Compare Lavaca, AR Car Insurance Rates (2021)

Car insurance in Lavaca, AR averages $311 a month. Lavaca, Arkansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Lavaca car insurance rates, compare quotes from the top car insurance companies in Lavaca, AR.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Lavaca is USAA
  • Average car insurance rates in Lavaca, AR after a DUI are $4,507/year
  • The cheapest car insurance company in Lavaca for teen drivers is USAA

If you need to buy Lavaca, Arkansas car insurance, the options can be confusing. Everything you need to know about car insurance in Lavaca, AR is right here.

You’ll find Lavaca car insurance rates, the cheapest Lavaca, AR car insurance companies, and information on Arkansas car insurance laws. You can also compare Lavaca, Arkansas car insurance rates to Jonesboro car insurance rates, Bentonville car insurance rates, and Fort Smith car insurance rates.

Ready to find affordable Lavaca, AR car insurance today? Enter your ZIP code for fast, free Lavaca car insurance quotes.

Cheapest Lavaca, AR Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lavaca, AR car insurance rates? Every Lavaca, Arkansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lavaca, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,556 $2,570 $2,290 $2,445 $9,306 $11,153 $2,810 $3,042
Farmers $2,045 $2,035 $1,825 $1,923 $8,738 $9,058 $2,343 $2,463
GEICO $2,285 $2,250 $2,100 $2,042 $6,315 $6,295 $2,269 $2,302
Liberty Mutual $2,168 $2,317 $2,093 $2,335 $8,162 $8,987 $2,349 $2,449
Nationwide $2,561 $2,604 $2,303 $2,427 $6,289 $7,986 $2,941 $3,164
Progressive $2,316 $2,187 $1,906 $1,996 $9,926 $11,164 $2,765 $2,982
State Farm $1,532 $1,532 $1,390 $1,390 $4,647 $5,825 $1,731 $1,988
Travelers $1,998 $2,035 $1,981 $1,986 $11,746 $18,877 $2,142 $2,459
USAA $1,243 $1,249 $1,163 $1,160 $4,016 $4,182 $1,595 $1,708

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Minimum Car Insurance in Lavaca, AR

Every driver must carry the minimum car insurance in Lavaca, AR. Take a look at the Arkansas car insurance requirements.

Minimum Required Car Insurance Coverage in Lavaca, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Lavaca, AR Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lavaca, AR. Compare credit history car insurance rates in Lavaca from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lavaca, Arkansas

Insurance Company Poor Fair Good
Allstate $5,669 $4,358 $3,538
Farmers $4,322 $3,630 $3,458
GEICO $3,869 $3,186 $2,641
Liberty Mutual $5,558 $3,375 $2,640
Nationwide $4,469 $3,601 $3,283
Progressive $4,985 $4,263 $3,968
State Farm $3,625 $2,185 $1,703
Travelers $6,193 $5,176 $4,840
USAA $2,686 $1,849 $1,582

Cheapest Lavaca, AR Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lavaca, AR to rates for a clean record with top companies.

Annual Lavaca, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,731 $4,689 $5,211 $4,456
Farmers $3,213 $4,124 $4,029 $3,849
GEICO $2,215 $3,368 $4,961 $2,384
Liberty Mutual $2,607 $4,284 $5,017 $3,521
Nationwide $2,954 $3,804 $5,131 $3,247
Progressive $3,797 $5,284 $3,992 $4,549
State Farm $2,284 $2,725 $2,504 $2,504
Travelers $4,527 $4,677 $6,854 $5,553
USAA $1,565 $1,993 $2,864 $1,736

Cheapest Lavaca, AR Car Insurance for Teen Drivers

Teen car insurance in Lavaca, AR can be expensive. Take a look at rates from the top car insurance companies in Lavaca for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lavaca, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,306 $11,153
Farmers $8,738 $9,058
GEICO $6,315 $6,295
Liberty Mutual $8,162 $8,987
Nationwide $6,289 $7,986
Progressive $9,926 $11,164
State Farm $4,647 $5,825
Travelers $11,746 $18,877
USAA $4,016 $4,182

Cheapest Lavaca, AR Car Insurance for Seniors

Take a look at Lavaca, AR senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lavaca, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,290 $2,445
Farmers $1,825 $1,923
GEICO $2,100 $2,042
Liberty Mutual $2,093 $2,335
Nationwide $2,303 $2,427
Progressive $1,906 $1,996
State Farm $1,390 $1,390
Travelers $1,981 $1,986
USAA $1,163 $1,160

Cheapest Lavaca, AR Car Insurance Rates After a DUI

A DUI in Lavaca, AR increases car insurance rates. Compare Lavaca, Arkansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lavaca, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,211
Farmers $4,029
GEICO $4,961
Liberty Mutual $5,017
Nationwide $5,131
Progressive $3,992
State Farm $2,504
Travelers $6,854
USAA $2,864

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Cheapest Lavaca, AR Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lavaca, AR by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lavaca, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,522 $4,522
Farmers $3,804 $3,804
GEICO $3,204 $3,261
Liberty Mutual $3,857 $3,857
Nationwide $3,784 $3,784
Progressive $4,405 $4,405
State Farm $2,443 $2,566
Travelers $5,403 $5,403
USAA $1,982 $2,097

The Best Cheap Car Insurance Companies in Lavaca, AR

Take a look at a side-by-side comparison of the top car insurance companies in Lavaca, AR to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lavaca, Arkansas

Insurance Company Average Annual Rates
Allstate $4,522
Farmers $3,804
GEICO $3,232
Liberty Mutual $3,857
Nationwide $3,784
Progressive $4,405
State Farm $2,504
Travelers $5,403
USAA $2,039

Category Winners: Cheapest Car Insurance in Lavaca, Arkansas

Find the cheapest car insurance companies in Lavaca, AR for each category right here.

Best Annual Car Insurance Rates by Company in Lavaca, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Lavaca, AR Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lavaca car insurance rates. Find the cheapest Lavaca, AR car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lavaca, Arkansas

Insurance Company Low Medium High
Allstate $4,396 $4,519 $4,650
Farmers $3,603 $3,761 $4,047
GEICO $3,084 $3,231 $3,382
Liberty Mutual $3,721 $3,829 $4,022
Nationwide $3,801 $3,708 $3,844
Progressive $4,024 $4,327 $4,865
State Farm $2,360 $2,502 $2,651
Travelers $5,140 $5,417 $5,651
USAA $1,941 $2,031 $2,146

What affects car insurance rates in Lavaca, Arkansas?

What factors can have an impact on Lavaca, AR car insurance? There are several reasons why Lavaca car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Lavaca, Arkansas.

Commute Time in Lavaca

The more time you spend in your car the higher the risk of an accident. The average commute length in Lavaca, AR is 22.1 minutes according to City-Data.

Compare Car Insurance Quotes in Lavaca, AR

Ready to find affordable Lavaca, Arkansas car insurance today? Enter your ZIP code for fast, free Lavaca, AR car insurance quotes.

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Average Monthly Car Insurance Rates by State