Compare Lewiston, MN Car Insurance Rates (2021)

Car insurance in Lewiston, MN averages $361 a month. Lewiston, Minnesota car insurance requirements are 30/60/10, but you might need full coverage insurance if your car is financed. To find cheap Lewiston car insurance rates, compare quotes from the top car insurance companies in Lewiston, MN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Lewiston, MN are $4,332/year
  • The cheapest car insurance company in Lewiston is State Farm
  • Average car insurance rates in Lewiston, MN after a DUI are $5,878/year

If you need to buy Lewiston, Minnesota car insurance, the options can be confusing. Everything you need to know about car insurance in Lewiston, MN is right here.

You’ll find Lewiston car insurance rates, the cheapest Lewiston, MN car insurance companies, and information on Minnesota car insurance laws. You can also compare Lewiston, Minnesota car insurance rates to Minneapolis car insurance rates, St. Paul car insurance rates, and Maple Grove car insurance rates.

Ready to find affordable Lewiston, MN car insurance today? Enter your ZIP code for fast, free Lewiston car insurance quotes.

Cheapest Lewiston, MN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lewiston, MN car insurance rates? Every Lewiston, Minnesota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lewiston, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,886 $2,886 $2,776 $2,776 $6,617 $9,603 $3,511 $3,689
American Family $2,264 $2,264 $2,052 $2,052 $6,177 $8,954 $2,264 $2,555
Farmers $2,203 $2,202 $2,124 $2,238 $6,180 $6,229 $2,881 $2,867
GEICO $2,399 $2,380 $2,292 $2,228 $5,029 $6,388 $2,248 $2,327
Liberty Mutual $9,135 $9,135 $9,045 $9,045 $17,956 $26,937 $9,135 $12,711
Nationwide $1,724 $1,735 $1,536 $1,631 $4,356 $5,304 $2,018 $2,103
State Farm $1,526 $1,526 $1,359 $1,359 $3,307 $4,085 $1,770 $1,457
USAA $1,785 $1,765 $1,629 $1,617 $4,894 $5,351 $2,329 $2,466

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Minimum Car Insurance in Lewiston, MN

Every driver must carry the minimum car insurance in Lewiston, MN. Take a look at the Minnesota car insurance requirements.

Minimum Required Car Insurance Coverage in Lewiston, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Lewiston, MN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lewiston, MN. Compare credit history car insurance rates in Lewiston from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lewiston, Minnesota

Insurance Company Poor Fair Good
Allstate $6,368 $3,455 $3,206
American Family $4,875 $3,239 $2,605
Farmers $4,193 $3,051 $2,853
GEICO $3,796 $3,103 $2,586
Liberty Mutual $17,968 $11,618 $9,076
Nationwide $3,029 $2,448 $2,176
State Farm $2,987 $1,827 $1,332
USAA $4,277 $2,088 $1,824

Cheapest Lewiston, MN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lewiston, MN to rates for a clean record with top companies.

Annual Lewiston, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,141 $4,578 $5,523 $4,130
American Family $2,403 $4,314 $4,850 $2,724
Farmers $2,881 $3,624 $3,665 $3,292
GEICO $2,098 $3,336 $4,965 $2,248
Liberty Mutual $9,433 $12,953 $18,990 $10,174
Nationwide $2,029 $2,686 $3,087 $2,401
State Farm $1,884 $2,214 $2,049 $2,049
USAA $2,024 $2,589 $3,899 $2,406

Cheapest Lewiston, MN Car Insurance for Teen Drivers

Teen car insurance in Lewiston, MN can be expensive. Take a look at rates from the top car insurance companies in Lewiston for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lewiston, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,617 $9,603
American Family $6,177 $8,954
Farmers $6,180 $6,229
GEICO $5,029 $6,388
Liberty Mutual $17,956 $26,937
Nationwide $4,356 $5,304
State Farm $3,307 $4,085
USAA $4,894 $5,351

Cheapest Lewiston, MN Car Insurance for Seniors

Take a look at Lewiston, MN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lewiston, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,776 $2,776
American Family $2,052 $2,052
Farmers $2,124 $2,238
GEICO $2,292 $2,228
Liberty Mutual $9,045 $9,045
Nationwide $1,536 $1,631
State Farm $1,359 $1,359
USAA $1,629 $1,617

Cheapest Lewiston, MN Car Insurance Rates After a DUI

A DUI in Lewiston, MN increases car insurance rates. Compare Lewiston, Minnesota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lewiston, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,523
American Family $4,850
Farmers $3,665
GEICO $4,965
Liberty Mutual $18,990
Nationwide $3,087
State Farm $2,049
USAA $3,899

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Cheapest Lewiston, MN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lewiston, MN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lewiston, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,343 $4,343
American Family $3,531 $3,615
Farmers $3,366 $3,366
GEICO $3,120 $3,203
Liberty Mutual $12,510 $13,265
Nationwide $2,551 $2,551
State Farm $1,993 $2,104
USAA $2,694 $2,765

The Best Cheap Car Insurance Companies in Lewiston, MN

Take a look at a side-by-side comparison of the top car insurance companies in Lewiston, MN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lewiston, Minnesota

Insurance Company Average Annual Rates
Allstate $4,343
American Family $3,573
Farmers $3,366
GEICO $3,162
Liberty Mutual $12,887
Nationwide $2,551
State Farm $2,049
USAA $2,730

Category Winners: Cheapest Car Insurance in Lewiston, Minnesota

Find the cheapest car insurance companies in Lewiston, MN for each category right here.

Best Annual Car Insurance Rates by Company in Lewiston, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Lewiston, MN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lewiston car insurance rates. Find the cheapest Lewiston, MN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lewiston, Minnesota

Insurance Company Low Medium High
Allstate $4,285 $4,340 $4,404
American Family $3,563 $3,671 $3,484
Farmers $3,255 $3,377 $3,465
GEICO $3,064 $3,160 $3,260
Liberty Mutual $12,579 $12,897 $13,186
Nationwide $2,415 $2,568 $2,669
State Farm $1,966 $2,056 $2,124
USAA $2,650 $2,728 $2,811

What affects car insurance rates in Lewiston, Minnesota?

What factors can have an impact on Lewiston, MN car insurance? There are several reasons why Lewiston car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Lewiston, Minnesota.

Commute Time in Lewiston

The more time you spend in your car the higher the risk of an accident. The average commute length in Lewiston, MN is 23.6 minutes according to City-Data.

Compare Car Insurance Quotes in Lewiston, MN

Ready to find affordable Lewiston, Minnesota car insurance today? Enter your ZIP code for fast, free Lewiston, MN car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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