Compare Lee’S Summit, MO Car Insurance Rates (2021)

Car insurance in Lee'S Summit, MO averages $283 a month. Lee'S Summit, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Lee'S Summit car insurance rates, compare quotes from the top car insurance companies in Lee'S Summit, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Lee’s Summit, MO after a DUI are $3,964/year
  • The cheapest ZIP code in Lee’s Summit is 64063
  • Average car insurance rates in Lee’s Summit, MO are $3,395/year

If you need to buy Lee’s Summit, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Lee’s Summit, MO is right here.

You’ll find Lee’s Summit car insurance rates, the cheapest Lee’s Summit, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Lee’s Summit, Missouri car insurance rates to Springfield car insurance rates, Florissant car insurance rates, and St. Joseph car insurance rates.

Ready to find affordable Lee’s Summit, MO car insurance today? Enter your ZIP code for fast, free Lee’s Summit car insurance quotes.

Cheapest Lee’s Summit, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lee’s Summit, MO car insurance rates? Every Lee’s Summit, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lee’s Summit, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,703 $2,608 $2,445 $2,521 $7,678 $8,324 $2,569 $2,644
American Family $2,213 $2,213 $1,971 $1,971 $6,070 $7,898 $2,213 $2,587
Farmers $2,325 $2,311 $2,069 $2,198 $9,865 $10,202 $2,655 $2,766
GEICO $1,940 $2,187 $1,501 $1,950 $6,259 $6,621 $1,753 $1,754
Liberty Mutual $2,792 $3,024 $2,302 $2,584 $9,952 $11,052 $2,931 $3,113
Nationwide $1,462 $1,488 $1,315 $1,386 $3,749 $4,776 $1,673 $1,803
Progressive $2,171 $1,992 $1,783 $1,836 $7,437 $8,332 $2,640 $2,689
State Farm $1,753 $1,753 $1,591 $1,591 $5,338 $6,701 $1,978 $2,266
USAA $1,554 $1,543 $1,391 $1,422 $4,587 $5,609 $1,939 $2,160

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Minimum Car Insurance in Lee’s Summit, MO

Every driver must carry the minimum car insurance in Lee’s Summit, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Lee’s Summit, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Lee’s Summit, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lee’s Summit, MO. Compare credit history car insurance rates in Lee’s Summit from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lee’s Summit, Missouri

Insurance Company Poor Fair Good
Allstate $5,427 $3,497 $2,886
American Family $4,436 $3,116 $2,624
Farmers $4,897 $4,101 $3,898
GEICO $4,138 $2,694 $2,154
Liberty Mutual $6,757 $4,142 $3,258
Nationwide $2,597 $2,153 $1,870
Progressive $4,167 $3,465 $3,197
State Farm $4,028 $2,542 $2,045
USAA $4,216 $1,958 $1,402

Cheapest Lee’s Summit, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lee’s Summit, MO to rates for a clean record with top companies.

Annual Lee’s Summit, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,363 $3,806 $4,759 $3,819
American Family $2,544 $3,656 $4,466 $2,902
Farmers $3,695 $4,640 $4,533 $4,326
GEICO $2,293 $3,035 $4,150 $2,504
Liberty Mutual $3,419 $4,931 $5,066 $5,459
Nationwide $1,726 $2,225 $2,982 $1,892
Progressive $3,101 $4,219 $3,459 $3,661
State Farm $2,620 $3,123 $2,871 $2,871
USAA $2,036 $2,458 $3,392 $2,217

Cheapest Lee’s Summit, MO Car Insurance for Teen Drivers

Teen car insurance in Lee’s Summit, MO can be expensive. Take a look at rates from the top car insurance companies in Lee’s Summit for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lee’s Summit, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,678 $8,324
American Family $6,070 $7,898
Farmers $9,865 $10,202
GEICO $6,259 $6,621
Liberty Mutual $9,952 $11,052
Nationwide $3,749 $4,776
Progressive $7,437 $8,332
State Farm $5,338 $6,701
USAA $4,587 $5,609

Cheapest Lee’s Summit, MO Car Insurance for Seniors

Take a look at Lee’s Summit, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lee’s Summit, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,445 $2,521
American Family $1,971 $1,971
Farmers $2,069 $2,198
GEICO $1,501 $1,950
Liberty Mutual $2,302 $2,584
Nationwide $1,315 $1,386
Progressive $1,783 $1,836
State Farm $1,591 $1,591
USAA $1,391 $1,422

Cheapest Lee’s Summit, MO Car Insurance Rates After a DUI

A DUI in Lee’s Summit, MO increases car insurance rates. Compare Lee’s Summit, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lee’s Summit, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,759
American Family $4,466
Farmers $4,533
GEICO $4,150
Liberty Mutual $5,066
Nationwide $2,982
Progressive $3,459
State Farm $2,871
USAA $3,392

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Cheapest Lee’s Summit, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lee’s Summit, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lee’s Summit, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,937 $3,937
American Family $3,358 $3,426
Farmers $4,299 $4,299
GEICO $2,943 $3,049
Liberty Mutual $4,719 $4,719
Nationwide $2,206 $2,206
Progressive $3,610 $3,610
State Farm $2,800 $2,943
USAA $2,433 $2,618

Cheapest Lee’s Summit, MO Car Insurance Rates by ZIP Code

Lee’s Summit car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Lee’s Summit, MO.

Annual Car Insurance Rates by ZIP Code in Lee’s Summit, Missouri

ZIP Code Average Annual Rates
64063 $2,684
64064 $2,795
64065 $2,905
64081 $2,777
64082 $2,798

The Best Cheap Car Insurance Companies in Lee’s Summit, MO

Take a look at a side-by-side comparison of the top car insurance companies in Lee’s Summit, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lee’s Summit, Missouri

Insurance Company Average Annual Rates
Allstate $3,937
American Family $3,392
Farmers $4,299
GEICO $2,996
Liberty Mutual $4,719
Nationwide $2,206
Progressive $3,610
State Farm $2,871
USAA $2,526

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Category Winners: Cheapest Car Insurance in Lee’s Summit, Missouri

Find the cheapest car insurance companies in Lee’s Summit, MO for each category right here.

Best Annual Car Insurance Rates by Company in Lee’s Summit, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

Cheapest Lee’s Summit, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lee’s Summit car insurance rates. Find the cheapest Lee’s Summit, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lee’s Summit, Missouri

Insurance Company Low Medium High
Allstate $3,781 $3,928 $4,101
American Family $3,286 $3,499 $3,391
Farmers $4,017 $4,258 $4,621
GEICO $2,795 $3,022 $3,170
Liberty Mutual $4,428 $4,746 $4,982
Nationwide $2,067 $2,227 $2,325
Progressive $3,204 $3,621 $4,005
State Farm $2,659 $2,884 $3,071
USAA $2,420 $2,517 $2,640

What affects car insurance rates in Lee’s Summit, Missouri?

What factors can have an impact on Lee’s Summit, MO car insurance? There are several reasons why Lee’s Summit car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Lee’s Summit, Missouri.

Commute Time in Lee’s Summit

The more time you spend in your car the higher the risk of an accident. The average commute length in Lee’s Summit, MO is 25.8 minutes according to City-Data.

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Compare Car Insurance Quotes in Lee’s Summit, MO

Ready to find affordable Lee’s Summit, Missouri car insurance today? Enter your ZIP code for fast, free Lee’s Summit, MO car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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