Compare Laurel Hill, NC Car Insurance Rates (2021)

Car insurance in Laurel Hill, NC averages $310 a month. Laurel Hill, North Carolina car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Laurel Hill car insurance rates, compare quotes from the top car insurance companies in Laurel Hill, NC.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Laurel Hill is Liberty Mutual
  • The cheapest car insurance company in Laurel Hill for teen drivers is Liberty Mutual
  • Average car insurance rates in Laurel Hill, NC after a DUI are $7,039/year

If you need to buy Laurel Hill, North Carolina car insurance, the options can be confusing. Everything you need to know about car insurance in Laurel Hill, NC is right here.

You’ll find Laurel Hill car insurance rates, the cheapest Laurel Hill, NC car insurance companies, and information on North Carolina car insurance laws. You can also compare Laurel Hill, North Carolina car insurance rates to Concord car insurance rates, Greensboro car insurance rates, and Charlotte car insurance rates.

Ready to find affordable Laurel Hill, NC car insurance today? Enter your ZIP code for fast, free Laurel Hill car insurance quotes.

Cheapest Laurel Hill, NC Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Laurel Hill, NC car insurance rates? Every Laurel Hill, North Carolina car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Laurel Hill, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $6,039 $6,039 $4,956 $4,956 $14,431 $14,431 $6,158 $6,158
GEICO $2,704 $2,655 $2,659 $2,613 $4,889 $4,847 $2,383 $2,369
Liberty Mutual $2,022 $2,022 $2,092 $2,092 $3,547 $3,547 $2,022 $2,022
Nationwide $2,696 $2,696 $2,696 $2,696 $4,525 $4,525 $2,696 $2,696
Progressive $1,992 $1,992 $1,808 $1,808 $4,591 $4,591 $2,223 $2,223
State Farm $2,908 $2,908 $2,514 $2,514 $4,292 $4,292 $3,595 $3,595
Travelers $2,917 $2,917 $2,894 $2,894 $4,871 $4,871 $2,993 $2,993

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Minimum Car Insurance in Laurel Hill, NC

Every driver must carry the minimum car insurance in Laurel Hill, NC. Take a look at the North Carolina car insurance requirements.

Minimum Required Car Insurance Coverage in Laurel Hill, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Laurel Hill, NC Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Laurel Hill, NC. Compare credit history car insurance rates in Laurel Hill from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Laurel Hill, North Carolina

Insurance Company Poor Fair Good
Allstate $10,708 $6,901 $6,079
GEICO $3,391 $3,125 $2,904
Liberty Mutual $2,421 $2,421 $2,421
Nationwide $3,153 $3,153 $3,153
Progressive $2,993 $2,596 $2,371
State Farm $4,676 $2,987 $2,320
Travelers $3,695 $3,321 $3,239

Cheapest Laurel Hill, NC Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Laurel Hill, NC to rates for a clean record with top companies.

Annual Laurel Hill, North Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,268 $7,533 $14,006 $5,776
GEICO $1,656 $2,467 $6,145 $2,291
Liberty Mutual $1,440 $1,851 $4,543 $1,851
Nationwide $1,850 $2,396 $5,971 $2,396
Progressive $1,248 $1,820 $5,779 $1,767
State Farm $1,785 $2,564 $6,396 $2,564
Travelers $1,942 $2,700 $6,434 $2,599

Cheapest Laurel Hill, NC Car Insurance for Teen Drivers

Teen car insurance in Laurel Hill, NC can be expensive. Take a look at rates from the top car insurance companies in Laurel Hill for teenagers.

Annual Car Insurance Rates for Teen Drivers in Laurel Hill, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $14,431 $14,431
GEICO $4,889 $4,847
Liberty Mutual $3,547 $3,547
Nationwide $4,525 $4,525
Progressive $4,591 $4,591
State Farm $4,292 $4,292
Travelers $4,871 $4,871

Cheapest Laurel Hill, NC Car Insurance for Seniors

Take a look at Laurel Hill, NC senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Laurel Hill, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,956 $4,956
GEICO $2,659 $2,613
Liberty Mutual $2,092 $2,092
Nationwide $2,696 $2,696
Progressive $1,808 $1,808
State Farm $2,514 $2,514
Travelers $2,894 $2,894

Cheapest Laurel Hill, NC Car Insurance Rates After a DUI

A DUI in Laurel Hill, NC increases car insurance rates. Compare Laurel Hill, North Carolina DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Laurel Hill, North Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $14,006
GEICO $6,145
Liberty Mutual $4,543
Nationwide $5,971
Progressive $5,779
State Farm $6,396
Travelers $6,434

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Cheapest Laurel Hill, NC Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Laurel Hill, NC by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Laurel Hill, North Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $7,896 $7,896
GEICO $3,140 $3,140
Liberty Mutual $2,421 $2,421
Nationwide $3,153 $3,153
Progressive $2,653 $2,653
State Farm $3,310 $3,345
Travelers $3,419 $3,419

The Best Cheap Car Insurance Companies in Laurel Hill, NC

Take a look at a side-by-side comparison of the top car insurance companies in Laurel Hill, NC to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Laurel Hill, North Carolina

Insurance Company Average Annual Rates
Allstate $7,896
GEICO $3,140
Liberty Mutual $2,421
Nationwide $3,153
Progressive $2,653
State Farm $3,327
Travelers $3,419

Category Winners: Cheapest Car Insurance in Laurel Hill, North Carolina

Find the cheapest car insurance companies in Laurel Hill, NC for each category right here.

Best Annual Car Insurance Rates by Company in Laurel Hill, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

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Cheapest Laurel Hill, NC Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Laurel Hill car insurance rates. Find the cheapest Laurel Hill, NC car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Laurel Hill, North Carolina

Insurance Company Low Medium High
Allstate $7,535 $7,861 $8,291
GEICO $2,976 $3,129 $3,314
Liberty Mutual $2,279 $2,405 $2,579
Nationwide $3,000 $3,138 $3,322
Progressive $2,484 $2,637 $2,839
State Farm $3,135 $3,308 $3,539
Travelers $3,241 $3,400 $3,615

What affects car insurance rates in Laurel Hill, North Carolina?

What factors can have an impact on Laurel Hill, NC car insurance? There are several reasons why Laurel Hill car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Laurel Hill, North Carolina.

Commute Time in Laurel Hill

The more time you spend in your car the higher the risk of an accident. The average commute length in Laurel Hill, NC is 18.7 minutes according to City-Data.

Compare Car Insurance Quotes in Laurel Hill, NC

Ready to find affordable Laurel Hill, North Carolina car insurance today? Enter your ZIP code for fast, free Laurel Hill, NC car insurance quotes.

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