Compare Laurinburg, NC Car Insurance Rates (2021)

Car insurance in Laurinburg, NC averages $309 a month. Laurinburg, North Carolina car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Laurinburg car insurance rates, compare quotes from the top car insurance companies in Laurinburg, NC.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Laurinburg for teen drivers is Liberty Mutual
  • Average car insurance rates in Laurinburg, NC after a DUI are $7,009/year
  • The cheapest car insurance company in Laurinburg is Liberty Mutual

If you need to buy Laurinburg, North Carolina car insurance, the options can be confusing. Everything you need to know about car insurance in Laurinburg, NC is right here.

You’ll find Laurinburg car insurance rates, the cheapest Laurinburg, NC car insurance companies, and information on North Carolina car insurance laws. You can also compare Laurinburg, North Carolina car insurance rates to Charlotte car insurance rates, Wilmington car insurance rates, and Winston-Salem car insurance rates.

Ready to find affordable Laurinburg, NC car insurance today? Enter your ZIP code for fast, free Laurinburg car insurance quotes.

Cheapest Laurinburg, NC Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Laurinburg, NC car insurance rates? Every Laurinburg, North Carolina car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Laurinburg, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,978 $5,978 $4,905 $4,905 $14,317 $14,317 $6,096 $6,096
GEICO $2,704 $2,655 $2,659 $2,613 $4,889 $4,847 $2,383 $2,369
Liberty Mutual $2,022 $2,022 $2,092 $2,092 $3,547 $3,547 $2,022 $2,022
Nationwide $2,696 $2,696 $2,696 $2,696 $4,525 $4,525 $2,696 $2,696
Progressive $2,006 $2,006 $1,838 $1,838 $4,571 $4,571 $2,228 $2,228
State Farm $2,896 $2,896 $2,505 $2,505 $4,275 $4,275 $3,581 $3,581
Travelers $2,917 $2,917 $2,894 $2,894 $4,871 $4,871 $2,993 $2,993

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Minimum Car Insurance in Laurinburg, NC

Every driver must carry the minimum car insurance in Laurinburg, NC. Take a look at the North Carolina car insurance requirements.

Minimum Required Car Insurance Coverage in Laurinburg, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Laurinburg, NC Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Laurinburg, NC. Compare credit history car insurance rates in Laurinburg from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Laurinburg, North Carolina

Insurance Company Poor Fair Good
Allstate $10,608 $6,838 $6,026
GEICO $3,391 $3,125 $2,904
Liberty Mutual $2,421 $2,421 $2,421
Nationwide $3,153 $3,153 $3,153
Progressive $3,002 $2,597 $2,384
State Farm $4,657 $2,975 $2,310
Travelers $3,695 $3,321 $3,239

Cheapest Laurinburg, NC Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Laurinburg, NC to rates for a clean record with top companies.

Annual Laurinburg, North Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,232 $7,465 $13,874 $5,725
GEICO $1,656 $2,467 $6,145 $2,291
Liberty Mutual $1,440 $1,851 $4,543 $1,851
Nationwide $1,850 $2,396 $5,971 $2,396
Progressive $1,271 $1,850 $5,723 $1,799
State Farm $1,777 $2,554 $6,371 $2,554
Travelers $1,942 $2,700 $6,434 $2,599

Cheapest Laurinburg, NC Car Insurance for Teen Drivers

Teen car insurance in Laurinburg, NC can be expensive. Take a look at rates from the top car insurance companies in Laurinburg for teenagers.

Annual Car Insurance Rates for Teen Drivers in Laurinburg, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $14,317 $14,317
GEICO $4,889 $4,847
Liberty Mutual $3,547 $3,547
Nationwide $4,525 $4,525
Progressive $4,571 $4,571
State Farm $4,275 $4,275
Travelers $4,871 $4,871

Cheapest Laurinburg, NC Car Insurance for Seniors

Take a look at Laurinburg, NC senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Laurinburg, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,905 $4,905
GEICO $2,659 $2,613
Liberty Mutual $2,092 $2,092
Nationwide $2,696 $2,696
Progressive $1,838 $1,838
State Farm $2,505 $2,505
Travelers $2,894 $2,894

Cheapest Laurinburg, NC Car Insurance Rates After a DUI

A DUI in Laurinburg, NC increases car insurance rates. Compare Laurinburg, North Carolina DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Laurinburg, North Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $13,874
GEICO $6,145
Liberty Mutual $4,543
Nationwide $5,971
Progressive $5,723
State Farm $6,371
Travelers $6,434

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Cheapest Laurinburg, NC Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Laurinburg, NC by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Laurinburg, North Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $7,824 $7,824
GEICO $3,140 $3,140
Liberty Mutual $2,421 $2,421
Nationwide $3,153 $3,153
Progressive $2,661 $2,661
State Farm $3,297 $3,332
Travelers $3,419 $3,419

The Best Cheap Car Insurance Companies in Laurinburg, NC

Take a look at a side-by-side comparison of the top car insurance companies in Laurinburg, NC to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Laurinburg, North Carolina

Insurance Company Average Annual Rates
Allstate $7,824
GEICO $3,140
Liberty Mutual $2,421
Nationwide $3,153
Progressive $2,661
State Farm $3,314
Travelers $3,419

Category Winners: Cheapest Car Insurance in Laurinburg, North Carolina

Find the cheapest car insurance companies in Laurinburg, NC for each category right here.

Best Annual Car Insurance Rates by Company in Laurinburg, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

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Cheapest Laurinburg, NC Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Laurinburg car insurance rates. Find the cheapest Laurinburg, NC car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Laurinburg, North Carolina

Insurance Company Low Medium High
Allstate $7,463 $7,789 $8,219
GEICO $2,976 $3,129 $3,314
Liberty Mutual $2,279 $2,405 $2,579
Nationwide $3,000 $3,138 $3,322
Progressive $2,494 $2,643 $2,845
State Farm $3,122 $3,295 $3,526
Travelers $3,241 $3,400 $3,615

What affects car insurance rates in Laurinburg, North Carolina?

What factors can have an impact on Laurinburg, NC car insurance? There are several reasons why Laurinburg car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Laurinburg, North Carolina.

Commute Time in Laurinburg

The more time you spend in your car the higher the risk of an accident. The average commute length in Laurinburg, NC is 20.5 minutes according to City-Data.

Compare Car Insurance Quotes in Laurinburg, NC

Ready to find affordable Laurinburg, North Carolina car insurance today? Enter your ZIP code for fast, free Laurinburg, NC car insurance quotes.

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