Compare Letcher, KY Car Insurance Rates (2021)

Car insurance in Letcher, KY averages $562 a month. Letcher, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Letcher car insurance rates, compare quotes from the top car insurance companies in Letcher, KY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Letcher is USAA
  • Average car insurance rates in Letcher, KY after a DUI are $8,018/year
  • Average car insurance rates in Letcher, KY are $6,749/year

If you need to buy Letcher, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Letcher, KY is right here.

You’ll find Letcher car insurance rates, the cheapest Letcher, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Letcher, Kentucky car insurance rates to Richmond car insurance rates, Covington car insurance rates, and Henderson car insurance rates.

Ready to find affordable Letcher, KY car insurance today? Enter your ZIP code for fast, free Letcher car insurance quotes.

Cheapest Letcher, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Letcher, KY car insurance rates? Every Letcher, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Letcher, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,542 $5,468 $5,084 $5,397 $20,163 $22,348 $6,027 $6,302
GEICO $4,386 $4,051 $4,595 $4,158 $8,902 $10,417 $3,551 $3,058
Liberty Mutual $4,765 $5,178 $4,077 $4,567 $20,167 $22,268 $4,941 $5,078
Nationwide $5,569 $5,493 $5,035 $5,213 $12,492 $15,331 $6,338 $6,544
Progressive $3,142 $2,966 $2,842 $2,836 $16,038 $18,243 $3,910 $3,979
State Farm $2,467 $2,467 $2,187 $2,187 $6,632 $8,425 $2,733 $3,012
Travelers $3,615 $3,682 $3,556 $3,556 $17,979 $28,919 $3,780 $4,404
USAA $2,168 $2,181 $1,955 $1,999 $5,756 $6,065 $2,751 $3,026

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Minimum Car Insurance in Letcher, KY

Every driver must carry the minimum car insurance in Letcher, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Letcher, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Letcher, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Letcher, KY. Compare credit history car insurance rates in Letcher from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Letcher, Kentucky

Insurance Company Poor Fair Good
Allstate $12,861 $8,643 $7,119
GEICO $8,861 $4,424 $2,884
Liberty Mutual $12,778 $7,777 $6,085
Nationwide $9,520 $7,384 $6,351
Progressive $7,518 $6,579 $6,137
State Farm $5,395 $3,299 $2,597
Travelers $9,717 $8,186 $8,155
USAA $4,820 $2,697 $2,196

Cheapest Letcher, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Letcher, KY to rates for a clean record with top companies.

Annual Letcher, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,934 $10,296 $10,999 $8,936
GEICO $3,255 $5,722 $8,597 $3,985
Liberty Mutual $7,359 $11,446 $8,857 $7,858
Nationwide $6,118 $7,981 $10,149 $6,759
Progressive $5,559 $8,311 $6,342 $6,766
State Farm $3,482 $4,045 $3,764 $3,764
Travelers $7,544 $7,770 $11,313 $8,119
USAA $2,436 $3,454 $4,127 $2,933

Cheapest Letcher, KY Car Insurance for Teen Drivers

Teen car insurance in Letcher, KY can be expensive. Take a look at rates from the top car insurance companies in Letcher for teenagers.

Annual Car Insurance Rates for Teen Drivers in Letcher, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $20,163 $22,348
GEICO $8,902 $10,417
Liberty Mutual $20,167 $22,268
Nationwide $12,492 $15,331
Progressive $16,038 $18,243
State Farm $6,632 $8,425
Travelers $17,979 $28,919
USAA $5,756 $6,065

Cheapest Letcher, KY Car Insurance for Seniors

Take a look at Letcher, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Letcher, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $5,084 $5,397
GEICO $4,595 $4,158
Liberty Mutual $4,077 $4,567
Nationwide $5,035 $5,213
Progressive $2,842 $2,836
State Farm $2,187 $2,187
Travelers $3,556 $3,556
USAA $1,955 $1,999

Cheapest Letcher, KY Car Insurance Rates After a DUI

A DUI in Letcher, KY increases car insurance rates. Compare Letcher, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Letcher, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $10,999
GEICO $8,597
Liberty Mutual $8,857
Nationwide $10,149
Progressive $6,342
State Farm $3,764
Travelers $11,313
USAA $4,127

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Cheapest Letcher, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Letcher, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Letcher, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $9,541 $9,541
GEICO $5,341 $5,438
Liberty Mutual $8,880 $8,880
Nationwide $7,752 $7,752
Progressive $6,744 $6,744
State Farm $3,673 $3,855
Travelers $8,686 $8,686
USAA $3,114 $3,361

The Best Cheap Car Insurance Companies in Letcher, KY

Take a look at a side-by-side comparison of the top car insurance companies in Letcher, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Letcher, Kentucky

Insurance Company Average Annual Rates
Allstate $9,541
GEICO $5,390
Liberty Mutual $8,880
Nationwide $7,752
Progressive $6,744
State Farm $3,764
Travelers $8,686
USAA $3,238

Category Winners: Cheapest Car Insurance in Letcher, Kentucky

Find the cheapest car insurance companies in Letcher, KY for each category right here.

Best Annual Car Insurance Rates by Company in Letcher, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Letcher, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Letcher car insurance rates. Find the cheapest Letcher, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Letcher, Kentucky

Insurance Company Low Medium High
Allstate $8,321 $9,463 $10,839
GEICO $4,884 $5,352 $5,934
Liberty Mutual $8,341 $8,807 $9,493
Nationwide $7,743 $7,625 $7,887
Progressive $6,131 $6,611 $7,491
State Farm $3,516 $3,751 $4,025
Travelers $8,268 $8,719 $9,072
USAA $3,078 $3,229 $3,405

Compare Car Insurance Quotes in Letcher, KY

Ready to find affordable Letcher, Kentucky car insurance today? Enter your ZIP code for fast, free Letcher, KY car insurance quotes.

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