Compare Lavina, MT Car Insurance Rates (2021)

Car insurance in Lavina, MT averages $273 a month. Lavina, Montana car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Lavina car insurance rates, compare quotes from the top car insurance companies in Lavina, MT.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Lavina for teen drivers is Liberty Mutual
  • Average car insurance rates in Lavina, MT are $3,282/year
  • Average car insurance rates in Lavina, MT after a DUI are $4,059/year

If you need to buy Lavina, Montana car insurance, the options can be confusing. Everything you need to know about car insurance in Lavina, MT is right here.

You’ll find Lavina car insurance rates, the cheapest Lavina, MT car insurance companies, and information on Montana car insurance laws. You can also compare Lavina, Montana car insurance rates to Missoula car insurance rates, Havre car insurance rates, and Billings car insurance rates.

Ready to find affordable Lavina, MT car insurance today? Enter your ZIP code for fast, free Lavina car insurance quotes.

Cheapest Lavina, MT Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lavina, MT car insurance rates? Every Lavina, Montana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lavina, Montana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,550 $2,550 $2,332 $2,332 $9,660 $9,660 $2,750 $2,750
Farmers $2,844 $2,844 $2,542 $2,542 $7,918 $7,918 $3,124 $3,124
GEICO $3,134 $2,928 $3,057 $2,788 $7,655 $7,125 $2,687 $2,449
Liberty Mutual $1,027 $1,027 $1,008 $1,008 $1,957 $1,957 $1,205 $1,205
Nationwide $2,902 $2,902 $2,630 $2,630 $5,820 $5,820 $3,075 $3,075
Progressive $3,434 $3,434 $3,061 $3,061 $7,741 $7,741 $3,871 $3,871
State Farm $1,617 $1,617 $1,410 $1,410 $4,645 $4,645 $1,747 $1,747
USAA $1,316 $1,316 $1,166 $1,166 $4,089 $4,089 $1,661 $1,661

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Minimum Car Insurance in Lavina, MT

Every driver must carry the minimum car insurance in Lavina, MT. Take a look at the Montana car insurance requirements.

Minimum Required Car Insurance Coverage in Lavina, Montana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Lavina, MT Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lavina, MT. Compare credit history car insurance rates in Lavina from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lavina, Montana

Insurance Company Poor Fair Good
Allstate $5,226 $4,182 $3,562
Farmers $4,827 $3,857 $3,637
GEICO $6,267 $3,340 $2,326
Liberty Mutual $1,299 $1,299 $1,299
Nationwide $4,573 $3,279 $2,969
Progressive $5,502 $4,176 $3,903
State Farm $3,385 $2,061 $1,618
USAA $2,788 $1,875 $1,511

Cheapest Lavina, MT Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lavina, MT to rates for a clean record with top companies.

Annual Lavina, Montana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,638 $4,290 $5,212 $4,153
Farmers $3,601 $4,672 $4,554 $3,601
GEICO $2,556 $4,046 $6,256 $3,053
Liberty Mutual $897 $1,527 $1,527 $1,246
Nationwide $2,605 $3,774 $4,892 $3,156
Progressive $3,924 $5,015 $4,826 $4,342
State Farm $2,210 $2,500 $2,355 $2,355
USAA $1,556 $1,923 $2,852 $1,900

Cheapest Lavina, MT Car Insurance for Teen Drivers

Teen car insurance in Lavina, MT can be expensive. Take a look at rates from the top car insurance companies in Lavina for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lavina, Montana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,660 $9,660
Farmers $7,918 $7,918
GEICO $7,655 $7,125
Liberty Mutual $1,957 $1,957
Nationwide $5,820 $5,820
Progressive $7,741 $7,741
State Farm $4,645 $4,645
USAA $4,089 $4,089

Cheapest Lavina, MT Car Insurance for Seniors

Take a look at Lavina, MT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lavina, Montana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,332 $2,332
Farmers $2,542 $2,542
GEICO $3,057 $2,788
Liberty Mutual $1,008 $1,008
Nationwide $2,630 $2,630
Progressive $3,061 $3,061
State Farm $1,410 $1,410
USAA $1,166 $1,166

Cheapest Lavina, MT Car Insurance Rates After a DUI

A DUI in Lavina, MT increases car insurance rates. Compare Lavina, Montana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lavina, Montana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,212
Farmers $4,554
GEICO $6,256
Liberty Mutual $1,527
Nationwide $4,892
Progressive $4,826
State Farm $2,355
USAA $2,852

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Cheapest Lavina, MT Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lavina, MT by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lavina, Montana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,221 $4,425
Farmers $4,107 $4,107
GEICO $3,907 $4,048
Liberty Mutual $1,299 $1,299
Nationwide $3,607 $3,607
Progressive $4,527 $4,527
State Farm $2,285 $2,424
USAA $2,033 $2,083

The Best Cheap Car Insurance Companies in Lavina, MT

Take a look at a side-by-side comparison of the top car insurance companies in Lavina, MT to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lavina, Montana

Insurance Company Average Annual Rates
Allstate $4,323
Farmers $4,107
GEICO $3,978
Liberty Mutual $1,299
Nationwide $3,607
Progressive $4,527
State Farm $2,355
USAA $2,058

Category Winners: Cheapest Car Insurance in Lavina, Montana

Find the cheapest car insurance companies in Lavina, MT for each category right here.

Best Annual Car Insurance Rates by Company in Lavina, Montana

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

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Cheapest Lavina, MT Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lavina car insurance rates. Find the cheapest Lavina, MT car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lavina, Montana

Insurance Company Low Medium High
Allstate $4,144 $4,314 $4,511
Farmers $3,818 $4,103 $4,400
GEICO $3,850 $3,956 $4,127
Liberty Mutual $1,212 $1,303 $1,383
Nationwide $2,794 $3,848 $4,179
Progressive $4,299 $4,515 $4,766
State Farm $2,242 $2,344 $2,478
USAA $1,975 $2,048 $2,150

What affects car insurance rates in Lavina, Montana?

What factors can have an impact on Lavina, MT car insurance? There are several reasons why Lavina car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Lavina, Montana.

Commute Time in Lavina

The more time you spend in your car the higher the risk of an accident. The average commute length in Lavina, MT is 25.1 minutes according to City-Data.

Compare Car Insurance Quotes in Lavina, MT

Ready to find affordable Lavina, Montana car insurance today? Enter your ZIP code for fast, free Lavina, MT car insurance quotes.

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