Compare Lawson, MO Car Insurance Rates (2021)

Car insurance in Lawson, MO averages $278 a month. Lawson, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Lawson car insurance rates, compare quotes from the top car insurance companies in Lawson, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Lawson for teen drivers is Nationwide
  • Average car insurance rates in Lawson, MO after a DUI are $3,896/year
  • Average car insurance rates in Lawson, MO are $3,339/year

If you need to buy Lawson, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Lawson, MO is right here.

You’ll find Lawson car insurance rates, the cheapest Lawson, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Lawson, Missouri car insurance rates to Florissant car insurance rates, Blue Springs car insurance rates, and St. Joseph car insurance rates.

Ready to find affordable Lawson, MO car insurance today? Enter your ZIP code for fast, free Lawson car insurance quotes.

Cheapest Lawson, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lawson, MO car insurance rates? Every Lawson, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lawson, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,787 $2,694 $2,514 $2,592 $7,830 $8,498 $2,662 $2,746
American Family $2,145 $2,145 $1,909 $1,909 $5,862 $7,626 $2,145 $2,511
Farmers $2,325 $2,317 $2,076 $2,198 $9,566 $9,900 $2,651 $2,773
GEICO $1,960 $2,185 $1,519 $1,922 $6,013 $6,375 $1,813 $1,834
Liberty Mutual $2,885 $3,129 $2,371 $2,660 $9,737 $10,814 $3,048 $3,261
Nationwide $1,533 $1,567 $1,370 $1,453 $3,910 $5,015 $1,752 $1,897
Progressive $2,047 $1,910 $1,679 $1,723 $6,621 $7,445 $2,501 $2,564
State Farm $1,672 $1,672 $1,493 $1,493 $4,837 $6,102 $1,882 $2,150
USAA $1,554 $1,543 $1,391 $1,422 $4,587 $5,609 $1,939 $2,160

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Minimum Car Insurance in Lawson, MO

Every driver must carry the minimum car insurance in Lawson, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Lawson, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Lawson, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lawson, MO. Compare credit history car insurance rates in Lawson from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lawson, Missouri

Insurance Company Poor Fair Good
Allstate $5,571 $3,588 $2,962
American Family $4,289 $3,016 $2,540
Farmers $4,826 $4,024 $3,827
GEICO $4,078 $2,656 $2,124
Liberty Mutual $6,809 $4,143 $3,263
Nationwide $2,729 $2,251 $1,956
Progressive $3,829 $3,176 $2,930
State Farm $3,652 $2,381 $1,955
USAA $4,216 $1,958 $1,402

Cheapest Lawson, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lawson, MO to rates for a clean record with top companies.

Annual Lawson, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,459 $3,906 $4,875 $3,922
American Family $2,460 $3,543 $4,316 $2,806
Farmers $3,659 $4,543 $4,443 $4,256
GEICO $2,324 $2,987 $3,986 $2,513
Liberty Mutual $3,449 $4,934 $5,099 $5,471
Nationwide $1,820 $2,331 $3,107 $1,991
Progressive $2,882 $3,825 $3,183 $3,355
State Farm $2,447 $2,878 $2,663 $2,663
USAA $2,036 $2,458 $3,392 $2,217

Cheapest Lawson, MO Car Insurance for Teen Drivers

Teen car insurance in Lawson, MO can be expensive. Take a look at rates from the top car insurance companies in Lawson for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lawson, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,830 $8,498
American Family $5,862 $7,626
Farmers $9,566 $9,900
GEICO $6,013 $6,375
Liberty Mutual $9,737 $10,814
Nationwide $3,910 $5,015
Progressive $6,621 $7,445
State Farm $4,837 $6,102
USAA $4,587 $5,609

Cheapest Lawson, MO Car Insurance for Seniors

Take a look at Lawson, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lawson, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,514 $2,592
American Family $1,909 $1,909
Farmers $2,076 $2,198
GEICO $1,519 $1,922
Liberty Mutual $2,371 $2,660
Nationwide $1,370 $1,453
Progressive $1,679 $1,723
State Farm $1,493 $1,493
USAA $1,391 $1,422

Cheapest Lawson, MO Car Insurance Rates After a DUI

A DUI in Lawson, MO increases car insurance rates. Compare Lawson, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lawson, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,875
American Family $4,316
Farmers $4,443
GEICO $3,986
Liberty Mutual $5,099
Nationwide $3,107
Progressive $3,183
State Farm $2,663
USAA $3,392

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Cheapest Lawson, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lawson, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lawson, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,040 $4,040
American Family $3,249 $3,314
Farmers $4,226 $4,226
GEICO $2,895 $3,010
Liberty Mutual $4,738 $4,738
Nationwide $2,312 $2,312
Progressive $3,311 $3,311
State Farm $2,597 $2,728
USAA $2,433 $2,618

The Best Cheap Car Insurance Companies in Lawson, MO

Take a look at a side-by-side comparison of the top car insurance companies in Lawson, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lawson, Missouri

Insurance Company Average Annual Rates
Allstate $4,040
American Family $3,282
Farmers $4,226
GEICO $2,953
Liberty Mutual $4,738
Nationwide $2,312
Progressive $3,311
State Farm $2,663
USAA $2,526

Category Winners: Cheapest Car Insurance in Lawson, Missouri

Find the cheapest car insurance companies in Lawson, MO for each category right here.

Best Annual Car Insurance Rates by Company in Lawson, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors USAA
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Lawson, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lawson car insurance rates. Find the cheapest Lawson, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lawson, Missouri

Insurance Company Low Medium High
Allstate $3,900 $4,032 $4,189
American Family $3,184 $3,385 $3,275
Farmers $3,960 $4,186 $4,530
GEICO $2,776 $2,973 $3,109
Liberty Mutual $4,490 $4,761 $4,963
Nationwide $2,177 $2,332 $2,427
Progressive $2,986 $3,320 $3,629
State Farm $2,501 $2,673 $2,814
USAA $2,420 $2,517 $2,640

What affects car insurance rates in Lawson, Missouri?

What factors can have an impact on Lawson, MO car insurance? There are several reasons why Lawson car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Lawson, Missouri.

Commute Time in Lawson

The more time you spend in your car the higher the risk of an accident. The average commute length in Lawson, MO is 28.0 minutes according to City-Data.

Compare Car Insurance Quotes in Lawson, MO

Ready to find affordable Lawson, Missouri car insurance today? Enter your ZIP code for fast, free Lawson, MO car insurance quotes.

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