Compare Le Roy, IL Car Insurance Rates (2021)

Car insurance in Le Roy, IL averages $240 a month. Le Roy, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Le Roy car insurance rates, compare quotes from the top car insurance companies in Le Roy, IL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Le Roy, IL after a DUI are $3,353/year
  • The cheapest car insurance company in Le Roy is State Farm
  • The cheapest car insurance company in Le Roy for teen drivers is State Farm

If you need to buy Le Roy, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Le Roy, IL is right here.

You’ll find Le Roy car insurance rates, the cheapest Le Roy, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Le Roy, Illinois car insurance rates to Champaign car insurance rates, Springfield car insurance rates, and Chicago car insurance rates.

Ready to find affordable Le Roy, IL car insurance today? Enter your ZIP code for fast, free Le Roy car insurance quotes.

Cheapest Le Roy, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Le Roy, IL car insurance rates? Every Le Roy, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Le Roy, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,868 $2,880 $3,004 $3,004 $7,546 $9,834 $3,451 $3,734
American Family $2,091 $2,091 $1,920 $1,920 $5,976 $8,244 $2,091 $2,700
Farmers $2,154 $2,150 $1,911 $2,024 $9,290 $9,668 $2,463 $2,573
GEICO $1,621 $1,622 $1,521 $1,797 $4,847 $5,129 $2,028 $1,979
Liberty Mutual $1,337 $1,441 $1,110 $1,239 $4,550 $5,060 $1,398 $1,473
Nationwide $1,577 $1,606 $1,407 $1,490 $4,229 $5,428 $1,827 $1,978
Progressive $1,793 $1,696 $1,479 $1,543 $6,502 $7,301 $2,140 $2,323
State Farm $1,259 $1,259 $1,126 $1,126 $3,627 $4,597 $1,424 $1,638
Travelers $1,341 $1,414 $1,217 $1,296 $3,731 $4,644 $1,420 $1,495
USAA $1,478 $1,511 $1,372 $1,358 $4,622 $5,112 $1,937 $2,140

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Minimum Car Insurance in Le Roy, IL

Every driver must carry the minimum car insurance in Le Roy, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Le Roy, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Le Roy, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Le Roy, IL. Compare credit history car insurance rates in Le Roy from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Le Roy, Illinois

Insurance Company Poor Fair Good
Allstate $5,769 $4,188 $3,663
American Family $4,481 $3,062 $2,595
Farmers $4,579 $3,848 $3,660
GEICO $4,119 $2,014 $1,571
Liberty Mutual $3,107 $1,946 $1,549
Nationwide $2,910 $2,352 $2,066
Progressive $3,526 $2,996 $2,769
State Farm $2,918 $1,747 $1,355
Travelers $2,530 $2,028 $1,652
USAA $3,260 $2,229 $1,834

Cheapest Le Roy, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Le Roy, IL to rates for a clean record with top companies.

Annual Le Roy, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,213 $5,522 $5,169 $4,257
American Family $2,482 $3,541 $4,680 $2,814
Farmers $3,398 $4,387 $4,278 $4,052
GEICO $1,896 $2,518 $3,482 $2,376
Liberty Mutual $1,832 $2,605 $2,287 $2,080
Nationwide $1,973 $2,546 $2,990 $2,262
Progressive $2,555 $3,785 $2,826 $3,223
State Farm $1,833 $2,181 $2,007 $2,007
Travelers $1,656 $2,158 $2,397 $2,069
USAA $1,751 $2,495 $3,410 $2,108

Cheapest Le Roy, IL Car Insurance for Teen Drivers

Teen car insurance in Le Roy, IL can be expensive. Take a look at rates from the top car insurance companies in Le Roy for teenagers.

Annual Car Insurance Rates for Teen Drivers in Le Roy, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,546 $9,834
American Family $5,976 $8,244
Farmers $9,290 $9,668
GEICO $4,847 $5,129
Liberty Mutual $4,550 $5,060
Nationwide $4,229 $5,428
Progressive $6,502 $7,301
State Farm $3,627 $4,597
Travelers $3,731 $4,644
USAA $4,622 $5,112

Cheapest Le Roy, IL Car Insurance for Seniors

Take a look at Le Roy, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Le Roy, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,004 $3,004
American Family $1,920 $1,920
Farmers $1,911 $2,024
GEICO $1,521 $1,797
Liberty Mutual $1,110 $1,239
Nationwide $1,407 $1,490
Progressive $1,479 $1,543
State Farm $1,126 $1,126
Travelers $1,217 $1,296
USAA $1,372 $1,358

Cheapest Le Roy, IL Car Insurance Rates After a DUI

A DUI in Le Roy, IL increases car insurance rates. Compare Le Roy, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Le Roy, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,169
American Family $4,680
Farmers $4,278
GEICO $3,482
Liberty Mutual $2,287
Nationwide $2,990
Progressive $2,826
State Farm $2,007
Travelers $2,397
USAA $3,410

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Cheapest Le Roy, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Le Roy, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Le Roy, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,540 $4,540
American Family $3,336 $3,422
Farmers $4,029 $4,029
GEICO $2,519 $2,617
Liberty Mutual $2,201 $2,201
Nationwide $2,443 $2,443
Progressive $3,097 $3,097
State Farm $1,956 $2,057
Travelers $1,990 $2,150
USAA $2,372 $2,510

The Best Cheap Car Insurance Companies in Le Roy, IL

Take a look at a side-by-side comparison of the top car insurance companies in Le Roy, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Le Roy, Illinois

Insurance Company Average Annual Rates
Allstate $4,540
American Family $3,379
Farmers $4,029
GEICO $2,568
Liberty Mutual $2,201
Nationwide $2,443
Progressive $3,097
State Farm $2,007
Travelers $2,070
USAA $2,441

Category Winners: Cheapest Car Insurance in Le Roy, Illinois

Find the cheapest car insurance companies in Le Roy, IL for each category right here.

Best Annual Car Insurance Rates by Company in Le Roy, Illinois

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record Travelers
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Le Roy, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Le Roy car insurance rates. Find the cheapest Le Roy, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Le Roy, Illinois

Insurance Company Low Medium High
Allstate $4,419 $4,536 $4,665
American Family $3,249 $3,503 $3,386
Farmers $3,835 $3,937 $4,316
GEICO $2,377 $2,564 $2,762
Liberty Mutual $2,078 $2,196 $2,328
Nationwide $2,426 $2,463 $2,439
Progressive $2,856 $3,091 $3,344
State Farm $1,900 $2,011 $2,110
Travelers $1,951 $2,068 $2,190
USAA $2,290 $2,439 $2,594

What affects car insurance rates in Le Roy, Illinois?

What factors can have an impact on Le Roy, IL car insurance? There are several reasons why Le Roy car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Le Roy, Illinois.

Commute Time in Le Roy

The more time you spend in your car the higher the risk of an accident. The average commute length in Le Roy, IL is 25.1 minutes according to City-Data.

Compare Car Insurance Quotes in Le Roy, IL

Ready to find affordable Le Roy, Illinois car insurance today? Enter your ZIP code for fast, free Le Roy, IL car insurance quotes.

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