Compare Lely, FL Car Insurance Rates (2021)

Car insurance in Lely, FL averages $315 a month. Lely, Florida car insurance requirements are 10/20/10, but you might need full coverage insurance if your car is financed. To find cheap Lely car insurance rates, compare quotes from the top car insurance companies in Lely, FL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Lely, FL are $3,783/year
  • The cheapest car insurance company in Lely for teen drivers is USAA
  • The cheapest car insurance company in Lely is USAA

If you need to buy Lely, Florida car insurance, the options can be confusing. Everything you need to know about car insurance in Lely, FL is right here.

You’ll find Lely car insurance rates, the cheapest Lely, FL car insurance companies, and information on Florida car insurance laws. You can also compare Lely, Florida car insurance rates to Jacksonville car insurance rates, Tallahassee car insurance rates, and Port St. Lucie car insurance rates.

Ready to find affordable Lely, FL car insurance today? Enter your ZIP code for fast, free Lely car insurance quotes.

Cheapest Lely, FL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lely, FL car insurance rates? Every Lely, Florida car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lely, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,808 $3,597 $3,295 $3,326 $12,934 $13,883 $3,741 $3,764
GEICO $2,426 $2,441 $2,269 $2,269 $4,329 $5,466 $2,677 $2,729
Liberty Mutual $2,757 $2,757 $2,540 $2,540 $5,639 $8,597 $2,757 $3,678
Nationwide $2,619 $2,579 $2,337 $2,417 $6,275 $7,697 $2,878 $2,983
Progressive $3,208 $3,039 $2,768 $2,957 $8,951 $9,783 $3,870 $3,717
State Farm $1,767 $1,767 $1,603 $1,603 $5,108 $6,445 $1,961 $2,092
USAA $1,247 $1,225 $1,163 $1,153 $4,254 $4,956 $1,553 $1,675

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Minimum Car Insurance in Lely, FL

Every driver must carry the minimum car insurance in Lely, FL. Take a look at the Florida car insurance requirements.

Minimum Required Car Insurance Coverage in Lely, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Lely, FL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lely, FL. Compare credit history car insurance rates in Lely from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lely, Florida

Insurance Company Poor Fair Good
Allstate $8,446 $5,349 $4,336
GEICO $4,461 $2,716 $2,050
Liberty Mutual $4,988 $3,703 $3,033
Nationwide $4,665 $3,417 $3,087
Progressive $6,248 $4,424 $3,688
State Farm $3,827 $2,503 $2,050
USAA $3,490 $1,717 $1,253

Cheapest Lely, FL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lely, FL to rates for a clean record with top companies.

Annual Lely, Florida Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,211 $6,256 $6,925 $5,782
GEICO $2,157 $2,744 $4,060 $3,342
Liberty Mutual $2,857 $3,667 $5,258 $3,850
Nationwide $3,175 $3,488 $4,702 $3,528
Progressive $3,789 $5,582 $4,706 $5,069
State Farm $2,552 $3,034 $2,793 $2,793
USAA $1,684 $2,080 $3,083 $1,766

Cheapest Lely, FL Car Insurance for Teen Drivers

Teen car insurance in Lely, FL can be expensive. Take a look at rates from the top car insurance companies in Lely for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lely, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,934 $13,883
GEICO $4,329 $5,466
Liberty Mutual $5,639 $8,597
Nationwide $6,275 $7,697
Progressive $8,951 $9,783
State Farm $5,108 $6,445
USAA $4,254 $4,956

Cheapest Lely, FL Car Insurance for Seniors

Take a look at Lely, FL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lely, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,295 $3,326
GEICO $2,269 $2,269
Liberty Mutual $2,540 $2,540
Nationwide $2,337 $2,417
Progressive $2,768 $2,957
State Farm $1,603 $1,603
USAA $1,163 $1,153

Cheapest Lely, FL Car Insurance Rates After a DUI

A DUI in Lely, FL increases car insurance rates. Compare Lely, Florida DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lely, Florida

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,925
GEICO $4,060
Liberty Mutual $5,258
Nationwide $4,702
Progressive $4,706
State Farm $2,793
USAA $3,083

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Cheapest Lely, FL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lely, FL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lely, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,875 $6,212
GEICO $3,060 $3,091
Liberty Mutual $3,787 $4,029
Nationwide $3,723 $3,723
Progressive $4,787 $4,787
State Farm $2,697 $2,890
USAA $2,129 $2,177

The Best Cheap Car Insurance Companies in Lely, FL

Take a look at a side-by-side comparison of the top car insurance companies in Lely, FL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lely, Florida

Insurance Company Average Annual Rates
Allstate $6,043
GEICO $3,076
Liberty Mutual $3,908
Nationwide $3,723
Progressive $4,787
State Farm $2,793
USAA $2,153

Category Winners: Cheapest Car Insurance in Lely, Florida

Find the cheapest car insurance companies in Lely, FL for each category right here.

Best Annual Car Insurance Rates by Company in Lely, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Lely, FL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lely car insurance rates. Find the cheapest Lely, FL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lely, Florida

Insurance Company Low Medium High
Allstate $4,848 $6,315 $6,967
GEICO $2,552 $3,181 $3,494
Liberty Mutual $3,601 $3,959 $4,164
Nationwide $2,996 $3,860 $4,314
Progressive $4,042 $4,893 $5,425
State Farm $2,414 $2,856 $3,110
USAA $1,872 $2,226 $2,361

What affects car insurance rates in Lely, Florida?

What factors can have an impact on Lely, FL car insurance? There are several reasons why Lely car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Lely, Florida.

Commute Time in Lely

The more time you spend in your car the higher the risk of an accident. The average commute length in Lely, FL is 23.2 minutes according to City-Data.

Compare Car Insurance Quotes in Lely, FL

Ready to find affordable Lely, Florida car insurance today? Enter your ZIP code for fast, free Lely, FL car insurance quotes.

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Average Monthly Car Insurance Rates by State