Compare Lebanon, KY Car Insurance Rates (2021)

Car insurance in Lebanon, KY averages $383 a month. Lebanon, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Lebanon car insurance rates, compare quotes from the top car insurance companies in Lebanon, KY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Lebanon, KY are $4,595/year
  • The cheapest car insurance company in Lebanon for teen drivers is USAA
  • Average car insurance rates in Lebanon, KY after a DUI are $5,545/year

If you need to buy Lebanon, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Lebanon, KY is right here.

You’ll find Lebanon car insurance rates, the cheapest Lebanon, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Lebanon, Kentucky car insurance rates to Richmond car insurance rates, Florence car insurance rates, and Hopkinsville car insurance rates.

Ready to find affordable Lebanon, KY car insurance today? Enter your ZIP code for fast, free Lebanon car insurance quotes.

Cheapest Lebanon, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lebanon, KY car insurance rates? Every Lebanon, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lebanon, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,119 $3,080 $2,827 $3,011 $11,592 $12,992 $3,438 $3,627
GEICO $4,038 $3,738 $4,219 $3,821 $8,260 $9,795 $3,298 $2,847
Liberty Mutual $2,678 $2,899 $2,281 $2,547 $11,392 $12,598 $2,791 $2,888
Nationwide $3,355 $3,342 $3,031 $3,157 $7,618 $9,461 $3,817 $3,992
Progressive $2,279 $2,169 $2,045 $2,054 $11,111 $12,585 $2,829 $2,893
State Farm $1,935 $1,935 $1,724 $1,724 $5,740 $7,284 $2,160 $2,412
Travelers $2,438 $2,484 $2,387 $2,395 $11,746 $18,908 $2,545 $2,952
USAA $1,984 $1,985 $1,791 $1,819 $5,340 $5,620 $2,506 $2,742

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Minimum Car Insurance in Lebanon, KY

Every driver must carry the minimum car insurance in Lebanon, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Lebanon, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Lebanon, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lebanon, KY. Compare credit history car insurance rates in Lebanon from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lebanon, Kentucky

Insurance Company Poor Fair Good
Allstate $7,235 $4,992 $4,155
GEICO $8,225 $4,106 $2,675
Liberty Mutual $7,150 $4,405 $3,472
Nationwide $5,732 $4,513 $3,919
Progressive $5,302 $4,624 $4,310
State Farm $4,511 $2,716 $2,115
Travelers $6,396 $5,410 $5,389
USAA $4,419 $2,480 $2,021

Cheapest Lebanon, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lebanon, KY to rates for a clean record with top companies.

Annual Lebanon, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,521 $5,906 $6,310 $5,106
GEICO $2,973 $5,301 $8,093 $3,641
Liberty Mutual $4,172 $6,431 $4,996 $4,438
Nationwide $3,746 $4,857 $6,153 $4,129
Progressive $3,924 $5,812 $4,476 $4,770
State Farm $2,849 $3,379 $3,114 $3,114
Travelers $4,998 $5,143 $7,428 $5,358
USAA $2,238 $3,167 $3,791 $2,697

Cheapest Lebanon, KY Car Insurance for Teen Drivers

Teen car insurance in Lebanon, KY can be expensive. Take a look at rates from the top car insurance companies in Lebanon for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lebanon, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,592 $12,992
GEICO $8,260 $9,795
Liberty Mutual $11,392 $12,598
Nationwide $7,618 $9,461
Progressive $11,111 $12,585
State Farm $5,740 $7,284
Travelers $11,746 $18,908
USAA $5,340 $5,620

Cheapest Lebanon, KY Car Insurance for Seniors

Take a look at Lebanon, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lebanon, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,827 $3,011
GEICO $4,219 $3,821
Liberty Mutual $2,281 $2,547
Nationwide $3,031 $3,157
Progressive $2,045 $2,054
State Farm $1,724 $1,724
Travelers $2,387 $2,395
USAA $1,791 $1,819

Cheapest Lebanon, KY Car Insurance Rates After a DUI

A DUI in Lebanon, KY increases car insurance rates. Compare Lebanon, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lebanon, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,310
GEICO $8,093
Liberty Mutual $4,996
Nationwide $6,153
Progressive $4,476
State Farm $3,114
Travelers $7,428
USAA $3,791

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Cheapest Lebanon, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lebanon, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lebanon, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,461 $5,461
GEICO $4,955 $5,049
Liberty Mutual $5,009 $5,009
Nationwide $4,721 $4,721
Progressive $4,746 $4,746
State Farm $3,037 $3,192
Travelers $5,732 $5,732
USAA $2,863 $3,084

The Best Cheap Car Insurance Companies in Lebanon, KY

Take a look at a side-by-side comparison of the top car insurance companies in Lebanon, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lebanon, Kentucky

Insurance Company Average Annual Rates
Allstate $5,461
GEICO $5,002
Liberty Mutual $5,009
Nationwide $4,721
Progressive $4,746
State Farm $3,114
Travelers $5,732
USAA $2,973

Category Winners: Cheapest Car Insurance in Lebanon, Kentucky

Find the cheapest car insurance companies in Lebanon, KY for each category right here.

Best Annual Car Insurance Rates by Company in Lebanon, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Lebanon, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lebanon car insurance rates. Find the cheapest Lebanon, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lebanon, Kentucky

Insurance Company Low Medium High
Allstate $5,056 $5,438 $5,888
GEICO $4,666 $4,987 $5,353
Liberty Mutual $4,751 $4,975 $5,301
Nationwide $4,750 $4,668 $4,746
Progressive $4,374 $4,682 $5,180
State Farm $2,937 $3,114 $3,292
Travelers $5,440 $5,757 $5,998
USAA $2,836 $2,966 $3,118

What affects car insurance rates in Lebanon, Kentucky?

What factors can have an impact on Lebanon, KY car insurance? There are several reasons why Lebanon car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Lebanon, Kentucky.

Commute Time in Lebanon

The more time you spend in your car the higher the risk of an accident. The average commute length in Lebanon, KY is 16.5 minutes according to City-Data.

Compare Car Insurance Quotes in Lebanon, KY

Ready to find affordable Lebanon, Kentucky car insurance today? Enter your ZIP code for fast, free Lebanon, KY car insurance quotes.

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