Compare Lemon Springs, NC Car Insurance Rates (2021)

Car insurance in Lemon Springs, NC averages $308 a month. Lemon Springs, North Carolina car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Lemon Springs car insurance rates, compare quotes from the top car insurance companies in Lemon Springs, NC.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Lemon Springs, NC are $3,698/year
  • Average car insurance rates in Lemon Springs, NC after a DUI are $6,981/year
  • The cheapest car insurance company in Lemon Springs is Liberty Mutual

If you need to buy Lemon Springs, North Carolina car insurance, the options can be confusing. Everything you need to know about car insurance in Lemon Springs, NC is right here.

You’ll find Lemon Springs car insurance rates, the cheapest Lemon Springs, NC car insurance companies, and information on North Carolina car insurance laws. You can also compare Lemon Springs, North Carolina car insurance rates to Charlotte car insurance rates, Raleigh car insurance rates, and High Point car insurance rates.

Ready to find affordable Lemon Springs, NC car insurance today? Enter your ZIP code for fast, free Lemon Springs car insurance quotes.

Cheapest Lemon Springs, NC Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lemon Springs, NC car insurance rates? Every Lemon Springs, North Carolina car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lemon Springs, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $6,256 $6,256 $5,140 $5,140 $14,832 $14,832 $6,380 $6,380
GEICO $2,540 $2,495 $2,508 $2,464 $4,639 $4,599 $2,238 $2,225
Liberty Mutual $1,898 $1,898 $1,965 $1,965 $3,353 $3,353 $1,898 $1,898
Nationwide $2,601 $2,601 $2,601 $2,601 $4,403 $4,403 $2,601 $2,601
Progressive $1,881 $1,881 $1,715 $1,715 $4,321 $4,321 $2,080 $2,080
State Farm $3,209 $3,209 $2,772 $2,772 $4,731 $4,731 $3,970 $3,970
Travelers $2,775 $2,775 $2,753 $2,753 $4,714 $4,714 $2,849 $2,849

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Minimum Car Insurance in Lemon Springs, NC

Every driver must carry the minimum car insurance in Lemon Springs, NC. Take a look at the North Carolina car insurance requirements.

Minimum Required Car Insurance Coverage in Lemon Springs, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Lemon Springs, NC Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lemon Springs, NC. Compare credit history car insurance rates in Lemon Springs from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lemon Springs, North Carolina

Insurance Company Poor Fair Good
Allstate $11,053 $7,138 $6,265
GEICO $3,199 $2,950 $2,742
Liberty Mutual $2,279 $2,279 $2,279
Nationwide $3,052 $3,052 $3,052
Progressive $2,813 $2,437 $2,249
State Farm $5,165 $3,293 $2,553
Travelers $3,490 $3,181 $3,148

Cheapest Lemon Springs, NC Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lemon Springs, NC to rates for a clean record with top companies.

Annual Lemon Springs, North Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,394 $7,781 $14,477 $5,957
GEICO $1,556 $2,337 $5,789 $2,172
Liberty Mutual $1,357 $1,743 $4,271 $1,743
Nationwide $1,793 $2,321 $5,773 $2,321
Progressive $1,190 $1,734 $5,394 $1,680
State Farm $1,942 $2,823 $7,093 $2,823
Travelers $1,953 $2,551 $6,071 $2,516

Cheapest Lemon Springs, NC Car Insurance for Teen Drivers

Teen car insurance in Lemon Springs, NC can be expensive. Take a look at rates from the top car insurance companies in Lemon Springs for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lemon Springs, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $14,832 $14,832
GEICO $4,639 $4,599
Liberty Mutual $3,353 $3,353
Nationwide $4,403 $4,403
Progressive $4,321 $4,321
State Farm $4,731 $4,731
Travelers $4,714 $4,714

Cheapest Lemon Springs, NC Car Insurance for Seniors

Take a look at Lemon Springs, NC senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lemon Springs, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $5,140 $5,140
GEICO $2,508 $2,464
Liberty Mutual $1,965 $1,965
Nationwide $2,601 $2,601
Progressive $1,715 $1,715
State Farm $2,772 $2,772
Travelers $2,753 $2,753

Cheapest Lemon Springs, NC Car Insurance Rates After a DUI

A DUI in Lemon Springs, NC increases car insurance rates. Compare Lemon Springs, North Carolina DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lemon Springs, North Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $14,477
GEICO $5,789
Liberty Mutual $4,271
Nationwide $5,773
Progressive $5,394
State Farm $7,093
Travelers $6,071

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Cheapest Lemon Springs, NC Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lemon Springs, NC by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lemon Springs, North Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $8,152 $8,152
GEICO $2,964 $2,964
Liberty Mutual $2,279 $2,279
Nationwide $3,052 $3,052
Progressive $2,499 $2,499
State Farm $3,658 $3,683
Travelers $3,273 $3,273

The Best Cheap Car Insurance Companies in Lemon Springs, NC

Take a look at a side-by-side comparison of the top car insurance companies in Lemon Springs, NC to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lemon Springs, North Carolina

Insurance Company Average Annual Rates
Allstate $8,152
GEICO $2,964
Liberty Mutual $2,279
Nationwide $3,052
Progressive $2,499
State Farm $3,670
Travelers $3,273

Category Winners: Cheapest Car Insurance in Lemon Springs, North Carolina

Find the cheapest car insurance companies in Lemon Springs, NC for each category right here.

Best Annual Car Insurance Rates by Company in Lemon Springs, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

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Cheapest Lemon Springs, NC Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lemon Springs car insurance rates. Find the cheapest Lemon Springs, NC car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lemon Springs, North Carolina

Insurance Company Low Medium High
Allstate $7,826 $8,119 $8,511
GEICO $2,822 $2,952 $3,116
Liberty Mutual $2,165 $2,264 $2,406
Nationwide $2,921 $3,037 $3,198
Progressive $2,368 $2,485 $2,646
State Farm $3,515 $3,652 $3,843
Travelers $3,130 $3,255 $3,434

Compare Car Insurance Quotes in Lemon Springs, NC

Ready to find affordable Lemon Springs, North Carolina car insurance today? Enter your ZIP code for fast, free Lemon Springs, NC car insurance quotes.

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