Compare Lewis, IN Car Insurance Rates (2021)

Car insurance in Lewis, IN averages $285 a month. Lewis, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Lewis car insurance rates, compare quotes from the top car insurance companies in Lewis, IN.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Lewis, IN are $3,415/year
  • The cheapest car insurance company in Lewis for teen drivers is USAA
  • The cheapest car insurance company in Lewis is USAA

If you need to buy Lewis, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Lewis, IN is right here.

You’ll find Lewis car insurance rates, the cheapest Lewis, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Lewis, Indiana car insurance rates to Hammond car insurance rates, Indianapolis car insurance rates, and Evansville car insurance rates.

Ready to find affordable Lewis, IN car insurance today? Enter your ZIP code for fast, free Lewis car insurance quotes.

Cheapest Lewis, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lewis, IN car insurance rates? Every Lewis, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lewis, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,592 $2,664 $2,266 $2,488 $7,774 $9,825 $2,649 $2,875
American Family $2,345 $2,345 $2,105 $2,105 $6,443 $9,338 $2,345 $2,879
Farmers $1,538 $1,519 $1,319 $1,478 $8,086 $8,608 $2,012 $2,176
GEICO $1,699 $1,696 $1,601 $1,673 $5,062 $4,684 $1,947 $1,704
Liberty Mutual $4,104 $4,104 $3,771 $3,771 $8,998 $13,592 $4,104 $5,631
Nationwide $1,665 $1,706 $1,458 $1,560 $4,822 $6,279 $1,950 $2,136
Progressive $1,715 $1,626 $1,552 $1,561 $10,044 $11,329 $2,153 $2,203
State Farm $1,516 $1,516 $1,356 $1,356 $4,643 $5,953 $1,681 $1,865
Travelers $1,293 $1,316 $1,209 $1,208 $7,891 $12,438 $1,365 $1,591
USAA $1,061 $1,044 $987 $993 $2,969 $3,317 $1,433 $1,532

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Minimum Car Insurance in Lewis, IN

Every driver must carry the minimum car insurance in Lewis, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Lewis, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Lewis, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lewis, IN. Compare credit history car insurance rates in Lewis from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lewis, Indiana

Insurance Company Poor Fair Good
Allstate $5,153 $3,809 $3,464
American Family $5,114 $3,321 $2,781
Farmers $3,906 $3,178 $2,942
GEICO $3,020 $2,508 $1,996
Liberty Mutual $8,003 $5,209 $4,817
Nationwide $3,071 $2,595 $2,425
Progressive $4,441 $3,927 $3,700
State Farm $3,622 $2,160 $1,674
Travelers $3,945 $3,338 $3,334
USAA $2,246 $1,484 $1,272

Cheapest Lewis, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lewis, IN to rates for a clean record with top companies.

Annual Lewis, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,323 $4,861 $4,458 $3,925
American Family $2,576 $4,106 $5,202 $3,070
Farmers $2,990 $3,487 $3,588 $3,302
GEICO $1,636 $2,589 $3,538 $2,271
Liberty Mutual $4,692 $5,529 $8,649 $5,169
Nationwide $2,317 $2,992 $2,868 $2,612
Progressive $3,008 $5,289 $3,594 $4,200
State Farm $2,426 $2,664 $2,426 $2,426
Travelers $3,002 $3,717 $4,214 $3,222
USAA $1,258 $1,793 $2,058 $1,559

Cheapest Lewis, IN Car Insurance for Teen Drivers

Teen car insurance in Lewis, IN can be expensive. Take a look at rates from the top car insurance companies in Lewis for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lewis, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,774 $9,825
American Family $6,443 $9,338
Farmers $8,086 $8,608
GEICO $5,062 $4,684
Liberty Mutual $8,998 $13,592
Nationwide $4,822 $6,279
Progressive $10,044 $11,329
State Farm $4,643 $5,953
Travelers $7,891 $12,438
USAA $2,969 $3,317

Cheapest Lewis, IN Car Insurance for Seniors

Take a look at Lewis, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lewis, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,266 $2,488
American Family $2,105 $2,105
Farmers $1,319 $1,478
GEICO $1,601 $1,673
Liberty Mutual $3,771 $3,771
Nationwide $1,458 $1,560
Progressive $1,552 $1,561
State Farm $1,356 $1,356
Travelers $1,209 $1,208
USAA $987 $993

Cheapest Lewis, IN Car Insurance Rates After a DUI

A DUI in Lewis, IN increases car insurance rates. Compare Lewis, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lewis, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,458
American Family $5,202
Farmers $3,588
GEICO $3,538
Liberty Mutual $8,649
Nationwide $2,868
Progressive $3,594
State Farm $2,426
Travelers $4,214
USAA $2,058

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Cheapest Lewis, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lewis, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lewis, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,142 $4,142
American Family $3,693 $3,784
Farmers $3,342 $3,342
GEICO $2,464 $2,553
Liberty Mutual $5,850 $6,170
Nationwide $2,697 $2,697
Progressive $4,023 $4,023
State Farm $2,414 $2,557
Travelers $3,539 $3,539
USAA $1,645 $1,689

The Best Cheap Car Insurance Companies in Lewis, IN

Take a look at a side-by-side comparison of the top car insurance companies in Lewis, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lewis, Indiana

Insurance Company Average Annual Rates
Allstate $4,142
American Family $3,738
Farmers $3,342
GEICO $2,508
Liberty Mutual $6,010
Nationwide $2,697
Progressive $4,023
State Farm $2,485
Travelers $3,539
USAA $1,667

Category Winners: Cheapest Car Insurance in Lewis, Indiana

Find the cheapest car insurance companies in Lewis, IN for each category right here.

Best Annual Car Insurance Rates by Company in Lewis, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Lewis, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lewis car insurance rates. Find the cheapest Lewis, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lewis, Indiana

Insurance Company Low Medium High
Allstate $3,932 $4,126 $4,367
American Family $3,696 $3,862 $3,657
Farmers $3,225 $3,334 $3,466
GEICO $2,332 $2,502 $2,691
Liberty Mutual $5,786 $5,991 $6,252
Nationwide $2,741 $2,675 $2,675
Progressive $3,787 $3,956 $4,326
State Farm $2,358 $2,485 $2,613
Travelers $3,474 $3,572 $3,571
USAA $1,608 $1,663 $1,730

What affects car insurance rates in Lewis, Indiana?

What factors can have an impact on Lewis, IN car insurance? There are several reasons why Lewis car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Lewis, Indiana.

Commute Time in Lewis

The more time you spend in your car the higher the risk of an accident. The average commute length in Lewis, IN is 21.3 minutes according to City-Data.

Compare Car Insurance Quotes in Lewis, IN

Ready to find affordable Lewis, Indiana car insurance today? Enter your ZIP code for fast, free Lewis, IN car insurance quotes.

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