Compare Laurence Harbor, NJ Car Insurance Rates (2021)

Car insurance in Laurence Harbor, NJ averages $466 a month. Laurence Harbor, New Jersey car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Laurence Harbor car insurance rates, compare quotes from the top car insurance companies in Laurence Harbor, NJ.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Laurence Harbor, NJ are $5,596/year
  • The cheapest car insurance company in Laurence Harbor for teen drivers is GEICO
  • Average car insurance rates in Laurence Harbor, NJ after a DUI are $6,584/year

If you need to buy Laurence Harbor, New Jersey car insurance, the options can be confusing. Everything you need to know about car insurance in Laurence Harbor, NJ is right here.

You’ll find Laurence Harbor car insurance rates, the cheapest Laurence Harbor, NJ car insurance companies, and information on New Jersey car insurance laws. You can also compare Laurence Harbor, New Jersey car insurance rates to Jersey City car insurance rates, Camden car insurance rates, and Bayonne car insurance rates.

Ready to find affordable Laurence Harbor, NJ car insurance today? Enter your ZIP code for fast, free Laurence Harbor car insurance quotes.

Cheapest Laurence Harbor, NJ Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Laurence Harbor, NJ car insurance rates? Every Laurence Harbor, New Jersey car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Laurence Harbor, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,529 $3,511 $3,429 $3,429 $11,098 $13,511 $4,156 $4,261
Farmers $4,838 $4,885 $4,715 $4,615 $14,201 $16,352 $5,754 $5,859
GEICO $2,056 $2,018 $2,006 $2,006 $3,718 $3,727 $2,359 $2,306
Liberty Mutual $4,606 $4,606 $5,059 $5,059 $12,036 $13,673 $5,059 $5,821
Progressive $2,090 $1,930 $1,886 $1,943 $9,489 $10,403 $2,471 $2,353
State Farm $4,467 $4,467 $4,052 $4,052 $14,706 $18,871 $5,098 $5,692
Travelers $3,352 $3,236 $3,102 $3,118 $7,508 $8,407 $3,244 $3,198

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Minimum Car Insurance in Laurence Harbor, NJ

Every driver must carry the minimum car insurance in Laurence Harbor, NJ. Take a look at the New Jersey car insurance requirements.

Minimum Required Car Insurance Coverage in Laurence Harbor, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Laurence Harbor, NJ Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Laurence Harbor, NJ. Compare credit history car insurance rates in Laurence Harbor from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Laurence Harbor, New Jersey

Insurance Company Poor Fair Good
Allstate $8,187 $5,265 $4,145
Farmers $9,134 $7,113 $6,710
GEICO $3,793 $2,190 $1,592
Liberty Mutual $8,860 $6,567 $5,542
Progressive $4,560 $3,979 $3,673
State Farm $11,109 $6,698 $5,220
Travelers $5,928 $4,324 $2,934

Cheapest Laurence Harbor, NJ Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Laurence Harbor, NJ to rates for a clean record with top companies.

Annual Laurence Harbor, New Jersey Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,391 $7,325 $6,398 $5,349
Farmers $5,932 $10,073 $8,187 $6,417
GEICO $1,968 $2,581 $3,582 $1,968
Liberty Mutual $6,713 $7,680 $6,854 $6,713
Progressive $3,494 $4,705 $4,003 $4,081
State Farm $4,169 $7,596 $12,211 $6,728
Travelers $3,373 $5,040 $4,850 $4,318

Cheapest Laurence Harbor, NJ Car Insurance for Teen Drivers

Teen car insurance in Laurence Harbor, NJ can be expensive. Take a look at rates from the top car insurance companies in Laurence Harbor for teenagers.

Annual Car Insurance Rates for Teen Drivers in Laurence Harbor, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,098 $13,511
Farmers $14,201 $16,352
GEICO $3,718 $3,727
Liberty Mutual $12,036 $13,673
Progressive $9,489 $10,403
State Farm $14,706 $18,871
Travelers $7,508 $8,407

Cheapest Laurence Harbor, NJ Car Insurance for Seniors

Take a look at Laurence Harbor, NJ senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Laurence Harbor, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,429 $3,429
Farmers $4,715 $4,615
GEICO $2,006 $2,006
Liberty Mutual $5,059 $5,059
Progressive $1,886 $1,943
State Farm $4,052 $4,052
Travelers $3,102 $3,118

Cheapest Laurence Harbor, NJ Car Insurance Rates After a DUI

A DUI in Laurence Harbor, NJ increases car insurance rates. Compare Laurence Harbor, New Jersey DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Laurence Harbor, New Jersey

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,398
Farmers $8,187
GEICO $3,582
Liberty Mutual $6,854
Progressive $4,003
State Farm $12,211
Travelers $4,850

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Cheapest Laurence Harbor, NJ Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Laurence Harbor, NJ by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Laurence Harbor, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,855 $5,877
Farmers $7,652 $7,652
GEICO $2,504 $2,545
Liberty Mutual $6,922 $7,058
Progressive $4,071 $4,071
State Farm $7,475 $7,876
Travelers $4,395 $4,395

The Best Cheap Car Insurance Companies in Laurence Harbor, NJ

Take a look at a side-by-side comparison of the top car insurance companies in Laurence Harbor, NJ to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Laurence Harbor, New Jersey

Insurance Company Average Annual Rates
Allstate $5,866
Farmers $7,652
GEICO $2,525
Liberty Mutual $6,990
Progressive $4,071
State Farm $7,676
Travelers $4,395

Category Winners: Cheapest Car Insurance in Laurence Harbor, New Jersey

Find the cheapest car insurance companies in Laurence Harbor, NJ for each category right here.

Best Annual Car Insurance Rates by Company in Laurence Harbor, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest Laurence Harbor, NJ Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Laurence Harbor car insurance rates. Find the cheapest Laurence Harbor, NJ car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Laurence Harbor, New Jersey

Insurance Company Low Medium High
Allstate $5,403 $5,953 $6,241
Farmers $6,840 $7,603 $8,514
GEICO $2,267 $2,573 $2,734
Liberty Mutual $6,245 $7,203 $7,521
Progressive $3,673 $4,135 $4,405
State Farm $7,104 $7,781 $8,142
Travelers $4,034 $4,396 $4,756

What affects car insurance rates in Laurence Harbor, New Jersey?

What factors can have an impact on Laurence Harbor, NJ car insurance? There are several reasons why Laurence Harbor car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Laurence Harbor, New Jersey.

Commute Time in Laurence Harbor

The more time you spend in your car the higher the risk of an accident. The average commute length in Laurence Harbor, NJ is 39.4 minutes according to City-Data.

Compare Car Insurance Quotes in Laurence Harbor, NJ

Ready to find affordable Laurence Harbor, New Jersey car insurance today? Enter your ZIP code for fast, free Laurence Harbor, NJ car insurance quotes.

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