Compare Laurel, MS Car Insurance Rates (2021)

Car insurance in Laurel, MS averages $298 a month. Laurel, Mississippi car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Laurel car insurance rates, compare quotes from the top car insurance companies in Laurel, MS.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Laurel, MS after a DUI are $4,309/year
  • Average car insurance rates in Laurel, MS are $3,574/year
  • The cheapest car insurance company in Laurel is USAA

If you need to buy Laurel, Mississippi car insurance, the options can be confusing. Everything you need to know about car insurance in Laurel, MS is right here.

You’ll find Laurel car insurance rates, the cheapest Laurel, MS car insurance companies, and information on Mississippi car insurance laws. You can also compare Laurel, Mississippi car insurance rates to Greenville car insurance rates, Biloxi car insurance rates, and Tupelo car insurance rates.

Ready to find affordable Laurel, MS car insurance today? Enter your ZIP code for fast, free Laurel car insurance quotes.

Cheapest Laurel, MS Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Laurel, MS car insurance rates? Every Laurel, Mississippi car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Laurel, Mississippi

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,603 $2,479 $2,332 $2,385 $10,628 $11,357 $2,935 $3,003
GEICO $3,018 $2,851 $2,736 $2,543 $7,721 $7,306 $5,161 $2,450
Liberty Mutual $2,690 $2,910 $2,160 $2,418 $9,679 $10,753 $2,865 $3,023
Nationwide $1,891 $1,944 $1,699 $1,800 $3,741 $4,752 $2,137 $2,311
Progressive $2,306 $2,166 $1,900 $1,848 $8,576 $9,593 $2,382 $2,498
State Farm $1,801 $1,801 $1,620 $1,620 $5,320 $6,660 $2,010 $2,309
Travelers $1,666 $1,695 $1,590 $1,588 $7,436 $11,704 $1,750 $2,027
USAA $1,394 $1,379 $1,302 $1,315 $3,491 $4,140 $1,697 $1,868

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Minimum Car Insurance in Laurel, MS

Every driver must carry the minimum car insurance in Laurel, MS. Take a look at the Mississippi car insurance requirements.

Minimum Required Car Insurance Coverage in Laurel, Mississippi

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Laurel, MS Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Laurel, MS. Compare credit history car insurance rates in Laurel from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Laurel, Mississippi

Insurance Company Poor Fair Good
Allstate $5,459 $4,833 $3,854
GEICO $6,368 $3,609 $2,693
Liberty Mutual $6,545 $4,000 $3,141
Nationwide $2,972 $2,422 $2,209
Progressive $4,425 $3,782 $3,519
State Farm $4,165 $2,530 $1,982
Travelers $4,180 $3,410 $3,457
USAA $2,832 $1,846 $1,541

Cheapest Laurel, MS Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Laurel, MS to rates for a clean record with top companies.

Annual Laurel, Mississippi Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,964 $4,682 $5,707 $4,509
GEICO $2,644 $3,991 $6,045 $4,213
Liberty Mutual $3,240 $5,162 $5,293 $4,553
Nationwide $2,033 $2,582 $3,276 $2,246
Progressive $3,345 $4,508 $3,851 $3,931
State Farm $2,619 $3,227 $2,862 $2,862
Travelers $3,215 $3,366 $4,633 $3,515
USAA $1,617 $2,068 $2,809 $1,799

Cheapest Laurel, MS Car Insurance for Teen Drivers

Teen car insurance in Laurel, MS can be expensive. Take a look at rates from the top car insurance companies in Laurel for teenagers.

Annual Car Insurance Rates for Teen Drivers in Laurel, Mississippi

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,628 $11,357
GEICO $7,721 $7,306
Liberty Mutual $9,679 $10,753
Nationwide $3,741 $4,752
Progressive $8,576 $9,593
State Farm $5,320 $6,660
Travelers $7,436 $11,704
USAA $3,491 $4,140

Cheapest Laurel, MS Car Insurance for Seniors

Take a look at Laurel, MS senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Laurel, Mississippi

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,332 $2,385
GEICO $2,736 $2,543
Liberty Mutual $2,160 $2,418
Nationwide $1,699 $1,800
Progressive $1,900 $1,848
State Farm $1,620 $1,620
Travelers $1,590 $1,588
USAA $1,302 $1,315

Cheapest Laurel, MS Car Insurance Rates After a DUI

A DUI in Laurel, MS increases car insurance rates. Compare Laurel, Mississippi DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Laurel, Mississippi

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,707
GEICO $6,045
Liberty Mutual $5,293
Nationwide $3,276
Progressive $3,851
State Farm $2,862
Travelers $4,633
USAA $2,809

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Cheapest Laurel, MS Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Laurel, MS by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Laurel, Mississippi

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,715 $4,715
GEICO $4,209 $4,238
Liberty Mutual $4,562 $4,562
Nationwide $2,534 $2,534
Progressive $3,909 $3,909
State Farm $2,825 $2,960
Travelers $3,682 $3,682
USAA $2,010 $2,136

Cheapest Laurel, MS Car Insurance Rates by ZIP Code

Laurel car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Laurel, MS.

Annual Car Insurance Rates by ZIP Code in Laurel, Mississippi

ZIP Code Average Annual Rates
39440 $3,064
39443 $3,085

The Best Cheap Car Insurance Companies in Laurel, MS

Take a look at a side-by-side comparison of the top car insurance companies in Laurel, MS to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Laurel, Mississippi

Insurance Company Average Annual Rates
Allstate $4,715
GEICO $4,223
Liberty Mutual $4,562
Nationwide $2,534
Progressive $3,909
State Farm $2,893
Travelers $3,682
USAA $2,073

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Category Winners: Cheapest Car Insurance in Laurel, Mississippi

Find the cheapest car insurance companies in Laurel, MS for each category right here.

Best Annual Car Insurance Rates by Company in Laurel, Mississippi

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Cheapest Laurel, MS Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Laurel car insurance rates. Find the cheapest Laurel, MS car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Laurel, Mississippi

Insurance Company Low Medium High
Allstate $4,509 $4,711 $4,926
GEICO $4,008 $4,250 $4,411
Liberty Mutual $4,302 $4,543 $4,841
Nationwide $2,404 $2,526 $2,673
Progressive $3,542 $3,954 $4,230
State Farm $2,727 $2,879 $3,072
Travelers $3,506 $3,704 $3,836
USAA $1,938 $2,062 $2,219

What affects car insurance rates in Laurel, Mississippi?

What factors can have an impact on Laurel, MS car insurance? There are several reasons why Laurel car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Laurel, Mississippi.

Car Theft in Laurel

High levels of vehicle theft can make car insurance more expensive. Laurel, MS car theft statistics from the FBI indicate 40 vehicle thefts a year.

Commute Time in Laurel

The more time you spend in your car the higher the risk of an accident. The average commute length in Laurel, MS is 18.9 minutes according to City-Data.

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Compare Car Insurance Quotes in Laurel, MS

Ready to find affordable Laurel, Mississippi car insurance today? Enter your ZIP code for fast, free Laurel, MS car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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