Compare Lewisburg, KY Car Insurance Rates (2021)

Car insurance in Lewisburg, KY averages $345 a month. Lewisburg, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Lewisburg car insurance rates, compare quotes from the top car insurance companies in Lewisburg, KY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Lewisburg, KY are $4,143/year
  • The cheapest car insurance company in Lewisburg for teen drivers is USAA
  • Average car insurance rates in Lewisburg, KY after a DUI are $4,987/year

If you need to buy Lewisburg, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Lewisburg, KY is right here.

You’ll find Lewisburg car insurance rates, the cheapest Lewisburg, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Lewisburg, Kentucky car insurance rates to Richmond car insurance rates, Bowling Green car insurance rates, and Nicholasville car insurance rates.

Ready to find affordable Lewisburg, KY car insurance today? Enter your ZIP code for fast, free Lewisburg car insurance quotes.

Cheapest Lewisburg, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lewisburg, KY car insurance rates? Every Lewisburg, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lewisburg, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,096 $3,070 $2,788 $2,972 $11,246 $12,625 $3,450 $3,658
GEICO $3,469 $3,214 $3,608 $3,267 $6,831 $8,150 $2,841 $2,465
Liberty Mutual $2,549 $2,763 $2,194 $2,447 $10,082 $11,123 $2,650 $2,731
Nationwide $3,102 $3,105 $2,800 $2,930 $6,819 $8,506 $3,500 $3,672
Progressive $1,942 $1,858 $1,732 $1,749 $9,085 $10,265 $2,406 $2,460
State Farm $1,808 $1,808 $1,613 $1,613 $5,421 $6,860 $2,018 $2,264
Travelers $2,180 $2,221 $2,135 $2,140 $10,289 $16,460 $2,277 $2,642
USAA $1,864 $1,870 $1,680 $1,711 $4,929 $5,203 $2,356 $2,581

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Minimum Car Insurance in Lewisburg, KY

Every driver must carry the minimum car insurance in Lewisburg, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Lewisburg, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Lewisburg, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lewisburg, KY. Compare credit history car insurance rates in Lewisburg from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lewisburg, Kentucky

Insurance Company Poor Fair Good
Allstate $7,097 $4,901 $4,091
GEICO $6,955 $3,473 $2,264
Liberty Mutual $6,522 $4,010 $3,170
Nationwide $5,239 $4,104 $3,569
Progressive $4,420 $3,831 $3,561
State Farm $4,236 $2,552 $1,988
Travelers $5,628 $4,760 $4,740
USAA $4,131 $2,310 $1,881

Cheapest Lewisburg, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lewisburg, KY to rates for a clean record with top companies.

Annual Lewisburg, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,462 $5,800 $6,170 $5,021
GEICO $2,508 $4,482 $6,862 $3,070
Liberty Mutual $3,814 $5,849 $4,553 $4,053
Nationwide $3,414 $4,428 $5,612 $3,764
Progressive $3,261 $4,804 $3,720 $3,964
State Farm $2,673 $3,179 $2,926 $2,926
Travelers $4,399 $4,527 $6,527 $4,718
USAA $2,092 $2,958 $3,528 $2,519

Cheapest Lewisburg, KY Car Insurance for Teen Drivers

Teen car insurance in Lewisburg, KY can be expensive. Take a look at rates from the top car insurance companies in Lewisburg for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lewisburg, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,246 $12,625
GEICO $6,831 $8,150
Liberty Mutual $10,082 $11,123
Nationwide $6,819 $8,506
Progressive $9,085 $10,265
State Farm $5,421 $6,860
Travelers $10,289 $16,460
USAA $4,929 $5,203

Cheapest Lewisburg, KY Car Insurance for Seniors

Take a look at Lewisburg, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lewisburg, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,788 $2,972
GEICO $3,608 $3,267
Liberty Mutual $2,194 $2,447
Nationwide $2,800 $2,930
Progressive $1,732 $1,749
State Farm $1,613 $1,613
Travelers $2,135 $2,140
USAA $1,680 $1,711

Cheapest Lewisburg, KY Car Insurance Rates After a DUI

A DUI in Lewisburg, KY increases car insurance rates. Compare Lewisburg, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lewisburg, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,170
GEICO $6,862
Liberty Mutual $4,553
Nationwide $5,612
Progressive $3,720
State Farm $2,926
Travelers $6,527
USAA $3,528

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Cheapest Lewisburg, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lewisburg, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lewisburg, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,363 $5,363
GEICO $4,191 $4,270
Liberty Mutual $4,567 $4,567
Nationwide $4,304 $4,304
Progressive $3,937 $3,937
State Farm $2,854 $2,997
Travelers $5,043 $5,043
USAA $2,671 $2,877

The Best Cheap Car Insurance Companies in Lewisburg, KY

Take a look at a side-by-side comparison of the top car insurance companies in Lewisburg, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lewisburg, Kentucky

Insurance Company Average Annual Rates
Allstate $5,363
GEICO $4,231
Liberty Mutual $4,567
Nationwide $4,304
Progressive $3,937
State Farm $2,926
Travelers $5,043
USAA $2,774

Category Winners: Cheapest Car Insurance in Lewisburg, Kentucky

Find the cheapest car insurance companies in Lewisburg, KY for each category right here.

Best Annual Car Insurance Rates by Company in Lewisburg, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Lewisburg, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lewisburg car insurance rates. Find the cheapest Lewisburg, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lewisburg, Kentucky

Insurance Company Low Medium High
Allstate $5,032 $5,344 $5,713
GEICO $3,993 $4,208 $4,492
Liberty Mutual $4,330 $4,535 $4,837
Nationwide $4,380 $4,252 $4,281
Progressive $3,650 $3,888 $4,273
State Farm $2,768 $2,925 $3,084
Travelers $4,803 $5,068 $5,257
USAA $2,655 $2,768 $2,900

What affects car insurance rates in Lewisburg, Kentucky?

What factors can have an impact on Lewisburg, KY car insurance? There are several reasons why Lewisburg car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Lewisburg, Kentucky.

Commute Time in Lewisburg

The more time you spend in your car the higher the risk of an accident. The average commute length in Lewisburg, KY is 21.3 minutes according to City-Data.

Compare Car Insurance Quotes in Lewisburg, KY

Ready to find affordable Lewisburg, Kentucky car insurance today? Enter your ZIP code for fast, free Lewisburg, KY car insurance quotes.

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