Compare Leeds, NY Car Insurance Rates (2021)

Car insurance in Leeds, NY averages $326 a month. Leeds, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Leeds car insurance rates, compare quotes from the top car insurance companies in Leeds, NY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Leeds, NY after a DUI are $5,183/year
  • The cheapest car insurance company in Leeds for teen drivers is GEICO
  • The cheapest car insurance company in Leeds is GEICO

If you need to buy Leeds, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Leeds, NY is right here.

You’ll find Leeds car insurance rates, the cheapest Leeds, NY car insurance companies, and information on New York car insurance laws. You can also compare Leeds, New York car insurance rates to Mount Vernon car insurance rates, Buffalo car insurance rates, and Rochester car insurance rates.

Ready to find affordable Leeds, NY car insurance today? Enter your ZIP code for fast, free Leeds car insurance quotes.

Cheapest Leeds, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Leeds, NY car insurance rates? Every Leeds, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Leeds, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,010 $2,859 $2,845 $2,915 $9,196 $9,940 $2,998 $3,036
GEICO $1,520 $1,464 $1,477 $1,456 $3,173 $4,623 $1,372 $1,408
Liberty Mutual $4,644 $4,644 $4,322 $4,322 $9,063 $14,728 $4,644 $4,936
Nationwide $2,433 $2,433 $2,295 $2,295 $4,336 $6,474 $2,433 $3,109
Progressive $2,075 $1,941 $1,665 $1,691 $6,913 $7,675 $2,663 $2,582
State Farm $2,853 $2,853 $2,487 $2,487 $8,441 $10,875 $3,139 $3,321
Travelers $2,687 $2,721 $2,431 $2,615 $6,050 $7,176 $2,849 $2,973
USAA $1,750 $1,722 $1,576 $1,583 $6,993 $8,362 $2,243 $2,480

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Minimum Car Insurance in Leeds, NY

Every driver must carry the minimum car insurance in Leeds, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Leeds, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Leeds, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Leeds, NY. Compare credit history car insurance rates in Leeds from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Leeds, New York

Insurance Company Poor Fair Good
Allstate $6,614 $3,860 $3,326
GEICO $2,583 $1,898 $1,703
Liberty Mutual $8,980 $5,868 $4,390
Nationwide $3,226 $3,226 $3,226
Progressive $5,414 $2,769 $2,018
State Farm $6,438 $4,033 $3,199
Travelers $5,084 $3,199 $2,781
USAA $5,185 $2,565 $2,265

Cheapest Leeds, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Leeds, NY to rates for a clean record with top companies.

Annual Leeds, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,865 $3,865 $5,741 $4,929
GEICO $1,626 $1,771 $3,225 $1,626
Liberty Mutual $5,126 $5,126 $10,273 $5,126
Nationwide $2,459 $2,459 $5,473 $2,515
Progressive $3,308 $3,308 $3,658 $3,328
State Farm $4,339 $4,339 $4,774 $4,774
Travelers $3,180 $3,924 $3,978 $3,669
USAA $2,972 $3,020 $4,343 $3,020

Cheapest Leeds, NY Car Insurance for Teen Drivers

Teen car insurance in Leeds, NY can be expensive. Take a look at rates from the top car insurance companies in Leeds for teenagers.

Annual Car Insurance Rates for Teen Drivers in Leeds, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,196 $9,940
GEICO $3,173 $4,623
Liberty Mutual $9,063 $14,728
Nationwide $4,336 $6,474
Progressive $6,913 $7,675
State Farm $8,441 $10,875
Travelers $6,050 $7,176
USAA $6,993 $8,362

Cheapest Leeds, NY Car Insurance for Seniors

Take a look at Leeds, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Leeds, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,845 $2,915
GEICO $1,477 $1,456
Liberty Mutual $4,322 $4,322
Nationwide $2,295 $2,295
Progressive $1,665 $1,691
State Farm $2,487 $2,487
Travelers $2,431 $2,615
USAA $1,576 $1,583

Cheapest Leeds, NY Car Insurance Rates After a DUI

A DUI in Leeds, NY increases car insurance rates. Compare Leeds, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Leeds, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,741
GEICO $3,225
Liberty Mutual $10,273
Nationwide $5,473
Progressive $3,658
State Farm $4,774
Travelers $3,978
USAA $4,343

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Cheapest Leeds, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Leeds, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Leeds, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,536 $4,663
GEICO $2,001 $2,122
Liberty Mutual $6,232 $6,593
Nationwide $3,226 $3,226
Progressive $3,401 $3,401
State Farm $4,396 $4,717
Travelers $3,688 $3,688
USAA $3,305 $3,372

The Best Cheap Car Insurance Companies in Leeds, NY

Take a look at a side-by-side comparison of the top car insurance companies in Leeds, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Leeds, New York

Insurance Company Average Annual Rates
Allstate $4,600
GEICO $2,062
Liberty Mutual $6,413
Nationwide $3,226
Progressive $3,401
State Farm $4,557
Travelers $3,688
USAA $3,339

Category Winners: Cheapest Car Insurance in Leeds, New York

Find the cheapest car insurance companies in Leeds, NY for each category right here.

Best Annual Car Insurance Rates by Company in Leeds, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest Leeds, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Leeds car insurance rates. Find the cheapest Leeds, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Leeds, New York

Insurance Company Low Medium High
Allstate $4,225 $4,576 $4,998
GEICO $1,950 $2,053 $2,182
Liberty Mutual $6,132 $6,393 $6,714
Nationwide $3,031 $3,200 $3,448
Progressive $3,220 $3,379 $3,602
State Farm $4,335 $4,583 $4,753
Travelers $3,498 $3,650 $3,916
USAA $3,250 $3,324 $3,442

What affects car insurance rates in Leeds, New York?

What factors can have an impact on Leeds, NY car insurance? There are several reasons why Leeds car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Leeds, New York.

Traffic in Leeds

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Leeds, NY traffic data from INRIX ranks Leeds as the 236th-most congested in the world.

Compare Car Insurance Quotes in Leeds, NY

Ready to find affordable Leeds, New York car insurance today? Enter your ZIP code for fast, free Leeds, NY car insurance quotes.

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