance rates? Every Laurel, Delaware car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Laurel, Delaware

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,991 $2,958 $2,622 $2,767 $10,444 $12,208 $3,184 $3,405
GEICO $2,394 $2,660 $2,291 $2,666 $5,847 $6,106 $2,526 $2,454
Liberty Mutual $11,459 $11,459 $11,321 $11,321 $25,427 $38,488 $11,459 $15,856
Nationwide $2,533 $2,519 $2,314 $2,309 $5,939 $7,522 $2,807 $3,006
Progressive $1,828 $1,694 $1,609 $1,640 $9,154 $10,115 $2,228 $2,175
State Farm $2,474 $2,474 $2,274 $2,274 $6,996 $9,042 $2,772 $2,896
Travelers $1,369 $1,372 $1,352 $1,313 $7,411 $11,162 $1,456 $1,577
USAA $1,238 $1,218 $1,146 $1,144 $4,538 $5,334 $1,551 $1,702

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Laurel, DE

Every driver must carry the minimum car insurance in Laurel, DE. Take a look at the Delaware car insurance requirements.

Minimum Required Car Insurance Coverage in Laurel, Delaware

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Laurel, DE Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Laurel, DE. Compare credit history car insurance rates in Laurel from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Laurel, Delaware

Insurance Company Poor Fair Good
Allstate $6,485 $4,630 $4,102
GEICO $5,219 $2,898 $1,988
Liberty Mutual $23,141 $15,587 $12,568
Nationwide $4,183 $3,489 $3,184
Progressive $4,255 $3,721 $3,440
State Farm $5,971 $3,290 $2,441
Travelers $3,773 $3,110 $3,246
USAA $3,667 $1,765 $1,270

Cheapest Laurel, DE Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Laurel, DE to rates for a clean record with top companies.

Annual Laurel, Delaware Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,305 $5,127 $5,983 $4,875
GEICO $2,586 $3,579 $4,373 $2,935
Liberty Mutual $13,628 $15,703 $25,102 $13,962
Nationwide $2,892 $2,892 $5,279 $3,412
Progressive $3,283 $4,334 $3,737 $3,867
State Farm $3,541 $4,260 $3,901 $3,901
Travelers $2,886 $2,895 $4,698 $3,028
USAA $1,842 $1,842 $3,150 $2,103

Cheapest Laurel, DE Car Insurance for Teen Drivers

Teen car insurance in Laurel, DE can be expensive. Take a look at rates from the top car insurance companies in Laurel for teenagers.

Annual Car Insurance Rates for Teen Drivers in Laurel, Delaware

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,444 $12,208
GEICO $5,847 $6,106
Liberty Mutual $25,427 $38,488
Nationwide $5,939 $7,522
Progressive $9,154 $10,115
State Farm $6,996 $9,042
Travelers $7,411 $11,162
USAA $4,538 $5,334

Cheapest Laurel, DE Car Insurance for Seniors

Take a look at Laurel, DE senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Laurel, Delaware

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,622 $2,767
GEICO $2,291 $2,666
Liberty Mutual $11,321 $11,321
Nationwide $2,314 $2,309
Progressive $1,609 $1,640
State Farm $2,274 $2,274
Travelers $1,352 $1,313
USAA $1,146 $1,144

Cheapest Laurel, DE Car Insurance Rates After a DUI

A DUI in Laurel, DE increases car insurance rates. Compare Laurel, Delaware DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Laurel, Delaware

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,983
GEICO $4,373
Liberty Mutual $25,102
Nationwide $5,279
Progressive $3,737
State Farm $3,901
Travelers $4,698
USAA $3,150

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Laurel, DE Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Laurel, DE by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Laurel, Delaware

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,072 $5,072
GEICO $3,314 $3,422
Liberty Mutual $16,627 $17,571
Nationwide $3,619 $3,619
Progressive $3,805 $3,805
State Farm $3,767 $4,034
Travelers $3,377 $3,377
USAA $2,210 $2,258

The Best Cheap Car Insurance Companies in Laurel, DE

Take a look at a side-by-side comparison of the top car insurance companies in Laurel, DE to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Laurel, Delaware

Insurance Company Average Annual Rates
Allstate $5,072
GEICO $3,368
Liberty Mutual $17,099
Nationwide $3,619
Progressive $3,805
State Farm $3,901
Travelers $3,377
USAA $2,234

Category Winners: Cheapest Car Insurance in Laurel, Delaware

Find the cheapest car insurance companies in Laurel, DE for each category right here.

Best Annual Car Insurance Rates by Company in Laurel, Delaware

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Laurel, DE Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Laurel car insurance rates. Find the cheapest Laurel, DE car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Laurel, Delaware

Insurance Company Low Medium High
Allstate $4,731 $5,120 $5,367
GEICO $3,044 $3,417 $3,644
Liberty Mutual $16,248 $16,898 $18,149
Nationwide $3,604 $3,559 $3,692
Progressive $3,344 $3,848 $4,224
State Farm $3,650 $3,909 $4,142
Travelers $3,208 $3,477 $3,445
USAA $2,098 $2,230 $2,374

What affects car insurance rates in Laurel, Delaware?

What factors can have an impact on Laurel, DE car insurance? There are several reasons why Laurel car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Laurel, Delaware.

Commute Time in Laurel

The more time you spend in your car the higher the risk of an accident. The average commute length in Laurel, DE is 24.1 minutes according to City-Data.

Compare Car Insurance Quotes in Laurel, DE

Ready to find affordable Laurel, Delaware car insurance today? Enter your ZIP code for fast, free Laurel, DE car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Average Monthly Car Insurance Rates by State