Compare Leadwood, MO Car Insurance Rates (2021)

Car insurance in Leadwood, MO averages $280 a month. Leadwood, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Leadwood car insurance rates, compare quotes from the top car insurance companies in Leadwood, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Leadwood is Nationwide
  • Average car insurance rates in Leadwood, MO are $3,366/year
  • Average car insurance rates in Leadwood, MO after a DUI are $3,932/year

If you need to buy Leadwood, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Leadwood, MO is right here.

You’ll find Leadwood car insurance rates, the cheapest Leadwood, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Leadwood, Missouri car insurance rates to St. Charles car insurance rates, Blue Springs car insurance rates, and Lee’s Summit car insurance rates.

Ready to find affordable Leadwood, MO car insurance today? Enter your ZIP code for fast, free Leadwood car insurance quotes.

Cheapest Leadwood, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Leadwood, MO car insurance rates? Every Leadwood, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Leadwood, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,947 $2,837 $2,667 $2,750 $8,548 $9,279 $2,789 $2,867
American Family $2,146 $2,146 $1,913 $1,913 $5,927 $7,699 $2,146 $2,505
Farmers $2,360 $2,354 $2,106 $2,233 $9,777 $10,122 $2,688 $2,806
GEICO $1,801 $2,028 $1,405 $1,808 $5,662 $6,003 $1,641 $1,649
Liberty Mutual $2,761 $2,990 $2,271 $2,545 $9,796 $10,877 $2,907 $3,100
Nationwide $1,537 $1,567 $1,378 $1,456 $3,953 $5,051 $1,759 $1,899
Progressive $2,081 $1,936 $1,702 $1,751 $6,822 $7,672 $2,541 $2,626
State Farm $1,727 $1,727 $1,558 $1,558 $5,072 $6,359 $1,942 $2,226
USAA $1,521 $1,510 $1,368 $1,396 $4,452 $5,439 $1,891 $2,104

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Minimum Car Insurance in Leadwood, MO

Every driver must carry the minimum car insurance in Leadwood, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Leadwood, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Leadwood, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Leadwood, MO. Compare credit history car insurance rates in Leadwood from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Leadwood, Missouri

Insurance Company Poor Fair Good
Allstate $5,980 $3,852 $3,173
American Family $4,311 $3,032 $2,555
Farmers $4,917 $4,100 $3,900
GEICO $3,795 $2,474 $1,979
Liberty Mutual $6,682 $4,080 $3,206
Nationwide $2,741 $2,266 $1,967
Progressive $3,926 $3,249 $2,999
State Farm $3,836 $2,468 $2,009
USAA $4,092 $1,914 $1,375

Cheapest Leadwood, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Leadwood, MO to rates for a clean record with top companies.

Annual Leadwood, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,688 $4,187 $5,262 $4,203
American Family $2,460 $3,562 $4,361 $2,814
Farmers $3,730 $4,631 $4,530 $4,333
GEICO $2,132 $2,777 $3,771 $2,318
Liberty Mutual $3,372 $4,861 $5,003 $5,389
Nationwide $1,821 $2,345 $3,139 $1,995
Progressive $2,931 $3,940 $3,253 $3,442
State Farm $2,539 $3,003 $2,771 $2,771
USAA $1,985 $2,396 $3,299 $2,161

Cheapest Leadwood, MO Car Insurance for Teen Drivers

Teen car insurance in Leadwood, MO can be expensive. Take a look at rates from the top car insurance companies in Leadwood for teenagers.

Annual Car Insurance Rates for Teen Drivers in Leadwood, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,548 $9,279
American Family $5,927 $7,699
Farmers $9,777 $10,122
GEICO $5,662 $6,003
Liberty Mutual $9,796 $10,877
Nationwide $3,953 $5,051
Progressive $6,822 $7,672
State Farm $5,072 $6,359
USAA $4,452 $5,439

Cheapest Leadwood, MO Car Insurance for Seniors

Take a look at Leadwood, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Leadwood, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,667 $2,750
American Family $1,913 $1,913
Farmers $2,106 $2,233
GEICO $1,405 $1,808
Liberty Mutual $2,271 $2,545
Nationwide $1,378 $1,456
Progressive $1,702 $1,751
State Farm $1,558 $1,558
USAA $1,368 $1,396

Cheapest Leadwood, MO Car Insurance Rates After a DUI

A DUI in Leadwood, MO increases car insurance rates. Compare Leadwood, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Leadwood, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,262
American Family $4,361
Farmers $4,530
GEICO $3,771
Liberty Mutual $5,003
Nationwide $3,139
Progressive $3,253
State Farm $2,771
USAA $3,299

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Cheapest Leadwood, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Leadwood, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Leadwood, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,335 $4,335
American Family $3,267 $3,332
Farmers $4,306 $4,306
GEICO $2,698 $2,801
Liberty Mutual $4,656 $4,656
Nationwide $2,325 $2,325
Progressive $3,391 $3,391
State Farm $2,705 $2,837
USAA $2,370 $2,551

The Best Cheap Car Insurance Companies in Leadwood, MO

Take a look at a side-by-side comparison of the top car insurance companies in Leadwood, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Leadwood, Missouri

Insurance Company Average Annual Rates
Allstate $4,335
American Family $3,299
Farmers $4,306
GEICO $2,749
Liberty Mutual $4,656
Nationwide $2,325
Progressive $3,391
State Farm $2,771
USAA $2,460

Category Winners: Cheapest Car Insurance in Leadwood, Missouri

Find the cheapest car insurance companies in Leadwood, MO for each category right here.

Best Annual Car Insurance Rates by Company in Leadwood, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors USAA
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Leadwood, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Leadwood car insurance rates. Find the cheapest Leadwood, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Leadwood, Missouri

Insurance Company Low Medium High
Allstate $4,167 $4,326 $4,513
American Family $3,193 $3,403 $3,302
Farmers $4,021 $4,262 $4,634
GEICO $2,569 $2,767 $2,912
Liberty Mutual $4,391 $4,677 $4,899
Nationwide $2,181 $2,347 $2,446
Progressive $3,080 $3,399 $3,696
State Farm $2,589 $2,779 $2,945
USAA $2,346 $2,450 $2,584

What affects car insurance rates in Leadwood, Missouri?

What factors can have an impact on Leadwood, MO car insurance? There are several reasons why Leadwood car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Leadwood, Missouri.

Commute Time in Leadwood

The more time you spend in your car the higher the risk of an accident. The average commute length in Leadwood, MO is 27.0 minutes according to City-Data.

Compare Car Insurance Quotes in Leadwood, MO

Ready to find affordable Leadwood, Missouri car insurance today? Enter your ZIP code for fast, free Leadwood, MO car insurance quotes.

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