Compare Lexington, MS Car Insurance Rates (2021)

Car insurance in Lexington, MS averages $310 a month. Lexington, Mississippi car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Lexington car insurance rates, compare quotes from the top car insurance companies in Lexington, MS.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Lexington is USAA
  • Average car insurance rates in Lexington, MS after a DUI are $4,483/year
  • Average car insurance rates in Lexington, MS are $3,716/year

If you need to buy Lexington, Mississippi car insurance, the options can be confusing. Everything you need to know about car insurance in Lexington, MS is right here.

You’ll find Lexington car insurance rates, the cheapest Lexington, MS car insurance companies, and information on Mississippi car insurance laws. You can also compare Lexington, Mississippi car insurance rates to Jackson car insurance rates, Meridian car insurance rates, and Olive Branch car insurance rates.

Ready to find affordable Lexington, MS car insurance today? Enter your ZIP code for fast, free Lexington car insurance quotes.

Cheapest Lexington, MS Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lexington, MS car insurance rates? Every Lexington, Mississippi car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lexington, Mississippi

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,674 $2,559 $2,393 $2,447 $10,472 $11,180 $3,033 $3,109
GEICO $3,308 $3,137 $3,021 $2,807 $7,930 $7,523 $5,329 $2,673
Liberty Mutual $2,697 $2,921 $2,169 $2,433 $9,501 $10,566 $2,870 $3,026
Nationwide $2,178 $2,244 $1,948 $2,073 $4,297 $5,499 $2,460 $2,673
Progressive $2,523 $2,388 $2,053 $2,002 $8,863 $9,943 $2,606 $2,718
State Farm $2,055 $2,055 $1,822 $1,822 $5,672 $7,143 $2,281 $2,581
Travelers $1,754 $1,787 $1,662 $1,664 $7,722 $12,191 $1,836 $2,146
USAA $1,302 $1,289 $1,217 $1,230 $3,217 $3,812 $1,582 $1,742

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Minimum Car Insurance in Lexington, MS

Every driver must carry the minimum car insurance in Lexington, MS. Take a look at the Mississippi car insurance requirements.

Minimum Required Car Insurance Coverage in Lexington, Mississippi

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Lexington, MS Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lexington, MS. Compare credit history car insurance rates in Lexington from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lexington, Mississippi

Insurance Company Poor Fair Good
Allstate $5,485 $4,851 $3,864
GEICO $6,733 $3,814 $2,851
Liberty Mutual $6,493 $3,961 $3,115
Nationwide $3,435 $2,790 $2,540
Progressive $4,714 $3,994 $3,703
State Farm $4,583 $2,779 $2,175
Travelers $4,369 $3,559 $3,607
USAA $2,626 $1,714 $1,431

Cheapest Lexington, MS Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lexington, MS to rates for a clean record with top companies.

Annual Lexington, Mississippi Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,004 $4,706 $5,698 $4,526
GEICO $2,744 $4,202 $6,455 $4,462
Liberty Mutual $3,219 $5,112 $5,246 $4,514
Nationwide $2,322 $2,979 $3,808 $2,578
Progressive $3,554 $4,737 $4,080 $4,178
State Farm $2,910 $3,508 $3,149 $3,149
Travelers $3,362 $3,521 $4,826 $3,672
USAA $1,505 $1,919 $2,599 $1,673

Cheapest Lexington, MS Car Insurance for Teen Drivers

Teen car insurance in Lexington, MS can be expensive. Take a look at rates from the top car insurance companies in Lexington for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lexington, Mississippi

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,472 $11,180
GEICO $7,930 $7,523
Liberty Mutual $9,501 $10,566
Nationwide $4,297 $5,499
Progressive $8,863 $9,943
State Farm $5,672 $7,143
Travelers $7,722 $12,191
USAA $3,217 $3,812

Cheapest Lexington, MS Car Insurance for Seniors

Take a look at Lexington, MS senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lexington, Mississippi

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,393 $2,447
GEICO $3,021 $2,807
Liberty Mutual $2,169 $2,433
Nationwide $1,948 $2,073
Progressive $2,053 $2,002
State Farm $1,822 $1,822
Travelers $1,662 $1,664
USAA $1,217 $1,230

Cheapest Lexington, MS Car Insurance Rates After a DUI

A DUI in Lexington, MS increases car insurance rates. Compare Lexington, Mississippi DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lexington, Mississippi

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,698
GEICO $6,455
Liberty Mutual $5,246
Nationwide $3,808
Progressive $4,080
State Farm $3,149
Travelers $4,826
USAA $2,599

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Cheapest Lexington, MS Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lexington, MS by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lexington, Mississippi

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,733 $4,733
GEICO $4,455 $4,476
Liberty Mutual $4,523 $4,523
Nationwide $2,922 $2,922
Progressive $4,137 $4,137
State Farm $3,103 $3,254
Travelers $3,845 $3,845
USAA $1,865 $1,983

The Best Cheap Car Insurance Companies in Lexington, MS

Take a look at a side-by-side comparison of the top car insurance companies in Lexington, MS to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lexington, Mississippi

Insurance Company Average Annual Rates
Allstate $4,733
GEICO $4,466
Liberty Mutual $4,523
Nationwide $2,922
Progressive $4,137
State Farm $3,179
Travelers $3,845
USAA $1,924

Category Winners: Cheapest Car Insurance in Lexington, Mississippi

Find the cheapest car insurance companies in Lexington, MS for each category right here.

Best Annual Car Insurance Rates by Company in Lexington, Mississippi

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Lexington, MS Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lexington car insurance rates. Find the cheapest Lexington, MS car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lexington, Mississippi

Insurance Company Low Medium High
Allstate $4,506 $4,727 $4,967
GEICO $4,238 $4,494 $4,665
Liberty Mutual $4,247 $4,503 $4,819
Nationwide $2,770 $2,913 $3,082
Progressive $3,743 $4,184 $4,483
State Farm $3,019 $3,165 $3,353
Travelers $3,660 $3,869 $4,007
USAA $1,798 $1,913 $2,061

What affects car insurance rates in Lexington, Mississippi?

What factors can have an impact on Lexington, MS car insurance? There are several reasons why Lexington car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Lexington, Mississippi.

Car Theft in Lexington

High levels of vehicle theft can make car insurance more expensive. Lexington, MS car theft statistics from the FBI indicate 3 vehicle thefts a year.

Commute Time in Lexington

The more time you spend in your car the higher the risk of an accident. The average commute length in Lexington, MS is 25.7 minutes according to City-Data.

Traffic in Lexington

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Lexington, MS traffic data from INRIX ranks Lexington as the 968th-most congested in the world.

Compare Car Insurance Quotes in Lexington, MS

Ready to find affordable Lexington, Mississippi car insurance today? Enter your ZIP code for fast, free Lexington, MS car insurance quotes.

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