Compare Ledgewood, NJ Car Insurance Rates (2021)

Car insurance in Ledgewood, NJ averages $395 a month. Ledgewood, New Jersey car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Ledgewood car insurance rates, compare quotes from the top car insurance companies in Ledgewood, NJ.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Ledgewood for teen drivers is GEICO
  • Average car insurance rates in Ledgewood, NJ after a DUI are $5,557/year
  • Average car insurance rates in Ledgewood, NJ are $4,738/year

If you need to buy Ledgewood, New Jersey car insurance, the options can be confusing. Everything you need to know about car insurance in Ledgewood, NJ is right here.

You’ll find Ledgewood car insurance rates, the cheapest Ledgewood, NJ car insurance companies, and information on New Jersey car insurance laws. You can also compare Ledgewood, New Jersey car insurance rates to Union City car insurance rates, Trenton car insurance rates, and Paterson car insurance rates.

Ready to find affordable Ledgewood, NJ car insurance today? Enter your ZIP code for fast, free Ledgewood car insurance quotes.

Cheapest Ledgewood, NJ Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ledgewood, NJ car insurance rates? Every Ledgewood, New Jersey car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ledgewood, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,881 $2,868 $2,767 $2,767 $9,085 $11,381 $3,360 $3,526
Farmers $4,273 $4,317 $4,130 $4,061 $12,739 $14,663 $5,092 $5,297
GEICO $1,990 $1,939 $1,925 $1,925 $3,537 $3,602 $2,260 $2,244
Liberty Mutual $3,583 $3,583 $3,930 $3,930 $9,206 $10,444 $3,930 $4,504
Progressive $1,847 $1,719 $1,668 $1,698 $8,414 $9,454 $2,190 $2,151
State Farm $3,630 $3,630 $3,272 $3,272 $11,692 $15,026 $4,125 $4,607
Travelers $2,960 $2,870 $2,738 $2,760 $6,651 $7,473 $2,880 $2,853

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Minimum Car Insurance in Ledgewood, NJ

Every driver must carry the minimum car insurance in Ledgewood, NJ. Take a look at the New Jersey car insurance requirements.

Minimum Required Car Insurance Coverage in Ledgewood, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Ledgewood, NJ Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ledgewood, NJ. Compare credit history car insurance rates in Ledgewood from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ledgewood, New Jersey

Insurance Company Poor Fair Good
Allstate $6,659 $4,373 $3,456
Farmers $8,031 $6,391 $6,043
GEICO $3,643 $2,107 $1,533
Liberty Mutual $6,812 $5,067 $4,287
Progressive $4,059 $3,562 $3,306
State Farm $8,893 $5,377 $4,200
Travelers $5,231 $3,837 $2,627

Cheapest Ledgewood, NJ Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ledgewood, NJ to rates for a clean record with top companies.

Annual Ledgewood, New Jersey Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,658 $5,978 $5,261 $4,420
Farmers $5,259 $8,988 $7,259 $5,779
GEICO $1,892 $2,482 $3,445 $1,892
Liberty Mutual $5,178 $5,915 $5,284 $5,178
Progressive $3,163 $4,162 $3,578 $3,667
State Farm $3,360 $6,088 $9,781 $5,398
Travelers $3,001 $4,457 $4,292 $3,842

Cheapest Ledgewood, NJ Car Insurance for Teen Drivers

Teen car insurance in Ledgewood, NJ can be expensive. Take a look at rates from the top car insurance companies in Ledgewood for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ledgewood, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,085 $11,381
Farmers $12,739 $14,663
GEICO $3,537 $3,602
Liberty Mutual $9,206 $10,444
Progressive $8,414 $9,454
State Farm $11,692 $15,026
Travelers $6,651 $7,473

Cheapest Ledgewood, NJ Car Insurance for Seniors

Take a look at Ledgewood, NJ senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ledgewood, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,767 $2,767
Farmers $4,130 $4,061
GEICO $1,925 $1,925
Liberty Mutual $3,930 $3,930
Progressive $1,668 $1,698
State Farm $3,272 $3,272
Travelers $2,738 $2,760

Cheapest Ledgewood, NJ Car Insurance Rates After a DUI

A DUI in Ledgewood, NJ increases car insurance rates. Compare Ledgewood, New Jersey DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ledgewood, New Jersey

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,261
Farmers $7,259
GEICO $3,445
Liberty Mutual $5,284
Progressive $3,578
State Farm $9,781
Travelers $4,292

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Cheapest Ledgewood, NJ Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ledgewood, NJ by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ledgewood, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,821 $4,838
Farmers $6,821 $6,821
GEICO $2,409 $2,447
Liberty Mutual $5,337 $5,441
Progressive $3,643 $3,643
State Farm $6,004 $6,309
Travelers $3,898 $3,898

The Best Cheap Car Insurance Companies in Ledgewood, NJ

Take a look at a side-by-side comparison of the top car insurance companies in Ledgewood, NJ to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ledgewood, New Jersey

Insurance Company Average Annual Rates
Allstate $4,829
Farmers $6,821
GEICO $2,428
Liberty Mutual $5,389
Progressive $3,643
State Farm $6,157
Travelers $3,898

Category Winners: Cheapest Car Insurance in Ledgewood, New Jersey

Find the cheapest car insurance companies in Ledgewood, NJ for each category right here.

Best Annual Car Insurance Rates by Company in Ledgewood, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest Ledgewood, NJ Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ledgewood car insurance rates. Find the cheapest Ledgewood, NJ car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ledgewood, New Jersey

Insurance Company Low Medium High
Allstate $4,523 $4,888 $5,076
Farmers $6,279 $6,808 $7,377
GEICO $2,197 $2,471 $2,616
Liberty Mutual $4,849 $5,547 $5,770
Progressive $3,366 $3,692 $3,871
State Farm $5,773 $6,228 $6,469
Travelers $3,589 $3,901 $4,205

Compare Car Insurance Quotes in Ledgewood, NJ

Ready to find affordable Ledgewood, New Jersey car insurance today? Enter your ZIP code for fast, free Ledgewood, NJ car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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