Compare Lazear, CO Car Insurance Rates (2021)

Car insurance in Lazear, CO averages $296 a month. Lazear, Colorado car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Lazear car insurance rates, compare quotes from the top car insurance companies in Lazear, CO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Lazear, CO after a DUI are $4,232/year
  • The cheapest car insurance company in Lazear is GEICO
  • The cheapest car insurance company in Lazear for teen drivers is GEICO

If you need to buy Lazear, Colorado car insurance, the options can be confusing. Everything you need to know about car insurance in Lazear, CO is right here.

You’ll find Lazear car insurance rates, the cheapest Lazear, CO car insurance companies, and information on Colorado car insurance laws. You can also compare Lazear, Colorado car insurance rates to Arvada car insurance rates, Fort Collins car insurance rates, and Denver car insurance rates.

Ready to find affordable Lazear, CO car insurance today? Enter your ZIP code for fast, free Lazear car insurance quotes.

Cheapest Lazear, CO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lazear, CO car insurance rates? Every Lazear, Colorado car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lazear, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,318 $3,093 $2,971 $3,005 $11,576 $12,124 $3,661 $3,700
American Family $2,424 $2,424 $2,188 $2,188 $5,878 $7,883 $2,424 $2,977
Farmers $2,844 $2,803 $2,584 $2,800 $10,663 $10,638 $3,121 $3,136
GEICO $1,561 $1,700 $1,622 $1,814 $4,836 $5,148 $1,437 $1,477
Liberty Mutual $1,886 $1,874 $1,588 $1,740 $5,156 $5,626 $1,908 $1,953
Nationwide $2,053 $2,092 $1,839 $1,943 $5,148 $6,579 $2,357 $2,543
Progressive $2,540 $2,379 $2,192 $2,189 $8,469 $9,488 $2,871 $2,800
State Farm $1,659 $1,659 $1,489 $1,489 $4,746 $6,003 $1,855 $2,201
USAA $2,154 $2,161 $2,042 $2,056 $5,325 $6,108 $2,771 $3,027

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Minimum Car Insurance in Lazear, CO

Every driver must carry the minimum car insurance in Lazear, CO. Take a look at the Colorado car insurance requirements.

Minimum Required Car Insurance Coverage in Lazear, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Lazear, CO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lazear, CO. Compare credit history car insurance rates in Lazear from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lazear, Colorado

Insurance Company Poor Fair Good
Allstate $6,926 $5,334 $4,034
American Family $4,613 $3,282 $2,750
Farmers $5,620 $4,541 $4,310
GEICO $2,939 $2,449 $1,960
Liberty Mutual $3,898 $2,363 $1,888
Nationwide $3,706 $2,939 $2,563
Progressive $4,692 $3,994 $3,662
State Farm $3,660 $2,354 $1,899
USAA $4,757 $2,700 $2,160

Cheapest Lazear, CO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lazear, CO to rates for a clean record with top companies.

Annual Lazear, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,607 $5,307 $6,563 $5,247
American Family $2,623 $3,729 $4,868 $2,974
Farmers $4,062 $5,238 $5,174 $4,821
GEICO $1,744 $2,684 $3,093 $2,276
Liberty Mutual $2,366 $2,779 $2,910 $2,810
Nationwide $2,368 $3,224 $4,083 $2,603
Progressive $3,572 $4,952 $3,771 $4,170
State Farm $2,428 $2,847 $2,638 $2,638
USAA $2,344 $2,849 $4,987 $2,642

Cheapest Lazear, CO Car Insurance for Teen Drivers

Teen car insurance in Lazear, CO can be expensive. Take a look at rates from the top car insurance companies in Lazear for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lazear, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,576 $12,124
American Family $5,878 $7,883
Farmers $10,663 $10,638
GEICO $4,836 $5,148
Liberty Mutual $5,156 $5,626
Nationwide $5,148 $6,579
Progressive $8,469 $9,488
State Farm $4,746 $6,003
USAA $5,325 $6,108

Cheapest Lazear, CO Car Insurance for Seniors

Take a look at Lazear, CO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lazear, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,971 $3,005
American Family $2,188 $2,188
Farmers $2,584 $2,800
GEICO $1,622 $1,814
Liberty Mutual $1,588 $1,740
Nationwide $1,839 $1,943
Progressive $2,192 $2,189
State Farm $1,489 $1,489
USAA $2,042 $2,056

Cheapest Lazear, CO Car Insurance Rates After a DUI

A DUI in Lazear, CO increases car insurance rates. Compare Lazear, Colorado DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lazear, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,563
American Family $4,868
Farmers $5,174
GEICO $3,093
Liberty Mutual $2,910
Nationwide $4,083
Progressive $3,771
State Farm $2,638
USAA $4,987

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Cheapest Lazear, CO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lazear, CO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lazear, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,431 $5,431
American Family $3,472 $3,624
Farmers $4,824 $4,824
GEICO $2,399 $2,500
Liberty Mutual $2,716 $2,716
Nationwide $3,069 $3,069
Progressive $4,116 $4,116
State Farm $2,574 $2,701
USAA $3,115 $3,296

The Best Cheap Car Insurance Companies in Lazear, CO

Take a look at a side-by-side comparison of the top car insurance companies in Lazear, CO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lazear, Colorado

Insurance Company Average Annual Rates
Allstate $5,431
American Family $3,548
Farmers $4,824
GEICO $2,449
Liberty Mutual $2,716
Nationwide $3,069
Progressive $4,116
State Farm $2,638
USAA $3,206

Category Winners: Cheapest Car Insurance in Lazear, Colorado

Find the cheapest car insurance companies in Lazear, CO for each category right here.

Best Annual Car Insurance Rates by Company in Lazear, Colorado

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Lazear, CO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lazear car insurance rates. Find the cheapest Lazear, CO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lazear, Colorado

Insurance Company Low Medium High
Allstate $5,199 $5,416 $5,678
American Family $3,381 $3,622 $3,642
Farmers $4,234 $4,758 $5,479
GEICO $2,263 $2,418 $2,667
Liberty Mutual $2,588 $2,708 $2,854
Nationwide $3,080 $3,067 $3,061
Progressive $3,837 $4,126 $4,385
State Farm $2,469 $2,638 $2,806
USAA $3,077 $3,205 $3,334

Compare Car Insurance Quotes in Lazear, CO

Ready to find affordable Lazear, Colorado car insurance today? Enter your ZIP code for fast, free Lazear, CO car insurance quotes.

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