Compare Lenoir City, TN Car Insurance Rates (2021)

Car insurance in Lenoir City, TN averages $301 a month. Lenoir City, Tennessee car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Lenoir City car insurance rates, compare quotes from the top car insurance companies in Lenoir City, TN.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Lenoir City for teen drivers is Travelers
  • Average car insurance rates in Lenoir City, TN after a DUI are $4,232/year
  • Average car insurance rates in Lenoir City, TN are $3,617/year

If you need to buy Lenoir City, Tennessee car insurance, the options can be confusing. Everything you need to know about car insurance in Lenoir City, TN is right here.

You’ll find Lenoir City car insurance rates, the cheapest Lenoir City, TN car insurance companies, and information on Tennessee car insurance laws. You can also compare Lenoir City, Tennessee car insurance rates to Chattanooga car insurance rates, Johnson City car insurance rates, and Hendersonville car insurance rates.

Ready to find affordable Lenoir City, TN car insurance today? Enter your ZIP code for fast, free Lenoir City car insurance quotes.

Cheapest Lenoir City, TN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lenoir City, TN car insurance rates? Every Lenoir City, Tennessee car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lenoir City, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,663 $2,555 $2,398 $2,489 $10,050 $10,930 $2,834 $2,932
Farmers $1,781 $1,813 $1,596 $1,754 $7,393 $7,858 $2,413 $2,557
GEICO $1,988 $2,004 $1,829 $1,829 $6,142 $6,241 $2,026 $2,091
Liberty Mutual $3,758 $129 $3,086 $3,443 $15,548 $17,264 $4,034 $4,298
Nationwide $2,157 $2,175 $1,934 $1,965 $5,908 $7,621 $2,479 $2,693
Progressive $1,682 $1,577 $1,372 $1,437 $7,784 $8,748 $2,028 $2,217
State Farm $1,640 $1,640 $1,486 $1,486 $5,115 $6,388 $1,856 $2,164
Travelers $1,850 $1,950 $1,670 $1,780 $5,100 $6,314 $1,974 $2,078
USAA $1,574 $1,599 $1,421 $1,418 $5,665 $6,507 $2,056 $2,187

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Minimum Car Insurance in Lenoir City, TN

Every driver must carry the minimum car insurance in Lenoir City, TN. Take a look at the Tennessee car insurance requirements.

Minimum Required Car Insurance Coverage in Lenoir City, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Lenoir City, TN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lenoir City, TN. Compare credit history car insurance rates in Lenoir City from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lenoir City, Tennessee

Insurance Company Poor Fair Good
Allstate $5,875 $4,502 $3,442
Farmers $4,034 $3,162 $2,991
GEICO $3,423 $2,934 $2,699
Liberty Mutual $9,236 $5,668 $4,430
Nationwide $4,040 $3,211 $2,849
Progressive $3,760 $3,257 $3,049
State Farm $3,954 $2,371 $1,841
Travelers $3,621 $2,830 $2,068
USAA $4,064 $2,382 $1,965

Cheapest Lenoir City, TN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lenoir City, TN to rates for a clean record with top companies.

Annual Lenoir City, Tennessee Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,852 $4,595 $5,566 $4,412
Farmers $2,900 $3,592 $3,677 $3,414
GEICO $2,202 $2,941 $4,730 $2,202
Liberty Mutual $5,219 $7,540 $7,012 $6,009
Nationwide $2,913 $2,913 $4,374 $3,266
Progressive $2,955 $3,846 $3,145 $3,477
State Farm $2,475 $2,969 $2,722 $2,722
Travelers $2,303 $2,956 $3,267 $2,832
USAA $2,036 $3,056 $3,593 $2,528

Cheapest Lenoir City, TN Car Insurance for Teen Drivers

Teen car insurance in Lenoir City, TN can be expensive. Take a look at rates from the top car insurance companies in Lenoir City for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lenoir City, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,050 $10,930
Farmers $7,393 $7,858
GEICO $6,142 $6,241
Liberty Mutual $15,548 $17,264
Nationwide $5,908 $7,621
Progressive $7,784 $8,748
State Farm $5,115 $6,388
Travelers $5,100 $6,314
USAA $5,665 $6,507

Cheapest Lenoir City, TN Car Insurance for Seniors

Take a look at Lenoir City, TN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lenoir City, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,398 $2,489
Farmers $1,596 $1,754
GEICO $1,829 $1,829
Liberty Mutual $3,086 $3,443
Nationwide $1,934 $1,965
Progressive $1,372 $1,437
State Farm $1,486 $1,486
Travelers $1,670 $1,780
USAA $1,421 $1,418

Cheapest Lenoir City, TN Car Insurance Rates After a DUI

A DUI in Lenoir City, TN increases car insurance rates. Compare Lenoir City, Tennessee DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lenoir City, Tennessee

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,566
Farmers $3,677
GEICO $4,730
Liberty Mutual $7,012
Nationwide $4,374
Progressive $3,145
State Farm $2,722
Travelers $3,267
USAA $3,593

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Cheapest Lenoir City, TN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lenoir City, TN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lenoir City, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,606 $4,606
Farmers $3,396 $3,396
GEICO $2,999 $3,039
Liberty Mutual $6,445 $6,445
Nationwide $3,367 $3,367
Progressive $3,356 $3,356
State Farm $2,657 $2,787
Travelers $2,728 $2,951
USAA $2,726 $2,881

Cheapest Lenoir City, TN Car Insurance Rates by ZIP Code

Lenoir City car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Lenoir City, TN.

Annual Car Insurance Rates by ZIP Code in Lenoir City, Tennessee

ZIP Code Average Annual Rates
37771 $3,660
37772 $3,674

The Best Cheap Car Insurance Companies in Lenoir City, TN

Take a look at a side-by-side comparison of the top car insurance companies in Lenoir City, TN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lenoir City, Tennessee

Insurance Company Average Annual Rates
Allstate $4,606
Farmers $3,396
GEICO $3,019
Liberty Mutual $6,445
Nationwide $3,367
Progressive $3,356
State Farm $2,722
Travelers $2,840
USAA $2,803

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Category Winners: Cheapest Car Insurance in Lenoir City, Tennessee

Find the cheapest car insurance companies in Lenoir City, TN for each category right here.

Best Annual Car Insurance Rates by Company in Lenoir City, Tennessee

Category Insurance Company
Teenagers Travelers
Seniors Progressive
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation GEICO

Cheapest Lenoir City, TN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lenoir City car insurance rates. Find the cheapest Lenoir City, TN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lenoir City, Tennessee

Insurance Company Low Medium High
Allstate $4,441 $4,595 $4,782
Farmers $3,203 $3,379 $3,605
GEICO $2,863 $3,011 $3,182
Liberty Mutual $6,185 $6,445 $6,705
Nationwide $3,387 $3,293 $3,419
Progressive $3,140 $3,358 $3,569
State Farm $2,565 $2,735 $2,866
Travelers $2,672 $2,838 $3,009
USAA $2,718 $2,794 $2,898

What affects car insurance rates in Lenoir City, Tennessee?

What factors can have an impact on Lenoir City, TN car insurance? There are several reasons why Lenoir City car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Lenoir City, Tennessee.

Commute Time in Lenoir City

The more time you spend in your car the higher the risk of an accident. The average commute length in Lenoir City, TN is 20.9 minutes according to City-Data.

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Compare Car Insurance Quotes in Lenoir City, TN

Ready to find affordable Lenoir City, Tennessee car insurance today? Enter your ZIP code for fast, free Lenoir City, TN car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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