Compare Lawrence Township, NJ Car Insurance Rates (2021)

Car insurance in Lawrence Township, NJ averages $438 a month. Lawrence Township, New Jersey car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Lawrence Township car insurance rates, compare quotes from the top car insurance companies in Lawrence Township, NJ.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Lawrence Township is GEICO
  • Average car insurance rates in Lawrence Township, NJ are $5,261/year
  • Average car insurance rates in Lawrence Township, NJ after a DUI are $6,156/year

If you need to buy Lawrence Township, New Jersey car insurance, the options can be confusing. Everything you need to know about car insurance in Lawrence Township, NJ is right here.

You’ll find Lawrence Township car insurance rates, the cheapest Lawrence Township, NJ car insurance companies, and information on New Jersey car insurance laws. You can also compare Lawrence Township, New Jersey car insurance rates to Jersey City car insurance rates, Clifton car insurance rates, and Newark car insurance rates.

Ready to find affordable Lawrence Township, NJ car insurance today? Enter your ZIP code for fast, free Lawrence Township car insurance quotes.

Cheapest Lawrence Township, NJ Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lawrence Township, NJ car insurance rates? Every Lawrence Township, New Jersey car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lawrence Township, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,134 $3,119 $3,021 $3,021 $9,952 $12,409 $3,664 $3,830
Farmers $4,395 $4,431 $4,277 $4,188 $12,836 $14,755 $5,222 $5,327
GEICO $2,025 $1,981 $1,968 $1,968 $3,629 $3,659 $2,311 $2,274
Liberty Mutual $4,904 $4,904 $5,386 $5,386 $12,681 $14,384 $5,386 $6,180
Progressive $1,787 $1,661 $1,619 $1,655 $8,076 $8,959 $2,113 $2,047
State Farm $3,952 $3,952 $3,579 $3,579 $12,904 $16,564 $4,503 $5,029
Travelers $3,464 $3,328 $3,208 $3,216 $7,667 $8,563 $3,328 $3,276

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Minimum Car Insurance in Lawrence Township, NJ

Every driver must carry the minimum car insurance in Lawrence Township, NJ. Take a look at the New Jersey car insurance requirements.

Minimum Required Car Insurance Coverage in Lawrence Township, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Lawrence Township, NJ Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lawrence Township, NJ. Compare credit history car insurance rates in Lawrence Township from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lawrence Township, New Jersey

Insurance Company Poor Fair Good
Allstate $7,283 $4,761 $3,762
Farmers $8,235 $6,457 $6,093
GEICO $3,719 $2,149 $1,563
Liberty Mutual $9,387 $6,953 $5,864
Progressive $3,889 $3,414 $3,166
State Farm $9,770 $5,900 $4,604
Travelers $6,110 $4,428 $2,980

Cheapest Lawrence Township, NJ Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lawrence Township, NJ to rates for a clean record with top companies.

Annual Lawrence Township, New Jersey Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,961 $6,553 $5,751 $4,810
Farmers $5,368 $9,104 $7,420 $5,822
GEICO $1,930 $2,532 $3,515 $1,930
Liberty Mutual $7,106 $8,140 $7,253 $7,106
Progressive $3,022 $4,008 $3,428 $3,501
State Farm $3,681 $6,686 $10,739 $5,925
Travelers $3,452 $5,172 $4,989 $4,412

Cheapest Lawrence Township, NJ Car Insurance for Teen Drivers

Teen car insurance in Lawrence Township, NJ can be expensive. Take a look at rates from the top car insurance companies in Lawrence Township for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lawrence Township, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,952 $12,409
Farmers $12,836 $14,755
GEICO $3,629 $3,659
Liberty Mutual $12,681 $14,384
Progressive $8,076 $8,959
State Farm $12,904 $16,564
Travelers $7,667 $8,563

Cheapest Lawrence Township, NJ Car Insurance for Seniors

Take a look at Lawrence Township, NJ senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lawrence Township, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,021 $3,021
Farmers $4,277 $4,188
GEICO $1,968 $1,968
Liberty Mutual $5,386 $5,386
Progressive $1,619 $1,655
State Farm $3,579 $3,579
Travelers $3,208 $3,216

Cheapest Lawrence Township, NJ Car Insurance Rates After a DUI

A DUI in Lawrence Township, NJ increases car insurance rates. Compare Lawrence Township, New Jersey DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lawrence Township, New Jersey

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,751
Farmers $7,420
GEICO $3,515
Liberty Mutual $7,253
Progressive $3,428
State Farm $10,739
Travelers $4,989

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Cheapest Lawrence Township, NJ Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lawrence Township, NJ by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lawrence Township, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,259 $5,278
Farmers $6,929 $6,929
GEICO $2,457 $2,497
Liberty Mutual $7,330 $7,473
Progressive $3,490 $3,490
State Farm $6,585 $6,931
Travelers $4,506 $4,506

The Best Cheap Car Insurance Companies in Lawrence Township, NJ

Take a look at a side-by-side comparison of the top car insurance companies in Lawrence Township, NJ to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lawrence Township, New Jersey

Insurance Company Average Annual Rates
Allstate $5,269
Farmers $6,929
GEICO $2,477
Liberty Mutual $7,401
Progressive $3,490
State Farm $6,758
Travelers $4,506

Category Winners: Cheapest Car Insurance in Lawrence Township, New Jersey

Find the cheapest car insurance companies in Lawrence Township, NJ for each category right here.

Best Annual Car Insurance Rates by Company in Lawrence Township, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Lawrence Township, NJ Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lawrence Township car insurance rates. Find the cheapest Lawrence Township, NJ car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lawrence Township, New Jersey

Insurance Company Low Medium High
Allstate $4,905 $5,339 $5,562
Farmers $6,232 $6,900 $7,654
GEICO $2,220 $2,525 $2,685
Liberty Mutual $6,593 $7,632 $7,980
Progressive $3,169 $3,548 $3,752
State Farm $6,286 $6,845 $7,142
Travelers $4,108 $4,502 $4,909

Compare Car Insurance Quotes in Lawrence Township, NJ

Ready to find affordable Lawrence Township, New Jersey car insurance today? Enter your ZIP code for fast, free Lawrence Township, NJ car insurance quotes.

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