Compare Lawrence, PA Car Insurance Rates (2021)

Car insurance in Lawrence, PA averages $323 a month. Lawrence, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Lawrence car insurance rates, compare quotes from the top car insurance companies in Lawrence, PA.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Lawrence, PA are $3,871/year
  • Average car insurance rates in Lawrence, PA after a DUI are $4,255/year
  • The cheapest car insurance company in Lawrence is USAA

If you need to buy Lawrence, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Lawrence, PA is right here.

You’ll find Lawrence car insurance rates, the cheapest Lawrence, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Lawrence, Pennsylvania car insurance rates to Pittsburgh car insurance rates, Lancaster car insurance rates, and Scranton car insurance rates.

Ready to find affordable Lawrence, PA car insurance today? Enter your ZIP code for fast, free Lawrence car insurance quotes.

Cheapest Lawrence, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lawrence, PA car insurance rates? Every Lawrence, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lawrence, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,419 $2,419 $2,237 $2,237 $8,248 $8,248 $2,658 $2,658
GEICO $1,808 $1,567 $1,699 $1,473 $4,651 $4,035 $1,825 $1,581
Liberty Mutual $3,432 $3,432 $3,146 $3,146 $9,981 $9,981 $4,351 $4,351
Nationwide $1,953 $1,953 $1,848 $1,848 $5,540 $5,540 $2,192 $2,192
Progressive $2,682 $2,682 $2,401 $2,401 $8,844 $8,844 $3,451 $3,451
State Farm $1,699 $1,699 $1,506 $1,506 $5,922 $5,922 $1,881 $1,881
Travelers $1,699 $1,699 $1,844 $1,844 $25,515 $25,515 $2,034 $2,034
USAA $1,128 $1,128 $1,022 $1,022 $3,435 $3,435 $1,499 $1,499

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Lawrence, PA

Every driver must carry the minimum car insurance in Lawrence, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Lawrence, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Lawrence, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lawrence, PA. Compare credit history car insurance rates in Lawrence from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lawrence, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,963 $3,714 $2,995
GEICO $3,492 $1,972 $1,526
Liberty Mutual $6,672 $4,785 $4,226
Nationwide $3,382 $2,784 $2,485
Progressive $5,736 $4,042 $3,255
State Farm $3,920 $2,424 $1,912
Travelers $8,438 $7,647 $7,234
USAA $2,217 $1,642 $1,454

Cheapest Lawrence, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lawrence, PA to rates for a clean record with top companies.

Annual Lawrence, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,724 $4,391 $3,724 $3,724
GEICO $1,716 $2,957 $2,282 $2,365
Liberty Mutual $4,755 $5,478 $5,339 $5,339
Nationwide $2,078 $2,783 $3,884 $2,789
Progressive $3,933 $5,463 $4,044 $3,937
State Farm $2,506 $2,998 $2,752 $2,752
Travelers $5,490 $7,845 $9,912 $7,845
USAA $1,422 $1,969 $2,104 $1,589

Cheapest Lawrence, PA Car Insurance for Teen Drivers

Teen car insurance in Lawrence, PA can be expensive. Take a look at rates from the top car insurance companies in Lawrence for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lawrence, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,248 $8,248
GEICO $4,651 $4,035
Liberty Mutual $9,981 $9,981
Nationwide $5,540 $5,540
Progressive $8,844 $8,844
State Farm $5,922 $5,922
Travelers $25,515 $25,515
USAA $3,435 $3,435

Cheapest Lawrence, PA Car Insurance for Seniors

Take a look at Lawrence, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lawrence, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,237 $2,237
GEICO $1,699 $1,473
Liberty Mutual $3,146 $3,146
Nationwide $1,848 $1,848
Progressive $2,401 $2,401
State Farm $1,506 $1,506
Travelers $1,844 $1,844
USAA $1,022 $1,022

Cheapest Lawrence, PA Car Insurance Rates After a DUI

A DUI in Lawrence, PA increases car insurance rates. Compare Lawrence, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lawrence, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,724
GEICO $2,282
Liberty Mutual $5,339
Nationwide $3,884
Progressive $4,044
State Farm $2,752
Travelers $9,912
USAA $2,104

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Lawrence, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lawrence, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lawrence, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,811 $3,970
GEICO $2,295 $2,365
Liberty Mutual $5,094 $5,361
Nationwide $2,884 $2,884
Progressive $4,344 $4,344
State Farm $2,664 $2,840
Travelers $7,773 $7,773
USAA $1,721 $1,821

The Best Cheap Car Insurance Companies in Lawrence, PA

Take a look at a side-by-side comparison of the top car insurance companies in Lawrence, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lawrence, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,890
GEICO $2,330
Liberty Mutual $5,228
Nationwide $2,884
Progressive $4,344
State Farm $2,752
Travelers $7,773
USAA $1,771

Category Winners: Cheapest Car Insurance in Lawrence, Pennsylvania

Find the cheapest car insurance companies in Lawrence, PA for each category right here.

Best Annual Car Insurance Rates by Company in Lawrence, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Lawrence, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lawrence car insurance rates. Find the cheapest Lawrence, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lawrence, Pennsylvania

Insurance Company Low Medium High
Allstate $3,735 $3,912 $4,025
GEICO $2,162 $2,352 $2,475
Liberty Mutual $4,949 $5,268 $5,466
Nationwide $2,927 $2,919 $2,805
Progressive $3,976 $4,386 $4,672
State Farm $2,554 $2,795 $2,906
Travelers $7,807 $7,795 $7,716
USAA $1,629 $1,790 $1,895

What affects car insurance rates in Lawrence, Pennsylvania?

What factors can have an impact on Lawrence, PA car insurance? There are several reasons why Lawrence car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Lawrence, Pennsylvania.

Commute Time in Lawrence

The more time you spend in your car the higher the risk of an accident. The average commute length in Lawrence, PA is 29.1 minutes according to City-Data.

Traffic in Lawrence

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Lawrence, PA traffic data from INRIX ranks Lawrence as the 267th-most congested in the world.

Compare Car Insurance Quotes in Lawrence, PA

Ready to find affordable Lawrence, Pennsylvania car insurance today? Enter your ZIP code for fast, free Lawrence, PA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption