Compare Lawtey, FL Car Insurance Rates (2021)

Car insurance in Lawtey, FL averages $333 a month. Lawtey, Florida car insurance requirements are 10/20/10, but you might need full coverage insurance if your car is financed. To find cheap Lawtey car insurance rates, compare quotes from the top car insurance companies in Lawtey, FL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Lawtey for teen drivers is GEICO
  • The cheapest car insurance company in Lawtey is USAA
  • Average car insurance rates in Lawtey, FL are $3,996/year

If you need to buy Lawtey, Florida car insurance, the options can be confusing. Everything you need to know about car insurance in Lawtey, FL is right here.

You’ll find Lawtey car insurance rates, the cheapest Lawtey, FL car insurance companies, and information on Florida car insurance laws. You can also compare Lawtey, Florida car insurance rates to Orlando car insurance rates, Cape Coral car insurance rates, and Miami car insurance rates.

Ready to find affordable Lawtey, FL car insurance today? Enter your ZIP code for fast, free Lawtey car insurance quotes.

Cheapest Lawtey, FL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lawtey, FL car insurance rates? Every Lawtey, Florida car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lawtey, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,070 $3,857 $3,502 $3,542 $13,526 $14,496 $4,072 $4,122
GEICO $2,395 $2,408 $2,237 $2,237 $4,236 $5,289 $2,637 $2,674
Liberty Mutual $3,026 $3,026 $2,778 $2,778 $6,330 $9,718 $3,026 $4,080
Nationwide $2,556 $2,528 $2,285 $2,364 $6,126 $7,559 $2,814 $2,934
Progressive $3,431 $3,242 $2,957 $3,167 $9,747 $10,697 $4,143 $3,992
State Farm $1,719 $1,719 $1,546 $1,546 $4,900 $6,272 $1,898 $2,054
USAA $1,562 $1,537 $1,452 $1,445 $5,284 $6,165 $1,954 $2,115

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Minimum Car Insurance in Lawtey, FL

Every driver must carry the minimum car insurance in Lawtey, FL. Take a look at the Florida car insurance requirements.

Minimum Required Car Insurance Coverage in Lawtey, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Lawtey, FL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lawtey, FL. Compare credit history car insurance rates in Lawtey from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lawtey, Florida

Insurance Company Poor Fair Good
Allstate $8,933 $5,660 $4,601
GEICO $4,373 $2,661 $2,008
Liberty Mutual $5,582 $4,110 $3,343
Nationwide $4,552 $3,350 $3,034
Progressive $6,723 $4,790 $4,004
State Farm $3,653 $2,441 $2,026
USAA $4,378 $2,137 $1,553

Cheapest Lawtey, FL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lawtey, FL to rates for a clean record with top companies.

Annual Lawtey, Florida Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,543 $6,611 $7,307 $6,131
GEICO $2,108 $2,687 $3,985 $3,277
Liberty Mutual $3,173 $4,079 $5,847 $4,281
Nationwide $3,122 $3,417 $4,582 $3,461
Progressive $4,080 $6,046 $5,081 $5,482
State Farm $2,486 $2,927 $2,707 $2,707
USAA $2,112 $2,599 $3,833 $2,213

Cheapest Lawtey, FL Car Insurance for Teen Drivers

Teen car insurance in Lawtey, FL can be expensive. Take a look at rates from the top car insurance companies in Lawtey for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lawtey, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,526 $14,496
GEICO $4,236 $5,289
Liberty Mutual $6,330 $9,718
Nationwide $6,126 $7,559
Progressive $9,747 $10,697
State Farm $4,900 $6,272
USAA $5,284 $6,165

Cheapest Lawtey, FL Car Insurance for Seniors

Take a look at Lawtey, FL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lawtey, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,502 $3,542
GEICO $2,237 $2,237
Liberty Mutual $2,778 $2,778
Nationwide $2,285 $2,364
Progressive $2,957 $3,167
State Farm $1,546 $1,546
USAA $1,452 $1,445

Cheapest Lawtey, FL Car Insurance Rates After a DUI

A DUI in Lawtey, FL increases car insurance rates. Compare Lawtey, Florida DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lawtey, Florida

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,307
GEICO $3,985
Liberty Mutual $5,847
Nationwide $4,582
Progressive $5,081
State Farm $2,707
USAA $3,833

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Cheapest Lawtey, FL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lawtey, FL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lawtey, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,213 $6,584
GEICO $2,999 $3,029
Liberty Mutual $4,206 $4,484
Nationwide $3,646 $3,646
Progressive $5,172 $5,172
State Farm $2,617 $2,797
USAA $2,659 $2,720

The Best Cheap Car Insurance Companies in Lawtey, FL

Take a look at a side-by-side comparison of the top car insurance companies in Lawtey, FL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lawtey, Florida

Insurance Company Average Annual Rates
Allstate $6,398
GEICO $3,014
Liberty Mutual $4,345
Nationwide $3,646
Progressive $5,172
State Farm $2,707
USAA $2,689

Category Winners: Cheapest Car Insurance in Lawtey, Florida

Find the cheapest car insurance companies in Lawtey, FL for each category right here.

Best Annual Car Insurance Rates by Company in Lawtey, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Lawtey, FL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lawtey car insurance rates. Find the cheapest Lawtey, FL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lawtey, Florida

Insurance Company Low Medium High
Allstate $5,285 $6,650 $7,259
GEICO $2,533 $3,107 $3,402
Liberty Mutual $4,019 $4,408 $4,609
Nationwide $2,897 $3,787 $4,253
Progressive $4,335 $5,291 $5,890
State Farm $2,367 $2,761 $2,992
USAA $2,344 $2,778 $2,945

What affects car insurance rates in Lawtey, Florida?

What factors can have an impact on Lawtey, FL car insurance? There are several reasons why Lawtey car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Lawtey, Florida.

Car Theft in Lawtey

High levels of vehicle theft can make car insurance more expensive. Lawtey, FL car theft statistics from the FBI indicate 0 vehicle thefts a year.

Commute Time in Lawtey

The more time you spend in your car the higher the risk of an accident. The average commute length in Lawtey, FL is 32.8 minutes according to City-Data.

Compare Car Insurance Quotes in Lawtey, FL

Ready to find affordable Lawtey, Florida car insurance today? Enter your ZIP code for fast, free Lawtey, FL car insurance quotes.

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Average Monthly Car Insurance Rates by State