Compare Lenexa, KS Car Insurance Rates (2021)

Car insurance in Lenexa, KS averages $277 a month. Lenexa, Kansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Lenexa car insurance rates, compare quotes from the top car insurance companies in Lenexa, KS.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest ZIP code in Lenexa is 66219
  • The cheapest car insurance company in Lenexa is USAA
  • Average car insurance rates in Lenexa, KS are $3,328/year

If you need to buy Lenexa, Kansas car insurance, the options can be confusing. Everything you need to know about car insurance in Lenexa, KS is right here.

You’ll find Lenexa car insurance rates, the cheapest Lenexa, KS car insurance companies, and information on Kansas car insurance laws. You can also compare Lenexa, Kansas car insurance rates to Salina car insurance rates, Olathe car insurance rates, and Overland Park car insurance rates.

Ready to find affordable Lenexa, KS car insurance today? Enter your ZIP code for fast, free Lenexa car insurance quotes.

Cheapest Lenexa, KS Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lenexa, KS car insurance rates? Every Lenexa, Kansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lenexa, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,460 $2,367 $2,237 $2,296 $7,322 $8,298 $2,482 $2,550
American Family $1,632 $1,632 $1,476 $1,476 $3,261 $3,938 $1,632 $1,843
Farmers $2,433 $2,406 $2,164 $2,272 $7,138 $7,388 $2,752 $2,879
GEICO $2,303 $2,248 $2,332 $2,170 $4,466 $6,046 $2,762 $1,939
Liberty Mutual $2,217 $2,386 $2,197 $2,457 $11,814 $13,185 $2,347 $2,517
Nationwide $1,767 $1,806 $1,585 $1,694 $4,090 $4,964 $2,116 $2,247
Progressive $2,287 $2,147 $1,853 $1,937 $9,101 $10,233 $2,714 $2,923
State Farm $1,688 $1,688 $1,515 $1,515 $5,047 $6,365 $1,909 $2,186
Travelers $1,996 $2,024 $1,996 $2,006 $8,632 $13,480 $2,060 $2,360
USAA $1,175 $1,178 $1,094 $1,081 $4,360 $4,507 $1,563 $1,599

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Minimum Car Insurance in Lenexa, KS

Every driver must carry the minimum car insurance in Lenexa, KS. Take a look at the Kansas car insurance requirements.

Minimum Required Car Insurance Coverage in Lenexa, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Lenexa, KS Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lenexa, KS. Compare credit history car insurance rates in Lenexa from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lenexa, Kansas

Insurance Company Poor Fair Good
Allstate $4,626 $3,550 $3,079
American Family $2,758 $1,946 $1,628
Farmers $4,301 $3,467 $3,268
GEICO $4,715 $2,492 $1,893
Liberty Mutual $4,890 $4,890 $4,890
Nationwide $2,777 $2,498 $2,326
Progressive $4,709 $4,011 $3,728
State Farm $3,988 $2,383 $1,846
Travelers $4,959 $4,077 $3,921
USAA $2,800 $1,865 $1,544

Cheapest Lenexa, KS Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lenexa, KS to rates for a clean record with top companies.

Annual Lenexa, Kansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,190 $3,737 $4,446 $3,633
American Family $2,074 $2,224 $2,074 $2,074
Farmers $3,089 $4,005 $3,901 $3,720
GEICO $1,929 $3,130 $4,777 $2,297
Liberty Mutual $3,606 $5,602 $5,484 $4,868
Nationwide $1,942 $2,216 $3,779 $2,197
Progressive $3,816 $4,510 $4,008 $4,263
State Farm $2,505 $2,974 $2,739 $2,739
Travelers $3,094 $4,103 $5,707 $4,373
USAA $1,505 $2,054 $2,992 $1,728

Cheapest Lenexa, KS Car Insurance for Teen Drivers

Teen car insurance in Lenexa, KS can be expensive. Take a look at rates from the top car insurance companies in Lenexa for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lenexa, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,322 $8,298
American Family $3,261 $3,938
Farmers $7,138 $7,388
GEICO $4,466 $6,046
Liberty Mutual $11,814 $13,185
Nationwide $4,090 $4,964
Progressive $9,101 $10,233
State Farm $5,047 $6,365
Travelers $8,632 $13,480
USAA $4,360 $4,507

Cheapest Lenexa, KS Car Insurance for Seniors

Take a look at Lenexa, KS senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lenexa, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,237 $2,296
American Family $1,476 $1,476
Farmers $2,164 $2,272
GEICO $2,332 $2,170
Liberty Mutual $2,197 $2,457
Nationwide $1,585 $1,694
Progressive $1,853 $1,937
State Farm $1,515 $1,515
Travelers $1,996 $2,006
USAA $1,094 $1,081

Cheapest Lenexa, KS Car Insurance Rates After a DUI

A DUI in Lenexa, KS increases car insurance rates. Compare Lenexa, Kansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lenexa, Kansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,446
American Family $2,074
Farmers $3,901
GEICO $4,777
Liberty Mutual $5,484
Nationwide $3,779
Progressive $4,008
State Farm $2,739
Travelers $5,707
USAA $2,992

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Cheapest Lenexa, KS Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lenexa, KS by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lenexa, Kansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,752 $3,752
American Family $2,085 $2,137
Farmers $3,679 $3,679
GEICO $2,971 $3,095
Liberty Mutual $4,890 $4,890
Nationwide $2,534 $2,534
Progressive $4,149 $4,149
State Farm $2,670 $2,808
Travelers $4,319 $4,319
USAA $2,013 $2,126

Cheapest Lenexa, KS Car Insurance Rates by ZIP Code

Lenexa car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Lenexa, KS.

Annual Car Insurance Rates by ZIP Code in Lenexa, Kansas

ZIP Code Average Annual Rates
66216 $3,603
66217 $3,652
66219 $3,552
66220 $3,599

The Best Cheap Car Insurance Companies in Lenexa, KS

Take a look at a side-by-side comparison of the top car insurance companies in Lenexa, KS to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lenexa, Kansas

Insurance Company Average Annual Rates
Allstate $3,752
American Family $2,111
Farmers $3,679
GEICO $3,033
Liberty Mutual $4,890
Nationwide $2,534
Progressive $4,149
State Farm $2,739
Travelers $4,319
USAA $2,070

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Category Winners: Cheapest Car Insurance in Lenexa, Kansas

Find the cheapest car insurance companies in Lenexa, KS for each category right here.

Best Annual Car Insurance Rates by Company in Lenexa, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

Cheapest Lenexa, KS Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lenexa car insurance rates. Find the cheapest Lenexa, KS car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lenexa, Kansas

Insurance Company Low Medium High
Allstate $3,633 $3,743 $3,878
American Family $2,121 $2,217 $1,995
Farmers $3,515 $3,658 $3,864
GEICO $2,924 $3,030 $3,146
Liberty Mutual $4,747 $4,876 $5,047
Nationwide $2,648 $2,510 $2,443
Progressive $3,913 $4,113 $4,422
State Farm $2,617 $2,748 $2,852
Travelers $4,073 $4,330 $4,555
USAA $1,987 $2,064 $2,159

What affects car insurance rates in Lenexa, Kansas?

What factors can have an impact on Lenexa, KS car insurance? There are several reasons why Lenexa car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Lenexa, Kansas.

Car Theft in Lenexa

High levels of vehicle theft can make car insurance more expensive. Lenexa, KS car theft statistics from the FBI indicate 78 vehicle thefts a year.

Commute Time in Lenexa

The more time you spend in your car the higher the risk of an accident. The average commute length in Lenexa, KS is 19.6 minutes according to City-Data.

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Compare Car Insurance Quotes in Lenexa, KS

Ready to find affordable Lenexa, Kansas car insurance today? Enter your ZIP code for fast, free Lenexa, KS car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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