Compare Leroy, TX Car Insurance Rates (2021)

Car insurance in Leroy, TX averages $291 a month. Leroy, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Leroy car insurance rates, compare quotes from the top car insurance companies in Leroy, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Leroy, TX are $3,494/year
  • The cheapest car insurance company in Leroy is USAA
  • Average car insurance rates in Leroy, TX after a DUI are $4,003/year

If you need to buy Leroy, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Leroy, TX is right here.

You’ll find Leroy car insurance rates, the cheapest Leroy, TX car insurance companies, and information on Texas car insurance laws. You can also compare Leroy, Texas car insurance rates to Houston car insurance rates, El Paso car insurance rates, and Corpus Christi car insurance rates.

Ready to find affordable Leroy, TX car insurance today? Enter your ZIP code for fast, free Leroy car insurance quotes.

Cheapest Leroy, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Leroy, TX car insurance rates? Every Leroy, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Leroy, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,344 $3,373 $3,302 $3,302 $8,825 $10,647 $4,132 $4,304
American Family $2,269 $2,515 $2,113 $2,408 $5,836 $7,639 $3,217 $3,661
GEICO $2,058 $2,199 $1,955 $2,178 $4,365 $4,568 $2,222 $2,240
Nationwide $2,189 $2,225 $1,937 $2,049 $6,166 $7,908 $2,568 $2,775
Progressive $2,187 $2,057 $1,958 $1,989 $9,326 $10,401 $2,571 $2,593
State Farm $1,967 $1,967 $1,758 $1,758 $4,827 $6,175 $2,146 $2,213
USAA $1,544 $1,551 $1,475 $1,462 $4,312 $4,693 $2,047 $2,192

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Minimum Car Insurance in Leroy, TX

Every driver must carry the minimum car insurance in Leroy, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Leroy, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Leroy, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Leroy, TX. Compare credit history car insurance rates in Leroy from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Leroy, Texas

Insurance Company Poor Fair Good
Allstate $6,550 $4,801 $4,110
American Family $5,114 $3,203 $2,805
GEICO $4,183 $2,384 $1,603
Nationwide $4,167 $3,350 $2,914
Progressive $4,639 $4,028 $3,738
State Farm $4,036 $2,514 $2,004
USAA $3,541 $2,044 $1,643

Cheapest Leroy, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Leroy, TX to rates for a clean record with top companies.

Annual Leroy, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,002 $6,171 $6,440 $4,002
American Family $3,389 $4,284 $3,767 $3,389
GEICO $2,317 $3,025 $2,571 $2,980
Nationwide $3,020 $3,020 $4,461 $3,407
Progressive $3,607 $4,682 $4,205 $4,046
State Farm $2,523 $2,908 $3,453 $2,523
USAA $1,799 $2,655 $3,120 $2,064

Cheapest Leroy, TX Car Insurance for Teen Drivers

Teen car insurance in Leroy, TX can be expensive. Take a look at rates from the top car insurance companies in Leroy for teenagers.

Annual Car Insurance Rates for Teen Drivers in Leroy, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,825 $10,647
American Family $5,836 $7,639
GEICO $4,365 $4,568
Nationwide $6,166 $7,908
Progressive $9,326 $10,401
State Farm $4,827 $6,175
USAA $4,312 $4,693

Cheapest Leroy, TX Car Insurance for Seniors

Take a look at Leroy, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Leroy, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,302 $3,302
American Family $2,113 $2,408
GEICO $1,955 $2,178
Nationwide $1,937 $2,049
Progressive $1,958 $1,989
State Farm $1,758 $1,758
USAA $1,475 $1,462

Cheapest Leroy, TX Car Insurance Rates After a DUI

A DUI in Leroy, TX increases car insurance rates. Compare Leroy, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Leroy, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,440
American Family $3,767
GEICO $2,571
Nationwide $4,461
Progressive $4,205
State Farm $3,453
USAA $3,120

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Cheapest Leroy, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Leroy, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Leroy, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,030 $5,277
American Family $3,707 $3,707
GEICO $2,671 $2,776
Nationwide $3,477 $3,477
Progressive $4,135 $4,135
State Farm $2,851 $2,851
USAA $2,379 $2,440

The Best Cheap Car Insurance Companies in Leroy, TX

Take a look at a side-by-side comparison of the top car insurance companies in Leroy, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Leroy, Texas

Insurance Company Average Annual Rates
Allstate $5,154
American Family $3,707
GEICO $2,723
Nationwide $3,477
Progressive $4,135
State Farm $2,851
USAA $2,409

Category Winners: Cheapest Car Insurance in Leroy, Texas

Find the cheapest car insurance companies in Leroy, TX for each category right here.

Best Annual Car Insurance Rates by Company in Leroy, Texas

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Leroy, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Leroy car insurance rates. Find the cheapest Leroy, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Leroy, Texas

Insurance Company Low Medium High
Allstate $5,032 $5,108 $5,321
American Family $3,468 $3,585 $4,068
GEICO $2,604 $2,696 $2,871
Nationwide $3,746 $3,330 $3,355
Progressive $3,911 $4,112 $4,382
State Farm $2,708 $2,846 $3,001
USAA $2,328 $2,400 $2,500

What affects car insurance rates in Leroy, Texas?

What factors can have an impact on Leroy, TX car insurance? There are several reasons why Leroy car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Leroy, Texas.

Commute Time in Leroy

The more time you spend in your car the higher the risk of an accident. The average commute length in Leroy, TX is 30.0 minutes according to City-Data.

Compare Car Insurance Quotes in Leroy, TX

Ready to find affordable Leroy, Texas car insurance today? Enter your ZIP code for fast, free Leroy, TX car insurance quotes.

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