Compare Lawler, IA Car Insurance Rates (2021)

Car insurance in Lawler, IA averages $247 a month. Lawler, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Lawler car insurance rates, compare quotes from the top car insurance companies in Lawler, IA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Lawler, IA after a DUI are $3,565/year
  • The cheapest car insurance company in Lawler is USAA
  • The cheapest car insurance company in Lawler for teen drivers is USAA

If you need to buy Lawler, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Lawler, IA is right here.

You’ll find Lawler car insurance rates, the cheapest Lawler, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Lawler, Iowa car insurance rates to Ames car insurance rates, Ankeny car insurance rates, and West Des Moines car insurance rates.

Ready to find affordable Lawler, IA car insurance today? Enter your ZIP code for fast, free Lawler car insurance quotes.

Cheapest Lawler, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lawler, IA car insurance rates? Every Lawler, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lawler, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,863 $1,798 $1,648 $1,680 $5,209 $5,839 $2,041 $2,105
American Family $2,012 $2,012 $1,799 $1,799 $5,354 $7,522 $2,012 $2,427
Farmers $1,483 $1,511 $1,327 $1,449 $4,490 $4,788 $2,009 $2,153
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $2,169 $2,353 $1,903 $2,309 $10,599 $11,918 $2,459 $2,717
Nationwide $1,773 $1,824 $1,578 $1,690 $3,990 $5,189 $1,997 $2,178
Progressive $1,754 $1,704 $1,445 $1,495 $4,030 $4,560 $2,112 $2,275
State Farm $1,457 $1,457 $1,269 $1,269 $3,799 $4,831 $1,634 $1,857
Travelers $2,510 $2,565 $2,418 $2,428 $10,824 $17,213 $2,603 $3,114
USAA $1,234 $1,249 $1,130 $1,155 $3,305 $3,514 $1,482 $1,638

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Minimum Car Insurance in Lawler, IA

Every driver must carry the minimum car insurance in Lawler, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Lawler, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Lawler, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lawler, IA. Compare credit history car insurance rates in Lawler from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lawler, Iowa

Insurance Company Poor Fair Good
Allstate $3,313 $2,637 $2,369
American Family $3,976 $2,922 $2,454
Farmers $2,752 $2,286 $2,166
GEICO $2,783 $2,315 $1,848
Liberty Mutual $6,500 $4,009 $3,152
Nationwide $3,076 $2,399 $2,107
Progressive $2,884 $2,305 $2,076
State Farm $3,128 $1,935 $1,526
Travelers $6,151 $5,240 $4,988
USAA $2,419 $1,660 $1,437

Cheapest Lawler, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lawler, IA to rates for a clean record with top companies.

Annual Lawler, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,373 $2,856 $3,223 $2,640
American Family $2,251 $3,292 $4,279 $2,647
Farmers $2,047 $2,538 $2,573 $2,447
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,934 $4,865 $4,961 $4,453
Nationwide $1,820 $2,629 $3,597 $2,064
Progressive $1,956 $3,164 $2,118 $2,450
State Farm $2,043 $2,350 $2,196 $2,196
Travelers $3,994 $5,300 $7,086 $5,458
USAA $1,405 $1,885 $2,451 $1,613

Cheapest Lawler, IA Car Insurance for Teen Drivers

Teen car insurance in Lawler, IA can be expensive. Take a look at rates from the top car insurance companies in Lawler for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lawler, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,209 $5,839
American Family $5,354 $7,522
Farmers $4,490 $4,788
GEICO $4,278 $3,972
Liberty Mutual $10,599 $11,918
Nationwide $3,990 $5,189
Progressive $4,030 $4,560
State Farm $3,799 $4,831
Travelers $10,824 $17,213
USAA $3,305 $3,514

Cheapest Lawler, IA Car Insurance for Seniors

Take a look at Lawler, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lawler, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,648 $1,680
American Family $1,799 $1,799
Farmers $1,327 $1,449
GEICO $1,696 $1,552
Liberty Mutual $1,903 $2,309
Nationwide $1,578 $1,690
Progressive $1,445 $1,495
State Farm $1,269 $1,269
Travelers $2,418 $2,428
USAA $1,130 $1,155

Cheapest Lawler, IA Car Insurance Rates After a DUI

A DUI in Lawler, IA increases car insurance rates. Compare Lawler, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lawler, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,223
American Family $4,279
Farmers $2,573
GEICO $3,170
Liberty Mutual $4,961
Nationwide $3,597
Progressive $2,118
State Farm $2,196
Travelers $7,086
USAA $2,451

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Cheapest Lawler, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lawler, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lawler, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,707 $2,838
American Family $3,081 $3,154
Farmers $2,401 $2,401
GEICO $2,269 $2,362
Liberty Mutual $4,553 $4,553
Nationwide $2,527 $2,527
Progressive $2,422 $2,422
State Farm $2,144 $2,249
Travelers $5,459 $5,459
USAA $1,771 $1,905

The Best Cheap Car Insurance Companies in Lawler, IA

Take a look at a side-by-side comparison of the top car insurance companies in Lawler, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lawler, Iowa

Insurance Company Average Annual Rates
Allstate $2,773
American Family $3,117
Farmers $2,401
GEICO $2,315
Liberty Mutual $4,553
Nationwide $2,527
Progressive $2,422
State Farm $2,196
Travelers $5,459
USAA $1,838

Category Winners: Cheapest Car Insurance in Lawler, Iowa

Find the cheapest car insurance companies in Lawler, IA for each category right here.

Best Annual Car Insurance Rates by Company in Lawler, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Lawler, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lawler car insurance rates. Find the cheapest Lawler, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lawler, Iowa

Insurance Company Low Medium High
Allstate $2,679 $2,776 $2,864
American Family $3,140 $3,290 $2,922
Farmers $2,304 $2,409 $2,490
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,386 $4,546 $4,728
Nationwide $2,636 $2,513 $2,433
Progressive $2,304 $2,430 $2,532
State Farm $2,103 $2,207 $2,279
Travelers $5,164 $5,540 $5,674
USAA $1,745 $1,844 $1,926

What affects car insurance rates in Lawler, Iowa?

What factors can have an impact on Lawler, IA car insurance? There are several reasons why Lawler car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Lawler, Iowa.

Commute Time in Lawler

The more time you spend in your car the higher the risk of an accident. The average commute length in Lawler, IA is 25.7 minutes according to City-Data.

Compare Car Insurance Quotes in Lawler, IA

Ready to find affordable Lawler, Iowa car insurance today? Enter your ZIP code for fast, free Lawler, IA car insurance quotes.

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