Compare Lemon Cove, CA Car Insurance Rates (2021)

Car insurance in Lemon Cove, CA averages $276 a month. Lemon Cove, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Lemon Cove car insurance rates, compare quotes from the top car insurance companies in Lemon Cove, CA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Lemon Cove for teen drivers is Progressive
  • The cheapest car insurance company in Lemon Cove is Progressive
  • Average car insurance rates in Lemon Cove, CA after a DUI are $4,645/year

If you need to buy Lemon Cove, California car insurance, the options can be confusing. Everything you need to know about car insurance in Lemon Cove, CA is right here.

You’ll find Lemon Cove car insurance rates, the cheapest Lemon Cove, CA car insurance companies, and information on California car insurance laws. You can also compare Lemon Cove, California car insurance rates to Oakland car insurance rates, Los Angeles car insurance rates, and Sacramento car insurance rates.

Ready to find affordable Lemon Cove, CA car insurance today? Enter your ZIP code for fast, free Lemon Cove car insurance quotes.

Cheapest Lemon Cove, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lemon Cove, CA car insurance rates? Every Lemon Cove, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lemon Cove, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,839 $2,853 $2,047 $2,084 $7,659 $9,648 $3,665 $4,075
Farmers $2,774 $2,774 $2,497 $2,497 $8,820 $14,449 $3,283 $3,653
GEICO $1,789 $1,789 $1,681 $1,681 $5,426 $5,527 $2,568 $2,629
Liberty Mutual $2,050 $1,938 $1,903 $1,841 $4,385 $4,683 $2,305 $2,334
Nationwide $2,552 $2,439 $2,240 $2,114 $6,402 $7,077 $3,028 $2,993
Progressive $1,300 $1,338 $1,095 $1,300 $3,356 $4,057 $1,853 $1,990
State Farm $3,012 $3,012 $2,690 $2,690 $5,520 $6,838 $3,334 $3,439
Travelers $2,242 $2,175 $1,980 $1,960 $4,551 $5,207 $2,900 $2,842
USAA $1,682 $1,595 $1,642 $1,650 $3,804 $3,824 $2,324 $2,198

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Minimum Car Insurance in Lemon Cove, CA

Every driver must carry the minimum car insurance in Lemon Cove, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Lemon Cove, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Lemon Cove, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lemon Cove, CA to rates for a clean record with top companies.

Annual Lemon Cove, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,615 $4,428 $6,955 $3,437
Farmers $3,767 $5,128 $6,388 $5,092
GEICO $2,018 $3,115 $3,909 $2,503
Liberty Mutual $2,325 $3,116 $2,814 $2,465
Nationwide $2,521 $3,229 $5,444 $3,229
Progressive $1,344 $2,257 $2,616 $1,927
State Farm $2,721 $3,247 $6,139 $3,160
Travelers $2,005 $3,238 $3,759 $2,926
USAA $1,558 $2,311 $3,786 $1,705

Cheapest Lemon Cove, CA Car Insurance for Teen Drivers

Teen car insurance in Lemon Cove, CA can be expensive. Take a look at rates from the top car insurance companies in Lemon Cove for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lemon Cove, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,659 $9,648
Farmers $8,820 $14,449
GEICO $5,426 $5,527
Liberty Mutual $4,385 $4,683
Nationwide $6,402 $7,077
Progressive $3,356 $4,057
State Farm $5,520 $6,838
Travelers $4,551 $5,207
USAA $3,804 $3,824

Cheapest Lemon Cove, CA Car Insurance for Seniors

Take a look at Lemon Cove, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lemon Cove, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,047 $2,084
Farmers $2,497 $2,497
GEICO $1,681 $1,681
Liberty Mutual $1,903 $1,841
Nationwide $2,240 $2,114
Progressive $1,095 $1,300
State Farm $2,690 $2,690
Travelers $1,980 $1,960
USAA $1,642 $1,650

Cheapest Lemon Cove, CA Car Insurance Rates After a DUI

A DUI in Lemon Cove, CA increases car insurance rates. Compare Lemon Cove, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lemon Cove, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,955
Farmers $6,388
GEICO $3,909
Liberty Mutual $2,814
Nationwide $5,444
Progressive $2,616
State Farm $6,139
Travelers $3,759
USAA $3,786

Cheapest Lemon Cove, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lemon Cove, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lemon Cove, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,925 $4,792
Farmers $4,621 $5,566
GEICO $2,622 $3,150
Liberty Mutual $2,459 $2,901
Nationwide $3,189 $4,023
Progressive $1,851 $2,221
State Farm $3,679 $3,954
Travelers $2,687 $3,277
USAA $2,157 $2,523

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The Best Cheap Car Insurance Companies in Lemon Cove, CA

Take a look at a side-by-side comparison of the top car insurance companies in Lemon Cove, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lemon Cove, California

Insurance Company Average Annual Rates
Allstate $4,359
Farmers $5,093
GEICO $2,886
Liberty Mutual $2,680
Nationwide $3,606
Progressive $2,036
State Farm $3,817
Travelers $2,982
USAA $2,340

Category Winners: Cheapest Car Insurance in Lemon Cove, California

Find the cheapest car insurance companies in Lemon Cove, CA for each category right here.

Best Annual Car Insurance Rates by Company in Lemon Cove, California

Category Insurance Company
Teenagers Progressive
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Progressive
With 1 Speeding Violation USAA

Cheapest Lemon Cove, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lemon Cove car insurance rates. Find the cheapest Lemon Cove, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lemon Cove, California

Insurance Company Low Medium High
Allstate $4,118 $4,397 $4,562
Farmers $4,741 $5,132 $5,407
GEICO $2,583 $2,916 $3,159
Liberty Mutual $2,492 $2,701 $2,847
Nationwide $3,230 $3,666 $3,922
Progressive $1,859 $2,089 $2,161
State Farm $3,476 $3,875 $4,099
Travelers $2,611 $3,056 $3,279
USAA $2,130 $2,383 $2,506

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What affects car insurance rates in Lemon Cove, California?

What factors can have an impact on Lemon Cove, CA car insurance? There are several reasons why Lemon Cove car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Lemon Cove, California.

Commute Time in Lemon Cove

The more time you spend in your car the higher the risk of an accident. The average commute length in Lemon Cove, CA is 25.7 minutes according to City-Data.

Compare Car Insurance Quotes in Lemon Cove, CA

Ready to find affordable Lemon Cove, California car insurance today? Enter your ZIP code for fast, free Lemon Cove, CA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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