Compare Lemon Grove, CA Car Insurance Rates (2021)

Car insurance in Lemon Grove, CA averages $287 a month. Lemon Grove, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Lemon Grove car insurance rates, compare quotes from the top car insurance companies in Lemon Grove, CA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Lemon Grove for teen drivers is USAA
  • The cheapest car insurance company in Lemon Grove is USAA
  • Average car insurance rates in Lemon Grove, CA after a DUI are $4,845/year

If you need to buy Lemon Grove, California car insurance, the options can be confusing. Everything you need to know about car insurance in Lemon Grove, CA is right here.

You’ll find Lemon Grove car insurance rates, the cheapest Lemon Grove, CA car insurance companies, and information on California car insurance laws. You can also compare Lemon Grove, California car insurance rates to San Francisco car insurance rates, San Jose car insurance rates, and Fresno car insurance rates.

Ready to find affordable Lemon Grove, CA car insurance today? Enter your ZIP code for fast, free Lemon Grove car insurance quotes.

Cheapest Lemon Grove, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lemon Grove, CA car insurance rates? Every Lemon Grove, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lemon Grove, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,787 $2,814 $2,022 $2,062 $7,558 $9,567 $3,628 $4,067
Farmers $2,614 $2,614 $2,356 $2,356 $8,290 $13,548 $3,092 $3,439
GEICO $1,652 $1,653 $1,554 $1,554 $5,025 $5,107 $2,372 $2,423
Liberty Mutual $2,050 $1,938 $1,905 $1,846 $4,413 $4,715 $2,305 $2,331
Nationwide $2,802 $2,674 $2,462 $2,320 $7,124 $7,861 $3,345 $3,299
Progressive $1,682 $1,730 $1,414 $1,681 $4,431 $5,332 $2,396 $2,571
State Farm $3,269 $3,269 $2,921 $2,921 $6,037 $7,496 $3,620 $3,731
Travelers $2,368 $2,293 $2,092 $2,071 $4,879 $5,550 $3,064 $3,005
USAA $1,871 $1,774 $1,826 $1,835 $4,240 $4,269 $2,589 $2,448

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Minimum Car Insurance in Lemon Grove, CA

Every driver must carry the minimum car insurance in Lemon Grove, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Lemon Grove, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Lemon Grove, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lemon Grove, CA to rates for a clean record with top companies.

Annual Lemon Grove, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,588 $4,390 $6,866 $3,408
Farmers $3,544 $4,822 $6,003 $4,786
GEICO $1,865 $2,881 $3,611 $2,313
Liberty Mutual $2,332 $3,125 $2,822 $2,472
Nationwide $2,785 $3,569 $6,021 $3,569
Progressive $1,749 $2,956 $3,394 $2,521
State Farm $2,968 $3,539 $6,680 $3,444
Travelers $2,120 $3,439 $3,992 $3,110
USAA $1,733 $2,577 $4,219 $1,898

Cheapest Lemon Grove, CA Car Insurance for Teen Drivers

Teen car insurance in Lemon Grove, CA can be expensive. Take a look at rates from the top car insurance companies in Lemon Grove for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lemon Grove, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,558 $9,567
Farmers $8,290 $13,548
GEICO $5,025 $5,107
Liberty Mutual $4,413 $4,715
Nationwide $7,124 $7,861
Progressive $4,431 $5,332
State Farm $6,037 $7,496
Travelers $4,879 $5,550
USAA $4,240 $4,269

Cheapest Lemon Grove, CA Car Insurance for Seniors

Take a look at Lemon Grove, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lemon Grove, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,022 $2,062
Farmers $2,356 $2,356
GEICO $1,554 $1,554
Liberty Mutual $1,905 $1,846
Nationwide $2,462 $2,320
Progressive $1,414 $1,681
State Farm $2,921 $2,921
Travelers $2,092 $2,071
USAA $1,826 $1,835

Cheapest Lemon Grove, CA Car Insurance Rates After a DUI

A DUI in Lemon Grove, CA increases car insurance rates. Compare Lemon Grove, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lemon Grove, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,866
Farmers $6,003
GEICO $3,611
Liberty Mutual $2,822
Nationwide $6,021
Progressive $3,394
State Farm $6,680
Travelers $3,992
USAA $4,219

Cheapest Lemon Grove, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lemon Grove, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lemon Grove, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,890 $4,736
Farmers $4,345 $5,233
GEICO $2,423 $2,912
Liberty Mutual $2,468 $2,907
Nationwide $3,523 $4,449
Progressive $2,403 $2,907
State Farm $4,006 $4,310
Travelers $2,850 $3,481
USAA $2,403 $2,810

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The Best Cheap Car Insurance Companies in Lemon Grove, CA

Take a look at a side-by-side comparison of the top car insurance companies in Lemon Grove, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lemon Grove, California

Insurance Company Average Annual Rates
Allstate $4,313
Farmers $4,789
GEICO $2,667
Liberty Mutual $2,688
Nationwide $3,986
Progressive $2,655
State Farm $4,158
Travelers $3,165
USAA $2,606

Category Winners: Cheapest Car Insurance in Lemon Grove, California

Find the cheapest car insurance companies in Lemon Grove, CA for each category right here.

Best Annual Car Insurance Rates by Company in Lemon Grove, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Lemon Grove, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lemon Grove car insurance rates. Find the cheapest Lemon Grove, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lemon Grove, California

Insurance Company Low Medium High
Allstate $4,126 $4,345 $4,469
Farmers $4,446 $4,826 $5,094
GEICO $2,414 $2,698 $2,890
Liberty Mutual $2,499 $2,712 $2,852
Nationwide $3,565 $4,059 $4,334
Progressive $2,405 $2,738 $2,820
State Farm $3,731 $4,235 $4,509
Travelers $2,750 $3,254 $3,492
USAA $2,371 $2,656 $2,792

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What affects car insurance rates in Lemon Grove, California?

What factors can have an impact on Lemon Grove, CA car insurance? There are several reasons why Lemon Grove car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Lemon Grove, California.

Car Theft in Lemon Grove

High levels of vehicle theft can make car insurance more expensive. Lemon Grove, CA car theft statistics from the FBI indicate 92 vehicle thefts a year.

Commute Time in Lemon Grove

The more time you spend in your car the higher the risk of an accident. The average commute length in Lemon Grove, CA is 26.5 minutes according to City-Data.

Compare Car Insurance Quotes in Lemon Grove, CA

Ready to find affordable Lemon Grove, California car insurance today? Enter your ZIP code for fast, free Lemon Grove, CA car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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