Compare Lawrenceburg, TN Car Insurance Rates (2021)

Car insurance in Lawrenceburg, TN averages $295 a month. Lawrenceburg, Tennessee car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Lawrenceburg car insurance rates, compare quotes from the top car insurance companies in Lawrenceburg, TN.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Lawrenceburg for teen drivers is State Farm
  • Average car insurance rates in Lawrenceburg, TN are $3,544/year
  • Average car insurance rates in Lawrenceburg, TN after a DUI are $4,165/year

If you need to buy Lawrenceburg, Tennessee car insurance, the options can be confusing. Everything you need to know about car insurance in Lawrenceburg, TN is right here.

You’ll find Lawrenceburg car insurance rates, the cheapest Lawrenceburg, TN car insurance companies, and information on Tennessee car insurance laws. You can also compare Lawrenceburg, Tennessee car insurance rates to Murfreesboro car insurance rates, Chattanooga car insurance rates, and Hendersonville car insurance rates.

Ready to find affordable Lawrenceburg, TN car insurance today? Enter your ZIP code for fast, free Lawrenceburg car insurance quotes.

Cheapest Lawrenceburg, TN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lawrenceburg, TN car insurance rates? Every Lawrenceburg, Tennessee car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lawrenceburg, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,855 $2,751 $2,557 $2,656 $10,469 $11,384 $3,067 $3,183
Farmers $1,881 $1,915 $1,690 $1,844 $7,422 $7,867 $2,535 $2,703
GEICO $2,227 $2,255 $2,060 $2,060 $6,452 $6,599 $2,243 $2,311
Liberty Mutual $3,522 $129 $2,889 $3,223 $14,532 $16,142 $3,787 $4,047
Nationwide $2,029 $2,050 $1,818 $1,853 $5,414 $7,005 $2,323 $2,533
Progressive $1,715 $1,621 $1,394 $1,459 $7,628 $8,590 $2,067 $2,260
State Farm $1,496 $1,496 $1,340 $1,340 $4,452 $5,572 $1,687 $1,962
Travelers $1,704 $1,792 $1,543 $1,641 $4,703 $5,788 $1,816 $1,911
USAA $1,567 $1,604 $1,408 $1,416 $5,437 $6,234 $2,047 $2,199

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Minimum Car Insurance in Lawrenceburg, TN

Every driver must carry the minimum car insurance in Lawrenceburg, TN. Take a look at the Tennessee car insurance requirements.

Minimum Required Car Insurance Coverage in Lawrenceburg, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Lawrenceburg, TN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lawrenceburg, TN. Compare credit history car insurance rates in Lawrenceburg from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lawrenceburg, Tennessee

Insurance Company Poor Fair Good
Allstate $6,211 $4,751 $3,633
Farmers $4,149 $3,236 $3,061
GEICO $3,725 $3,180 $2,922
Liberty Mutual $8,658 $5,301 $4,143
Nationwide $3,761 $2,980 $2,643
Progressive $3,765 $3,238 $3,023
State Farm $3,510 $2,107 $1,637
Travelers $3,327 $2,605 $1,904
USAA $3,987 $2,320 $1,910

Cheapest Lawrenceburg, TN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lawrenceburg, TN to rates for a clean record with top companies.

Annual Lawrenceburg, Tennessee Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,093 $4,867 $5,837 $4,663
Farmers $2,973 $3,680 $3,753 $3,522
GEICO $2,358 $3,186 $5,201 $2,358
Liberty Mutual $4,885 $7,054 $6,566 $5,631
Nationwide $2,704 $2,704 $4,070 $3,033
Progressive $2,945 $3,816 $3,136 $3,470
State Farm $2,212 $2,625 $2,418 $2,418
Travelers $2,123 $2,721 $2,994 $2,610
USAA $1,997 $2,976 $3,511 $2,472

Cheapest Lawrenceburg, TN Car Insurance for Teen Drivers

Teen car insurance in Lawrenceburg, TN can be expensive. Take a look at rates from the top car insurance companies in Lawrenceburg for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lawrenceburg, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,469 $11,384
Farmers $7,422 $7,867
GEICO $6,452 $6,599
Liberty Mutual $14,532 $16,142
Nationwide $5,414 $7,005
Progressive $7,628 $8,590
State Farm $4,452 $5,572
Travelers $4,703 $5,788
USAA $5,437 $6,234

Cheapest Lawrenceburg, TN Car Insurance for Seniors

Take a look at Lawrenceburg, TN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lawrenceburg, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,557 $2,656
Farmers $1,690 $1,844
GEICO $2,060 $2,060
Liberty Mutual $2,889 $3,223
Nationwide $1,818 $1,853
Progressive $1,394 $1,459
State Farm $1,340 $1,340
Travelers $1,543 $1,641
USAA $1,408 $1,416

Cheapest Lawrenceburg, TN Car Insurance Rates After a DUI

A DUI in Lawrenceburg, TN increases car insurance rates. Compare Lawrenceburg, Tennessee DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lawrenceburg, Tennessee

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,837
Farmers $3,753
GEICO $5,201
Liberty Mutual $6,566
Nationwide $4,070
Progressive $3,136
State Farm $2,418
Travelers $2,994
USAA $3,511

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Cheapest Lawrenceburg, TN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lawrenceburg, TN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lawrenceburg, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,865 $4,865
Farmers $3,482 $3,482
GEICO $3,261 $3,290
Liberty Mutual $6,034 $6,034
Nationwide $3,128 $3,128
Progressive $3,342 $3,342
State Farm $2,362 $2,475
Travelers $2,510 $2,714
USAA $2,660 $2,818

The Best Cheap Car Insurance Companies in Lawrenceburg, TN

Take a look at a side-by-side comparison of the top car insurance companies in Lawrenceburg, TN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lawrenceburg, Tennessee

Insurance Company Average Annual Rates
Allstate $4,865
Farmers $3,482
GEICO $3,276
Liberty Mutual $6,034
Nationwide $3,128
Progressive $3,342
State Farm $2,418
Travelers $2,612
USAA $2,739

Category Winners: Cheapest Car Insurance in Lawrenceburg, Tennessee

Find the cheapest car insurance companies in Lawrenceburg, TN for each category right here.

Best Annual Car Insurance Rates by Company in Lawrenceburg, Tennessee

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Lawrenceburg, TN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lawrenceburg car insurance rates. Find the cheapest Lawrenceburg, TN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lawrenceburg, Tennessee

Insurance Company Low Medium High
Allstate $4,694 $4,854 $5,048
Farmers $3,305 $3,467 $3,674
GEICO $3,128 $3,270 $3,429
Liberty Mutual $5,791 $6,032 $6,279
Nationwide $3,154 $3,057 $3,173
Progressive $3,151 $3,340 $3,535
State Farm $2,296 $2,427 $2,531
Travelers $2,469 $2,610 $2,757
USAA $2,657 $2,730 $2,830

What affects car insurance rates in Lawrenceburg, Tennessee?

What factors can have an impact on Lawrenceburg, TN car insurance? There are several reasons why Lawrenceburg car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Lawrenceburg, Tennessee.

Commute Time in Lawrenceburg

The more time you spend in your car the higher the risk of an accident. The average commute length in Lawrenceburg, TN is 21.9 minutes according to City-Data.

Compare Car Insurance Quotes in Lawrenceburg, TN

Ready to find affordable Lawrenceburg, Tennessee car insurance today? Enter your ZIP code for fast, free Lawrenceburg, TN car insurance quotes.

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