Compare Lawrenceville, IL Car Insurance Rates (2021)

Car insurance in Lawrenceville, IL averages $250 a month. Lawrenceville, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Lawrenceville car insurance rates, compare quotes from the top car insurance companies in Lawrenceville, IL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Lawrenceville is Liberty Mutual
  • Average car insurance rates in Lawrenceville, IL after a DUI are $3,497/year
  • Average car insurance rates in Lawrenceville, IL are $3,006/year

If you need to buy Lawrenceville, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Lawrenceville, IL is right here.

You’ll find Lawrenceville car insurance rates, the cheapest Lawrenceville, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Lawrenceville, Illinois car insurance rates to Chicago car insurance rates, Elgin car insurance rates, and Springfield car insurance rates.

Ready to find affordable Lawrenceville, IL car insurance today? Enter your ZIP code for fast, free Lawrenceville car insurance quotes.

Cheapest Lawrenceville, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lawrenceville, IL car insurance rates? Every Lawrenceville, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lawrenceville, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,031 $3,046 $3,153 $3,153 $7,734 $10,062 $3,641 $3,934
American Family $2,165 $2,165 $1,978 $1,978 $6,009 $8,367 $2,165 $2,787
Farmers $2,350 $2,354 $2,094 $2,202 $9,467 $9,864 $2,676 $2,815
GEICO $1,446 $1,452 $1,364 $1,612 $4,375 $4,641 $1,804 $1,760
Liberty Mutual $1,348 $1,458 $1,124 $1,257 $4,193 $4,666 $1,410 $1,493
Nationwide $1,726 $1,759 $1,535 $1,629 $4,666 $5,999 $2,001 $2,170
Progressive $1,970 $1,888 $1,623 $1,695 $6,460 $7,261 $2,347 $2,510
State Farm $1,426 $1,426 $1,255 $1,255 $3,846 $4,891 $1,606 $1,839
Travelers $1,533 $1,618 $1,389 $1,481 $4,330 $5,403 $1,627 $1,715
USAA $1,639 $1,669 $1,524 $1,504 $5,278 $5,822 $2,158 $2,375

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Minimum Car Insurance in Lawrenceville, IL

Every driver must carry the minimum car insurance in Lawrenceville, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Lawrenceville, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Lawrenceville, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lawrenceville, IL. Compare credit history car insurance rates in Lawrenceville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lawrenceville, Illinois

Insurance Company Poor Fair Good
Allstate $6,032 $4,337 $3,788
American Family $4,600 $3,120 $2,635
Farmers $4,824 $4,026 $3,833
GEICO $3,690 $1,812 $1,417
Liberty Mutual $3,000 $1,865 $1,490
Nationwide $3,206 $2,585 $2,266
Progressive $3,701 $3,105 $2,852
State Farm $3,189 $1,909 $1,480
Travelers $2,919 $2,338 $1,904
USAA $3,658 $2,511 $2,069

Cheapest Lawrenceville, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lawrenceville, IL to rates for a clean record with top companies.

Annual Lawrenceville, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,422 $5,702 $5,309 $4,444
American Family $2,535 $3,615 $4,782 $2,876
Farmers $3,579 $4,589 $4,474 $4,268
GEICO $1,699 $2,266 $3,141 $2,121
Liberty Mutual $1,773 $2,492 $2,202 $2,007
Nationwide $2,163 $2,801 $3,294 $2,485
Progressive $2,670 $3,884 $2,951 $3,373
State Farm $2,021 $2,365 $2,193 $2,193
Travelers $1,902 $2,487 $2,773 $2,386
USAA $1,958 $2,813 $3,852 $2,361

Cheapest Lawrenceville, IL Car Insurance for Teen Drivers

Teen car insurance in Lawrenceville, IL can be expensive. Take a look at rates from the top car insurance companies in Lawrenceville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lawrenceville, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,734 $10,062
American Family $6,009 $8,367
Farmers $9,467 $9,864
GEICO $4,375 $4,641
Liberty Mutual $4,193 $4,666
Nationwide $4,666 $5,999
Progressive $6,460 $7,261
State Farm $3,846 $4,891
Travelers $4,330 $5,403
USAA $5,278 $5,822

Cheapest Lawrenceville, IL Car Insurance for Seniors

Take a look at Lawrenceville, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lawrenceville, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,153 $3,153
American Family $1,978 $1,978
Farmers $2,094 $2,202
GEICO $1,364 $1,612
Liberty Mutual $1,124 $1,257
Nationwide $1,535 $1,629
Progressive $1,623 $1,695
State Farm $1,255 $1,255
Travelers $1,389 $1,481
USAA $1,524 $1,504

Cheapest Lawrenceville, IL Car Insurance Rates After a DUI

A DUI in Lawrenceville, IL increases car insurance rates. Compare Lawrenceville, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lawrenceville, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,309
American Family $4,782
Farmers $4,474
GEICO $3,141
Liberty Mutual $2,202
Nationwide $3,294
Progressive $2,951
State Farm $2,193
Travelers $2,773
USAA $3,852

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Cheapest Lawrenceville, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lawrenceville, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lawrenceville, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,719 $4,719
American Family $3,407 $3,497
Farmers $4,228 $4,228
GEICO $2,263 $2,351
Liberty Mutual $2,119 $2,119
Nationwide $2,686 $2,686
Progressive $3,219 $3,219
State Farm $2,139 $2,247
Travelers $2,293 $2,481
USAA $2,669 $2,823

The Best Cheap Car Insurance Companies in Lawrenceville, IL

Take a look at a side-by-side comparison of the top car insurance companies in Lawrenceville, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lawrenceville, Illinois

Insurance Company Average Annual Rates
Allstate $4,719
American Family $3,452
Farmers $4,228
GEICO $2,307
Liberty Mutual $2,119
Nationwide $2,686
Progressive $3,219
State Farm $2,193
Travelers $2,387
USAA $2,746

Category Winners: Cheapest Car Insurance in Lawrenceville, Illinois

Find the cheapest car insurance companies in Lawrenceville, IL for each category right here.

Best Annual Car Insurance Rates by Company in Lawrenceville, Illinois

Category Insurance Company
Teenagers State Farm
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

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Cheapest Lawrenceville, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lawrenceville car insurance rates. Find the cheapest Lawrenceville, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lawrenceville, Illinois

Insurance Company Low Medium High
Allstate $4,585 $4,715 $4,858
American Family $3,343 $3,577 $3,435
Farmers $4,050 $4,143 $4,490
GEICO $2,131 $2,300 $2,489
Liberty Mutual $2,002 $2,114 $2,240
Nationwide $2,684 $2,705 $2,669
Progressive $2,971 $3,198 $3,489
State Farm $2,097 $2,196 $2,286
Travelers $2,243 $2,384 $2,533
USAA $2,562 $2,743 $2,933

What affects car insurance rates in Lawrenceville, Illinois?

What factors can have an impact on Lawrenceville, IL car insurance? There are several reasons why Lawrenceville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Lawrenceville, Illinois.

Commute Time in Lawrenceville

The more time you spend in your car the higher the risk of an accident. The average commute length in Lawrenceville, IL is 19.0 minutes according to City-Data.

Compare Car Insurance Quotes in Lawrenceville, IL

Ready to find affordable Lawrenceville, Illinois car insurance today? Enter your ZIP code for fast, free Lawrenceville, IL car insurance quotes.

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