Compare Lawton, MI Car Insurance Rates (2021)

Car insurance in Lawton, MI averages $778 a month. Lawton, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Lawton car insurance rates, compare quotes from the top car insurance companies in Lawton, MI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Lawton, MI are $9,334/year
  • Average car insurance rates in Lawton, MI after a DUI are $15,676/year
  • The cheapest car insurance company in Lawton for teen drivers is USAA

If you need to buy Lawton, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Lawton, MI is right here.

You’ll find Lawton car insurance rates, the cheapest Lawton, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Lawton, Michigan car insurance rates to Sterling Heights car insurance rates, Dearborn car insurance rates, and Lansing car insurance rates.

Ready to find affordable Lawton, MI car insurance today? Enter your ZIP code for fast, free Lawton car insurance quotes.

Cheapest Lawton, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lawton, MI car insurance rates? Every Lawton, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lawton, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $16,964 $16,964 $15,769 $15,769 $41,895 $41,895 $17,868 $17,868
Farmers $4,046 $4,046 $3,778 $3,778 $8,935 $8,935 $4,545 $4,545
GEICO $3,657 $3,657 $3,751 $3,751 $10,549 $10,549 $3,501 $3,501
Liberty Mutual $13,713 $13,713 $13,578 $13,578 $32,196 $32,196 $13,713 $13,713
Nationwide $3,952 $3,952 $3,509 $3,509 $10,781 $10,781 $4,352 $4,352
Progressive $2,759 $2,596 $2,447 $2,683 $10,529 $11,410 $3,226 $3,069
State Farm $6,760 $6,760 $6,272 $6,272 $23,640 $23,640 $7,932 $7,932
Travelers $4,480 $4,480 $3,858 $3,858 $13,395 $13,395 $4,862 $4,862
USAA $2,632 $2,491 $2,476 $2,336 $6,478 $6,156 $3,211 $3,078

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Minimum Car Insurance in Lawton, MI

Every driver must carry the minimum car insurance in Lawton, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Lawton, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Lawton, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lawton, MI. Compare credit history car insurance rates in Lawton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lawton, Michigan

Insurance Company Poor Fair Good
Allstate $35,143 $19,429 $14,800
Farmers $7,047 $4,646 $4,286
GEICO $6,894 $5,071 $4,129
Liberty Mutual $28,944 $16,719 $9,237
Nationwide $7,030 $5,351 $4,565
Progressive $5,535 $4,704 $4,280
State Farm $18,083 $9,153 $6,218
Travelers $6,813 $6,608 $6,525
USAA $5,396 $3,080 $2,346

Cheapest Lawton, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lawton, MI to rates for a clean record with top companies.

Annual Lawton, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $11,247 $15,039 $50,462 $15,748
Farmers $4,480 $5,699 $5,630 $5,496
GEICO $1,864 $3,996 $12,123 $3,476
Liberty Mutual $12,709 $15,412 $28,745 $16,333
Nationwide $4,850 $6,442 $5,857 $5,446
Progressive $4,135 $5,379 $4,828 $5,017
State Farm $7,105 $8,512 $18,364 $10,623
Travelers $4,510 $6,426 $10,331 $5,327
USAA $2,901 $3,622 $4,745 $3,162

Cheapest Lawton, MI Car Insurance for Teen Drivers

Teen car insurance in Lawton, MI can be expensive. Take a look at rates from the top car insurance companies in Lawton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lawton, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $41,895 $41,895
Farmers $8,935 $8,935
GEICO $10,549 $10,549
Liberty Mutual $32,196 $32,196
Nationwide $10,781 $10,781
Progressive $10,529 $11,410
State Farm $23,640 $23,640
Travelers $13,395 $13,395
USAA $6,478 $6,156

Cheapest Lawton, MI Car Insurance for Seniors

Take a look at Lawton, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lawton, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $15,769 $15,769
Farmers $3,778 $3,778
GEICO $3,751 $3,751
Liberty Mutual $13,578 $13,578
Nationwide $3,509 $3,509
Progressive $2,447 $2,683
State Farm $6,272 $6,272
Travelers $3,858 $3,858
USAA $2,476 $2,336

Cheapest Lawton, MI Car Insurance Rates After a DUI

A DUI in Lawton, MI increases car insurance rates. Compare Lawton, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lawton, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $50,462
Farmers $5,630
GEICO $12,123
Liberty Mutual $28,745
Nationwide $5,857
Progressive $4,828
State Farm $18,364
Travelers $10,331
USAA $4,745

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Cheapest Lawton, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lawton, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lawton, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $23,124 $23,124
Farmers $5,326 $5,326
GEICO $5,245 $5,484
Liberty Mutual $17,672 $18,928
Nationwide $5,649 $5,649
Progressive $4,840 $4,840
State Farm $10,848 $11,454
Travelers $6,611 $6,686
USAA $3,566 $3,648

The Best Cheap Car Insurance Companies in Lawton, MI

Take a look at a side-by-side comparison of the top car insurance companies in Lawton, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lawton, Michigan

Insurance Company Average Annual Rates
Allstate $23,124
Farmers $5,326
GEICO $5,365
Liberty Mutual $18,300
Nationwide $5,649
Progressive $4,840
State Farm $11,151
Travelers $6,649
USAA $3,607

Category Winners: Cheapest Car Insurance in Lawton, Michigan

Find the cheapest car insurance companies in Lawton, MI for each category right here.

Best Annual Car Insurance Rates by Company in Lawton, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Lawton, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lawton car insurance rates. Find the cheapest Lawton, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lawton, Michigan

Insurance Company Low Medium High
Allstate $22,516 $23,179 $23,678
Farmers $5,197 $5,315 $5,467
GEICO $5,024 $5,318 $5,752
Liberty Mutual $17,826 $18,254 $18,820
Nationwide $5,889 $5,558 $5,499
Progressive $4,699 $4,847 $4,974
State Farm $10,585 $11,221 $11,648
Travelers $6,575 $6,656 $6,715
USAA $3,496 $3,616 $3,709

What affects car insurance rates in Lawton, Michigan?

What factors can have an impact on Lawton, MI car insurance? There are several reasons why Lawton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Lawton, Michigan.

Car Theft in Lawton

High levels of vehicle theft can make car insurance more expensive. Lawton, MI car theft statistics from the FBI indicate 2 vehicle thefts a year.

Commute Time in Lawton

The more time you spend in your car the higher the risk of an accident. The average commute length in Lawton, MI is 21.7 minutes according to City-Data.

Compare Car Insurance Quotes in Lawton, MI

Ready to find affordable Lawton, Michigan car insurance today? Enter your ZIP code for fast, free Lawton, MI car insurance quotes.

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