Compare Lester, AL Car Insurance Rates (2021)

Car insurance in Lester, AL averages $297 a month. Lester, Alabama car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Lester car insurance rates, compare quotes from the top car insurance companies in Lester, AL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Lester for teen drivers is USAA
  • The cheapest car insurance company in Lester is USAA
  • Average car insurance rates in Lester, AL are $3,562/year

If you need to buy Lester, Alabama car insurance, the options can be confusing. Everything you need to know about car insurance in Lester, AL is right here.

You’ll find Lester car insurance rates, the cheapest Lester, AL car insurance companies, and information on Alabama car insurance laws. You can also compare Lester, Alabama car insurance rates to Tuscaloosa car insurance rates, Montgomery car insurance rates, and Huntsville car insurance rates.

Ready to find affordable Lester, AL car insurance today? Enter your ZIP code for fast, free Lester car insurance quotes.

Cheapest Lester, AL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lester, AL car insurance rates? Every Lester, Alabama car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lester, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,910 $1,820 $1,735 $1,768 $6,659 $7,161 $2,126 $2,167
Farmers $2,230 $2,211 $1,992 $2,118 $8,712 $8,959 $2,538 $2,635
GEICO $1,937 $1,926 $1,862 $1,928 $5,088 $4,973 $2,039 $1,880
Liberty Mutual $3,026 $3,266 $2,478 $2,771 $11,290 $12,551 $3,219 $3,424
Nationwide $1,720 $1,740 $1,570 $1,622 $4,565 $5,863 $1,910 $2,131
Progressive $2,316 $2,165 $1,902 $2,032 $9,693 $10,811 $2,711 $2,889
State Farm $2,648 $2,648 $2,394 $2,394 $8,036 $10,044 $2,992 $3,466
Travelers $1,475 $1,498 $1,385 $1,382 $7,981 $12,608 $1,397 $1,596
USAA $1,276 $1,291 $1,191 $1,161 $3,835 $4,245 $1,660 $1,786

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Minimum Car Insurance in Lester, AL

Every driver must carry the minimum car insurance in Lester, AL. Take a look at the Alabama car insurance requirements.

Minimum Required Car Insurance Coverage in Lester, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Lester, AL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lester, AL. Compare credit history car insurance rates in Lester from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lester, Alabama

Insurance Company Poor Fair Good
Allstate $3,914 $3,076 $2,515
Farmers $4,397 $3,788 $3,589
GEICO $3,439 $2,454 $2,220
Liberty Mutual $7,514 $4,621 $3,625
Nationwide $3,185 $2,486 $2,250
Progressive $4,858 $4,179 $3,908
State Farm $7,016 $3,553 $2,415
Travelers $3,995 $3,467 $3,534
USAA $2,763 $1,799 $1,606

Cheapest Lester, AL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lester, AL to rates for a clean record with top companies.

Annual Lester, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,694 $3,175 $3,761 $3,043
Farmers $3,298 $4,274 $4,169 $3,956
GEICO $1,821 $2,933 $3,640 $2,423
Liberty Mutual $4,117 $5,744 $5,603 $5,550
Nationwide $2,313 $2,313 $3,356 $2,579
Progressive $3,891 $4,908 $4,193 $4,267
State Farm $3,905 $4,845 $4,281 $4,281
Travelers $3,054 $3,204 $4,687 $3,715
USAA $1,581 $1,988 $2,944 $1,710

Cheapest Lester, AL Car Insurance for Teen Drivers

Teen car insurance in Lester, AL can be expensive. Take a look at rates from the top car insurance companies in Lester for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lester, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,659 $7,161
Farmers $8,712 $8,959
GEICO $5,088 $4,973
Liberty Mutual $11,290 $12,551
Nationwide $4,565 $5,863
Progressive $9,693 $10,811
State Farm $8,036 $10,044
Travelers $7,981 $12,608
USAA $3,835 $4,245

Cheapest Lester, AL Car Insurance for Seniors

Take a look at Lester, AL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lester, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,735 $1,768
Farmers $1,992 $2,118
GEICO $1,862 $1,928
Liberty Mutual $2,478 $2,771
Nationwide $1,570 $1,622
Progressive $1,902 $2,032
State Farm $2,394 $2,394
Travelers $1,385 $1,382
USAA $1,191 $1,161

Cheapest Lester, AL Car Insurance Rates After a DUI

A DUI in Lester, AL increases car insurance rates. Compare Lester, Alabama DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lester, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,761
Farmers $4,169
GEICO $3,640
Liberty Mutual $5,603
Nationwide $3,356
Progressive $4,193
State Farm $4,281
Travelers $4,687
USAA $2,944

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Cheapest Lester, AL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lester, AL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lester, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,168 $3,168
Farmers $3,924 $3,924
GEICO $2,657 $2,751
Liberty Mutual $5,253 $5,253
Nationwide $2,640 $2,640
Progressive $4,315 $4,315
State Farm $4,225 $4,431
Travelers $3,665 $3,665
USAA $1,962 $2,150

The Best Cheap Car Insurance Companies in Lester, AL

Take a look at a side-by-side comparison of the top car insurance companies in Lester, AL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lester, Alabama

Insurance Company Average Annual Rates
Allstate $3,168
Farmers $3,924
GEICO $2,704
Liberty Mutual $5,253
Nationwide $2,640
Progressive $4,315
State Farm $4,328
Travelers $3,665
USAA $2,056

Category Winners: Cheapest Car Insurance in Lester, Alabama

Find the cheapest car insurance companies in Lester, AL for each category right here.

Best Annual Car Insurance Rates by Company in Lester, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Lester, AL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lester car insurance rates. Find the cheapest Lester, AL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lester, Alabama

Insurance Company Low Medium High
Allstate $3,047 $3,162 $3,295
Farmers $3,703 $3,873 $4,197
GEICO $2,473 $2,691 $2,949
Liberty Mutual $5,010 $5,228 $5,521
Nationwide $2,626 $2,617 $2,677
Progressive $3,865 $4,293 $4,786
State Farm $4,105 $4,322 $4,558
Travelers $3,471 $3,738 $3,786
USAA $1,984 $2,045 $2,138

What affects car insurance rates in Lester, Alabama?

What factors can have an impact on Lester, AL car insurance? There are several reasons why Lester car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Lester, Alabama.

Commute Time in Lester

The more time you spend in your car the higher the risk of an accident. The average commute length in Lester, AL is 41.6 minutes according to City-Data.

Compare Car Insurance Quotes in Lester, AL

Ready to find affordable Lester, Alabama car insurance today? Enter your ZIP code for fast, free Lester, AL car insurance quotes.

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Average Monthly Car Insurance Rates by State