Compare Laurel, FL Car Insurance Rates (2021)

Car insurance in Laurel, FL averages $326 a month. Laurel, Florida car insurance requirements are 10/20/10, but you might need full coverage insurance if your car is financed. To find cheap Laurel car insurance rates, compare quotes from the top car insurance companies in Laurel, FL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Laurel, FL after a DUI are $4,693/year
  • Average car insurance rates in Laurel, FL are $3,912/year
  • The cheapest car insurance company in Laurel for teen drivers is USAA

If you need to buy Laurel, Florida car insurance, the options can be confusing. Everything you need to know about car insurance in Laurel, FL is right here.

You’ll find Laurel car insurance rates, the cheapest Laurel, FL car insurance companies, and information on Florida car insurance laws. You can also compare Laurel, Florida car insurance rates to St. Petersburg car insurance rates, Tampa car insurance rates, and Orlando car insurance rates.

Ready to find affordable Laurel, FL car insurance today? Enter your ZIP code for fast, free Laurel car insurance quotes.

Cheapest Laurel, FL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Laurel, FL car insurance rates? Every Laurel, Florida car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Laurel, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,852 $3,668 $3,333 $3,381 $13,079 $14,084 $3,855 $3,911
GEICO $2,498 $2,508 $2,338 $2,338 $4,485 $5,645 $2,753 $2,797
Liberty Mutual $3,211 $3,211 $2,948 $2,948 $6,713 $10,307 $3,211 $4,332
Nationwide $2,559 $2,531 $2,286 $2,366 $6,169 $7,619 $2,820 $2,942
Progressive $3,215 $3,034 $2,773 $2,959 $9,010 $9,801 $3,853 $3,687
State Farm $1,673 $1,673 $1,519 $1,519 $4,841 $6,149 $1,855 $1,988
USAA $1,357 $1,332 $1,272 $1,258 $4,674 $5,422 $1,688 $1,818

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Minimum Car Insurance in Laurel, FL

Every driver must carry the minimum car insurance in Laurel, FL. Take a look at the Florida car insurance requirements.

Minimum Required Car Insurance Coverage in Laurel, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Laurel, FL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Laurel, FL. Compare credit history car insurance rates in Laurel from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Laurel, Florida

Insurance Company Poor Fair Good
Allstate $8,575 $5,439 $4,423
GEICO $4,623 $2,793 $2,094
Liberty Mutual $5,922 $4,361 $3,547
Nationwide $4,572 $3,365 $3,048
Progressive $6,249 $4,430 $3,696
State Farm $3,621 $2,380 $1,955
USAA $3,807 $1,879 $1,371

Cheapest Laurel, FL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Laurel, FL to rates for a clean record with top companies.

Annual Laurel, Florida Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,309 $6,348 $7,039 $5,886
GEICO $2,206 $2,822 $4,204 $3,450
Liberty Mutual $3,324 $4,315 $6,263 $4,539
Nationwide $3,133 $3,430 $4,607 $3,476
Progressive $3,785 $5,593 $4,709 $5,077
State Farm $2,426 $2,878 $2,652 $2,652
USAA $1,835 $2,272 $3,377 $1,926

Cheapest Laurel, FL Car Insurance for Teen Drivers

Teen car insurance in Laurel, FL can be expensive. Take a look at rates from the top car insurance companies in Laurel for teenagers.

Annual Car Insurance Rates for Teen Drivers in Laurel, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,079 $14,084
GEICO $4,485 $5,645
Liberty Mutual $6,713 $10,307
Nationwide $6,169 $7,619
Progressive $9,010 $9,801
State Farm $4,841 $6,149
USAA $4,674 $5,422

Cheapest Laurel, FL Car Insurance for Seniors

Take a look at Laurel, FL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Laurel, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,333 $3,381
GEICO $2,338 $2,338
Liberty Mutual $2,948 $2,948
Nationwide $2,286 $2,366
Progressive $2,773 $2,959
State Farm $1,519 $1,519
USAA $1,272 $1,258

Cheapest Laurel, FL Car Insurance Rates After a DUI

A DUI in Laurel, FL increases car insurance rates. Compare Laurel, Florida DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Laurel, Florida

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,039
GEICO $4,204
Liberty Mutual $6,263
Nationwide $4,607
Progressive $4,709
State Farm $2,652
USAA $3,377

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Cheapest Laurel, FL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Laurel, FL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Laurel, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,971 $6,320
GEICO $3,155 $3,186
Liberty Mutual $4,463 $4,757
Nationwide $3,662 $3,662
Progressive $4,791 $4,791
State Farm $2,562 $2,742
USAA $2,326 $2,379

The Best Cheap Car Insurance Companies in Laurel, FL

Take a look at a side-by-side comparison of the top car insurance companies in Laurel, FL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Laurel, Florida

Insurance Company Average Annual Rates
Allstate $6,145
GEICO $3,170
Liberty Mutual $4,610
Nationwide $3,662
Progressive $4,791
State Farm $2,652
USAA $2,353

Category Winners: Cheapest Car Insurance in Laurel, Florida

Find the cheapest car insurance companies in Laurel, FL for each category right here.

Best Annual Car Insurance Rates by Company in Laurel, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Laurel, FL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Laurel car insurance rates. Find the cheapest Laurel, FL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Laurel, Florida

Insurance Company Low Medium High
Allstate $4,950 $6,417 $7,069
GEICO $2,609 $3,281 $3,621
Liberty Mutual $4,234 $4,679 $4,917
Nationwide $2,936 $3,798 $4,250
Progressive $4,063 $4,898 $5,413
State Farm $2,282 $2,713 $2,962
USAA $2,023 $2,438 $2,596

What affects car insurance rates in Laurel, Florida?

What factors can have an impact on Laurel, FL car insurance? There are several reasons why Laurel car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Laurel, Florida.

Commute Time in Laurel

The more time you spend in your car the higher the risk of an accident. The average commute length in Laurel, FL is 40.0 minutes according to City-Data.

Compare Car Insurance Quotes in Laurel, FL

Ready to find affordable Laurel, Florida car insurance today? Enter your ZIP code for fast, free Laurel, FL car insurance quotes.

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Average Monthly Car Insurance Rates by State