Compare Lewes, DE Car Insurance Rates (2021)

Car insurance in Lewes, DE averages $414 a month. Lewes, Delaware car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Lewes car insurance rates, compare quotes from the top car insurance companies in Lewes, DE.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Lewes, DE are $4,962/year
  • The cheapest car insurance company in Lewes for teen drivers is USAA
  • The cheapest car insurance company in Lewes is USAA

If you need to buy Lewes, Delaware car insurance, the options can be confusing. Everything you need to know about car insurance in Lewes, DE is right here.

You’ll find Lewes car insurance rates, the cheapest Lewes, DE car insurance companies, and information on Delaware car insurance laws. You can also compare Lewes, Delaware car insurance rates to Seaford car insurance rates, Laurel car insurance rates, and Harrington car insurance rates.

Ready to find affordable Lewes, DE car insurance today? Enter your ZIP code for fast, free Lewes car insurance quotes.

Cheapest Lewes, DE Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lewes, DE car insurance rates? Every Lewes, Delaware car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lewes, Delaware

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,152 $3,120 $2,766 $2,924 $11,237 $13,169 $3,354 $3,581
GEICO $2,394 $2,660 $2,291 $2,666 $5,847 $6,106 $2,526 $2,454
Liberty Mutual $10,013 $10,013 $9,892 $9,892 $22,247 $33,687 $10,013 $13,864
Nationwide $2,533 $2,519 $2,314 $2,309 $5,939 $7,522 $2,807 $3,006
Progressive $1,725 $1,597 $1,519 $1,552 $8,581 $9,451 $2,097 $2,038
State Farm $2,305 $2,305 $2,123 $2,123 $6,549 $8,460 $2,584 $2,697
Travelers $1,238 $1,242 $1,221 $1,190 $6,706 $10,181 $1,319 $1,427
USAA $1,156 $1,138 $1,070 $1,069 $4,175 $4,907 $1,446 $1,586

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Minimum Car Insurance in Lewes, DE

Every driver must carry the minimum car insurance in Lewes, DE. Take a look at the Delaware car insurance requirements.

Minimum Required Car Insurance Coverage in Lewes, Delaware

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Lewes, DE Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lewes, DE. Compare credit history car insurance rates in Lewes from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lewes, Delaware

Insurance Company Poor Fair Good
Allstate $6,928 $4,934 $4,376
GEICO $5,219 $2,898 $1,988
Liberty Mutual $20,194 $13,642 $11,021
Nationwide $4,183 $3,489 $3,184
Progressive $3,992 $3,491 $3,227
State Farm $5,575 $3,073 $2,281
Travelers $3,418 $2,827 $2,952
USAA $3,371 $1,642 $1,191

Cheapest Lewes, DE Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lewes, DE to rates for a clean record with top companies.

Annual Lewes, Delaware Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,581 $5,475 $6,397 $5,199
GEICO $2,586 $3,579 $4,373 $2,935
Liberty Mutual $11,953 $13,748 $21,863 $12,246
Nationwide $2,892 $2,892 $5,279 $3,412
Progressive $3,084 $4,066 $3,505 $3,626
State Farm $3,305 $3,981 $3,643 $3,643
Travelers $2,622 $2,629 $4,262 $2,749
USAA $1,708 $1,708 $2,907 $1,950

Cheapest Lewes, DE Car Insurance for Teen Drivers

Teen car insurance in Lewes, DE can be expensive. Take a look at rates from the top car insurance companies in Lewes for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lewes, Delaware

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,237 $13,169
GEICO $5,847 $6,106
Liberty Mutual $22,247 $33,687
Nationwide $5,939 $7,522
Progressive $8,581 $9,451
State Farm $6,549 $8,460
Travelers $6,706 $10,181
USAA $4,175 $4,907

Cheapest Lewes, DE Car Insurance for Seniors

Take a look at Lewes, DE senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lewes, Delaware

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,766 $2,924
GEICO $2,291 $2,666
Liberty Mutual $9,892 $9,892
Nationwide $2,314 $2,309
Progressive $1,519 $1,552
State Farm $2,123 $2,123
Travelers $1,221 $1,190
USAA $1,070 $1,069

Cheapest Lewes, DE Car Insurance Rates After a DUI

A DUI in Lewes, DE increases car insurance rates. Compare Lewes, Delaware DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lewes, Delaware

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,397
GEICO $4,373
Liberty Mutual $21,863
Nationwide $5,279
Progressive $3,505
State Farm $3,643
Travelers $4,262
USAA $2,907

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Cheapest Lewes, DE Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lewes, DE by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lewes, Delaware

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,413 $5,413
GEICO $3,314 $3,422
Liberty Mutual $14,539 $15,366
Nationwide $3,619 $3,619
Progressive $3,570 $3,570
State Farm $3,519 $3,768
Travelers $3,066 $3,066
USAA $2,046 $2,090

The Best Cheap Car Insurance Companies in Lewes, DE

Take a look at a side-by-side comparison of the top car insurance companies in Lewes, DE to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lewes, Delaware

Insurance Company Average Annual Rates
Allstate $5,413
GEICO $3,368
Liberty Mutual $14,952
Nationwide $3,619
Progressive $3,570
State Farm $3,643
Travelers $3,066
USAA $2,068

Category Winners: Cheapest Car Insurance in Lewes, Delaware

Find the cheapest car insurance companies in Lewes, DE for each category right here.

Best Annual Car Insurance Rates by Company in Lewes, Delaware

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Lewes, DE Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lewes car insurance rates. Find the cheapest Lewes, DE car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lewes, Delaware

Insurance Company Low Medium High
Allstate $4,987 $5,472 $5,779
GEICO $3,044 $3,417 $3,644
Liberty Mutual $14,272 $14,792 $15,793
Nationwide $3,604 $3,559 $3,692
Progressive $3,142 $3,612 $3,956
State Farm $3,404 $3,651 $3,874
Travelers $2,898 $3,159 $3,139
USAA $1,934 $2,064 $2,207

What affects car insurance rates in Lewes, Delaware?

What factors can have an impact on Lewes, DE car insurance? There are several reasons why Lewes car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Lewes, Delaware.

Commute Time in Lewes

The more time you spend in your car the higher the risk of an accident. The average commute length in Lewes, DE is 29.9 minutes according to City-Data.

Compare Car Insurance Quotes in Lewes, DE

Ready to find affordable Lewes, Delaware car insurance today? Enter your ZIP code for fast, free Lewes, DE car insurance quotes.

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Average Monthly Car Insurance Rates by State